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Variable Rate IRAs – Mississippi - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Mississippi. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Concordia Bank & Trust Company 2.52% $100 -
Bank Of Kilmichael 2.27% $1 -
Bank Of Winona 2.15% $100 -
First State Bank 1.51% $250 -
Planters Bank & Trust Company 1.05% $500 -
Merchants & Farmers Bank 1.04% $500 -
First Financial Bank 1.00% $100 -
Holmes County Bank & Trust Company 1.00% $100 -
Guaranty Bank And Trust Company 0.90% $10 -
The Cleveland State Bank 0.86% $1,000 -
First Tennessee Bank, National Association 0.85% $100 -
The Peoples Bank 0.75% $1 -
Community Bank, Coast 0.65% $500 -
The Peoples Bank, Biloxi, Mississippi 0.60% $1,000 -
Charter Bank 0.55% $100 -
The First National Bank Of Pontotoc 0.50% $50 -
Cadence Bank, N.a. 0.50% $1,000 -
Farmers And Merchants Bank 0.50% $1 -
Cb&s Bank, Inc. 0.50% $100 -
Merchants And Farmers Bank 0.50% $100 -
The First National Bank Of Oxford 0.50% $100 -
The Citizens Bank Of Philadelphia, Mississippi 0.50% $100 -
First State Bank 0.40% $100 -
Regions Bank 0.40% $250 -
First Security Bank 0.40% $1,000 -
First National Bank Of Clarksdale 0.38% $1,000 -
Richton Bank & Trust Company 0.35% $100 -
Metropolitan Bank 0.35% $25 -
Bankfirst Financial Services 0.35% $25 -
Community Bank Of Mississippi 0.35% $25 -
First Bank 0.35% $25 -
The Citizens National Bank Of Meridian 0.35% $100 -
Newton County Bank 0.30% $1,000 -
Mechanics Bank 0.25% $1 -
Bank Of Yazoo City 0.25% $100 -
The Jefferson Bank 0.25% $100 -
Britton & Koontz Bank, N.a. 0.24% $500 -
The Commercial Bank 0.20% $25 -
Community Bank 0.20% $100 -
Hancock Bank 0.15% $100 -
Bank Of Brookhaven 0.15% $25 -
Renasant Bank 0.12% $50 -
Great Southern National Bank 0.10% $500 -
Bancorpsouth Bank 0.08% $1 -
First Federal Savings And Loan Association 0.05% $500 -
Wells Fargo Bank, National Association 0.05% $1 -
Suntrust Bank 0.05% $2,000 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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