Posted on April 13, 2012
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Variable Rate IRAs – Rhode Island - May 23, 2012
Below are Variable Rate IRA CDs offered from banks that are located in Rhode Island. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.
| Bank | APY | Min Bal | Miles | More |
|---|---|---|---|---|
| Coastway Community Bank | 2.00% | $1 | - | |
| Randolph Savings Bank | 0.70% | $500 | - | |
| Centreville Savings Bank | 0.50% | $100 | - | |
| Rbs Citizens, National Association | 0.40% | $50 | - | |
| Citizens-union Savings Bank | 0.35% | $10 | - | |
| Milford Federal Savings And Loan Association | 0.35% | $25 | - | |
| Bank Of America, National Association | 0.30% | $1 | - | |
| Bank Rhode Island | 0.25% | $100 | - | |
| Sovereign Bank | 0.20% | $1 | - | |
| Bristol County Savings Bank | 0.15% | $1 | - | |
| Banknewport | 0.10% | $100 | - | |
| Webster Bank, National Association | 0.10% | $1 | - | |
| Newport Federal Savings Bank | 0.05% | $25 | - | |
| Td Bank, National Association | 0.05% | $1 | - |
Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.
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