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Variable Rate IRAs – Mississippi - May 20, 2013

Below are Variable Rate IRA CDs offered from banks that are located in Mississippi. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Bank Of Kilmichael 1.51% $1 -
Concordia Bank & Trust Company 1.51% $100 -
Bank Of Winona 1.50% $100 -
First State Bank 1.10% $250 -
Planters Bank & Trust Company 1.05% $500 -
First Financial Bank 1.00% $100 -
Merchants & Farmers Bank 0.80% $500 -
The Peoples Bank 0.75% $1 -
Bank Of Anguilla 0.75% $100 -
The Cleveland State Bank 0.70% $1,000 -
First Tennessee Bank, National Association 0.55% $100 -
Holmes County Bank & Trust Company 0.55% $100 -
Bank Of Okolona 0.52% $50 -
Guaranty Bank And Trust Company 0.45% $10 -
The Peoples Bank, Biloxi, Mississippi 0.40% $1,000 -
The Citizens Bank Of Philadelphia, Mississippi 0.40% $100 -
Farmers And Merchants Bank 0.36% $1 -
Cb&s Bank, Inc. 0.35% $100 -
Regions Bank 0.33% $250 -
The First National Bank Of Pontotoc 0.30% $50 -
First Security Bank 0.30% $1,000 -
First National Bank Of Clarksdale 0.25% $1,000 -
Bank Of Yazoo City 0.25% $100 -
First State Bank 0.25% $100 -
The Jefferson Bank 0.25% $100 -
Community Bank, Coast 0.25% $500 -
The First National Bank Of Oxford 0.25% $100 -
Richton Bank & Trust Company 0.25% $100 -
Community Bank Of Mississippi 0.20% $25 -
Metropolitan Bank 0.20% $25 -
Merchants And Farmers Bank 0.20% $100 -
First American National Bank 0.20% $1 -
First Bank 0.20% $25 -
Newton County Bank 0.15% $1,000 -
Bankfirst Financial Services 0.15% $25 -
Mechanics Bank 0.15% $1 -
Britton & Koontz Bank, N.a. 0.15% $500 -
Bank Of Brookhaven 0.15% $25 -
The Commercial Bank 0.15% $25 -
Citizens Bank 0.10% $50 -
Great Southern National Bank 0.10% $500 -
Bancorpsouth Bank 0.08% $1 -
Farmers And Merchants Bank 0.08% $1 -
First Federal Savings And Loan Association 0.05% $500 -
Wells Fargo Bank, National Association 0.05% $1 -
Charter Bank 0.05% $100 -
Suntrust Bank 0.01% $2,000 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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