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Variable Rate IRAs – Michigan - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Michigan. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
The First National Bank Of St. Ignace 2.53% $10 -
Urban Partnership Bank 1.51% $1,000 -
First State Bank Of Decatur 1.51% $50 -
The Miners State Bank 1.36% $25 -
Mayville State Bank 1.30% $1,000 -
The Peninsula Bank Of Ishpeming 1.11% $1,000 -
United Bank Of Michigan 1.00% $100 -
First Bank, Upper Michigan 1.00% $1 -
Huron Community Bank 1.00% $500 -
West Michigan Bank & Trust 0.90% $100 -
Baybank 0.85% $500 -
Superior National Bank & Trust Company 0.80% $100 -
The Citizens State Bank Of Ontonagon 0.80% $10 -
Hillsdale County National Bank 0.80% $100 -
Bay Port State Bank 0.75% $50 -
Firstbank - West Branch 0.75% $500 -
Peoples Federal Savings Bank Of Dekalb County 0.70% $10 -
New Buffalo Savings Bank, A Fsb 0.69% $100 -
Lapeer County Bank & Trust Co. 0.65% $100 -
State Savings Bank, Frankfort, Mich. 0.62% $10 -
Kalamazoo County State Bank 0.60% $1 -
The First National Bank & Trust Company Of Iron Mountain 0.59% $1 -
Independent Bank 0.55% $1 -
Firstbank 0.50% $1 -
River Valley Bank 0.50% $10 -
Tcf National Bank 0.50% $1 -
Oxford Bank 0.50% $50 -
Lake-osceola State Bank 0.50% $50 -
Bank Of Alpena 0.50% $50 -
Grand River Bank 0.50% $1 -
Firstbank - Alma 0.50% $50 -
Central State Bank 0.50% $20 -
First National Bank Of Crystal Falls 0.50% $100 -
Isabella Bank 0.45% $10 -
Rbs Citizens, National Association 0.40% $1 -
Wolverine Bank, Federal Savings Bank 0.40% $500 -
Sterling Bank And Trust, Fsb 0.40% $1 -
Old Mission Bank 0.37% $300 -
Charlevoix State Bank 0.35% $5 -
Gogebic Range Bank 0.30% $1 -
Chemical Bank 0.30% $100 -
Bank Of America, National Association 0.30% $1 -
Hantz Bank 0.30% $100 -
Osb Community Bank 0.30% $100 -
Eastern Michigan Bank 0.30% $1,000 -
Flagstar Bank, Fsb 0.25% $500 -
First Place Bank 0.25% $100 -
First State Bank Of East Detroit 0.25% $100 -
Ssbbank 0.25% $50 -
Traverse City State Bank 0.25% $1 -
Summit Community Bank 0.25% $1 -
The Shelby State Bank 0.25% $50 -
Fifth Third Bank 0.20% $50 -
The Dart Bank 0.20% $25 -
Guaranty Bank 0.20% $250 -
Bank Of Birmingham 0.20% $1 -
Citizens Community Federal 0.20% $1 -
1st Source Bank 0.20% $25 -
Monroe Bank & Trust 0.20% $1 -
Commercial Bank 0.20% $100 -
Blissfield State Bank 0.20% $1,000 -
Mercantile Bank Of Michigan 0.15% $1 -
Southern Michigan Bank & Trust 0.15% $100 -
Csb Bank 0.15% $50 -
Choiceone Bank 0.15% $500 -
First National Bank In Howell 0.14% $250 -
The First National Bank Of Norway 0.14% $10 -
West Shore Bank 0.14% $100 -
Upper Peninsula State Bank 0.13% $1 -
Keybank National Association 0.11% $1,000 -
Exchange State Bank 0.10% $5 -
Northwestern Bank 0.10% $150 -
1st State Bank 0.10% $1 -
Ann Arbor State Bank 0.10% $1 -
Farmers State Bank 0.10% $1 -
Ruth State Bank 0.10% $10,000 -
Level One Bank 0.10% $1 -
The Hastings City Bank 0.10% $25 -
Keystone Community Bank 0.10% $1 -
The Northern Trust Company 0.10% $1 -
Community State Bank 0.09% $100 -
Signature Bank 0.08% $50 -
Century Bank And Trust 0.06% $500 -
Comerica Bank 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
First Federal Of Northern Michigan 0.05% $100 -
United Bank & Trust 0.05% $100 -
Nicolet National Bank 0.05% $1 -
Wells Fargo Bank, National Association 0.05% $1 -
Macatawa Bank 0.05% $1 -
Jpmorgan Chase Bank, National Association 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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