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Variable Rate IRAs – Massachusetts - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Massachusetts. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Reading Co-operative Bank 1.25% $500 -
Millbury Savings Bank 1.02% $10 -
Bridgewater Savings Bank 1.01% $10 -
Mechanics' Co-operative Bank 1.00% $500 -
Winter Hill Bank, Fsb 1.00% $500 -
Wrentham Co-operative Bank 0.85% $100 -
Randolph Savings Bank 0.80% $250 -
Washington Savings Bank 0.76% $500 -
Bankfive 0.75% $100 -
Savers Co-operative Bank 0.75% $50 -
Nbt Bank, National Association 0.75% $25 -
Haverhill Bank 0.70% $10 -
People's United Bank 0.65% $50 -
Natick Federal Savings Bank 0.65% $500 -
Middlesex Savings Bank 0.65% $10 -
Blue Hills Bank 0.65% $10 -
Mansfield Co-operative Bank 0.60% $25 -
Colonial Federal Savings Bank 0.60% $10 -
Cambridge Trust Company 0.60% $500 -
Abington Bank 0.55% $25 -
Easthampton Savings Bank 0.55% $10 -
Weymouth Bank 0.51% $25 -
Mutual Federal Savings Bank Of Plymouth County 0.50% $100 -
The Community Bank, A Massachusetts Cooperative Bank 0.50% $10 -
Commerce Bank & Trust Company 0.50% $50 -
Rockland Trust Company 0.45% $1,000 -
Rbs Citizens, National Association 0.40% $1 -
Hampden Bank 0.40% $10 -
United Bank 0.35% $1 -
Citizens-union Savings Bank 0.35% $10 -
Avidia Bank 0.35% $1 -
South Coastal Bank 0.35% $500 -
Milford Federal Savings And Loan Association 0.35% $25 -
Georgetown Savings Bank 0.35% $200 -
Equitable Co-operative Bank 0.35% $1 -
Greenfield Savings Bank 0.33% $1,000 -
Berkshire Bank 0.30% $10 -
Patriot Community Bank 0.30% $250 -
Salem Co-operative Bank 0.30% $500 -
Walpole Co-operative Bank 0.30% $1 -
Brookline Bank 0.25% $100 -
East Boston Savings Bank 0.25% $25 -
Chicopee Savings Bank 0.25% $20 -
Winchester Savings Bank 0.25% $10 -
Newburyport Five Cents Savings Bank 0.25% $10 -
Cape Ann Savings Bank 0.25% $10 -
Beverly Co-operative Bank 0.25% $10 -
South Adams Savings Bank 0.25% $10 -
Lowell Co-operative Bank 0.25% $1 -
Boston Private Bank & Trust Company 0.25% $1 -
North Brookfield Savings Bank 0.25% $10 -
Canton Co-operative Bank 0.25% $20 -
Fidelity Co-operative Bank 0.25% $1 -
Family Federal Savings, F.a. 0.25% $10 -
Greenfield Co-operative Bank 0.25% $10 -
Lee Bank 0.25% $10 -
Century Bank And Trust Company 0.23% $1 -
Marblehead Bank 0.20% $10 -
Leader Bank, National Association 0.20% $10 -
Bank Of America, National Association 0.20% $1 -
Sovereign Bank 0.20% $1 -
Marlborough Savings Bank 0.20% $10 -
Athol Savings Bank 0.20% $10 -
The Needham Bank 0.20% $250 -
Hingham Institution For Savings 0.20% $100 -
Citibank, National Association 0.20% $1 -
Martha's Vineyard Savings Bank 0.20% $100 -
North Easton Savings Bank 0.20% $10 -
Dean Co-operative Bank 0.18% $100 -
The Savings Bank 0.15% $10 -
Bristol County Savings Bank 0.15% $1 -
Commonwealth Co-operative Bank 0.15% $10 -
Framingham Co-operative Bank 0.15% $1 -
The Bank Of Canton 0.15% $500 -
Wakefield Co-operative Bank 0.15% $1 -
Clinton Savings Bank 0.15% $10 -
Watertown Savings Bank 0.15% $50 -
Monson Savings Bank 0.10% $10 -
Webster Bank, National Association 0.10% $1 -
The Northampton Co-operative Bank 0.10% $50 -
Familyfirst Bank 0.10% $25 -
The Milford National Bank And Trust Company 0.10% $50 -
Cambridge Savings Bank 0.10% $10 -
North Middlesex Savings Bank 0.10% $10 -
Florence Savings Bank 0.10% $10 -
The Cape Cod Five Cents Savings Bank 0.10% $10 -
North Shore Bank, A Co-operative Bank 0.10% $100 -
Peoplesbank 0.10% $10 -
Belmont Savings Bank 0.10% $250 -
Pentucket Bank 0.10% $25 -
The Lowell Five Cent Savings Bank 0.10% $1 -
South Shore Savings Bank 0.08% $10 -
Bay State Savings Bank 0.07% $500 -
Td Bank, National Association 0.05% $1 -
Salem Five Cents Savings Bank 0.05% $500 -
Eastern Bank 0.05% $10 -
First Niagara Bank, National Association 0.05% $1 -
Millbury National Bank 0.05% $500 -
Dedham Institution For Savings 0.05% $1 -
The Provident Bank 0.05% $10 -
Enterprise Bank And Trust Company 0.02% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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