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Variable Rate IRAs – South Dakota - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in South Dakota. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Western Dakota Bank 2.02% $1 -
Farmers And Merchants State Bank 2.01% $1 -
Reliabank Dakota 2.00% $1 -
First State Bank 1.51% $1 -
Valley Exchange Bank 1.51% $10 -
First National Bank In Philip 1.51% $1 -
Black Hills Community Bank, N.a. 1.41% $100 -
Farmers State Bank 1.26% $1,000 -
Merchants State Bank 1.25% $50 -
Farmers State Bank 1.11% $10 -
First Interstate Bank 1.05% $1 -
Campbell County Bank, Inc. 1.00% $1 -
Bankwest, Inc. 1.00% $1 -
Bankstar Financial 1.00% $100 -
Andes State Bank 1.00% $1 -
First Dakota National Bank 1.00% $1 -
The Farmers State Bank Of Turton 1.00% $1 -
Dacotah Bank 1.00% $500 -
Menno State Bank 1.00% $1 -
American Bank & Trust 1.00% $100 -
First Fidelity Bank 0.90% $25 -
Pioneer Bank & Trust 0.90% $250 -
The First National Bank Of Volga 0.75% $1 -
Security National Bank Of South Dakota 0.75% $25 -
Frontier Bank 0.65% $1 -
First Premier Bank 0.63% $50 -
Dnb National Bank 0.60% $1,000 -
First Bank Of White 0.60% $100 -
Home Federal Bank 0.60% $500 -
First Bank & Trust 0.60% $100 -
Fulton State Bank 0.60% $25 -
Farmers State Bank Of Canton 0.60% $1,000 -
Liberty National Bank 0.55% $1,000 -
Commercial State Bank, Of Wagner 0.55% $10 -
American State Bank Of Pierre 0.50% $1 -
Farmers State Bank 0.50% $50 -
Security First Bank 0.40% $1 -
Bryant State Bank 0.40% $1 -
Great Plains Bank 0.35% $1 -
Bank Of The West 0.35% $100 -
First Midwest Bank 0.35% $50 -
First National Bank 0.30% $25 -
Bank 360 0.30% $50 -
Security First Bank 0.25% $250 -
First Savings Bank 0.15% $1 -
Cortrust Bank National Association 0.15% $1 -
Great Western Bank 0.10% $25 -
First National Bank South Dakota 0.10% $1 -
Minnwest Bank Sioux Falls 0.10% $1 -
The First National Bank In Sioux Falls 0.05% $1 -
Wells Fargo Bank, National Association 0.05% $1 -
U.s. Bank National Association 0.05% $1 -
Quoin Financial Bank 0.05% $1 -
The Roberts County National Bank Of Sisseton 0.05% $50 -
Metabank 0.05% $100 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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