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Variable Rate IRAs – Oregon - May 23, 2012

Below are Variable Rate IRA CDs offered from banks that are located in Oregon. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Bank Of Eastern Oregon 2.02% $25 -
Bank Of The West 1.00% $100 -
Oregon Coast Bank 0.50% $1,000 -
Community Bank 0.50% $25 -
Union Bank, National Association 0.45% $500 -
Oregon Pacific Banking Company Dba Oregon Pacific Bank 0.45% $500 -
Riverview Community Bank 0.35% $100 -
Bank Of The Pacific 0.30% $100 -
Bank Of America, National Association 0.30% $1 -
Mbank 0.25% $1 -
Homestreet Bank 0.20% $1 -
Clackamas County Bank 0.20% $1,000 -
Citizens Bank 0.20% $150 -
West Coast Bank 0.20% $25 -
Pioneer Trust Bank, National Association 0.18% $100 -
Banner Bank 0.16% $50 -
Keybank National Association 0.11% $1,000 -
Evergreen Federal Savings And Loan Association 0.10% $250 -
Hsbc Bank Usa, National Association 0.10% $1 -
U.s. Bank National Association 0.05% $1 -
Umpqua Bank 0.05% $50 -
Pacific Continental Bank 0.05% $1,000 -
Wells Fargo Bank, National Association 0.05% $1 -
First-citizens Bank & Trust Company 0.05% $1 -
Jpmorgan Chase Bank, National Association 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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