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Variable Rate IRAs – Tennessee - May 23, 2012

Below are Variable Rate IRA CDs offered from banks that are located in Tennessee. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Bank Of Camden 1.62% $100 -
Security Federal Savings Bank Of Mcminnville 1.26% $1 -
Union Bank 1.26% $1 -
Bank Of Crockett 1.10% $1,000 -
The Bank Of Jackson 1.10% $100 -
First Vision Bank Of Tennessee 1.05% $100 -
Farmers Bank 1.00% $1,000 -
Peoples State Bank Of Commerce 1.00% $2,500 -
Bank Of Frankewing 1.00% $500 -
Greenfield Banking Company 1.00% $50 -
The Bank Of Fayette County 1.00% $1 -
Carroll Bank And Trust 1.00% $100 -
The Somerville Bank & Trust Company 1.00% $1,000 -
Brighton Bank 1.00% $500 -
Cumberland Bank And Trust 1.00% $250 -
Farmer's And Merchants Bank 1.00% $1 -
The Farmers & Merchants Bank 0.95% $1 -
Citizens First Bank 0.95% $100 -
American Trust Bank Of East Tennessee 0.91% $100 -
Bank Of Halls 0.90% $100 -
Security Bank 0.90% $1,000 -
Macon Bank And Trust Company 0.90% $500 -
American Security Bank And Trust Company 0.87% $2,500 -
Traders National Bank 0.85% $1 -
Citizens National Bank 0.85% $100 -
The First National Bank Of Manchester 0.85% $500 -
The Farmers Bank Of Lynchburg 0.85% $500 -
First Tennessee Bank, National Association 0.85% $100 -
First National Bank Of Pulaski 0.85% $500 -
Volunteer State Bank 0.80% $100 -
Homeland Community Bank 0.80% $500 -
Citizens Bank And Trust Company Of Grainger County 0.80% $500 -
Coffee County Bank 0.80% $1,000 -
Sevier County Bank 0.80% $200 -
Commercial Bank 0.80% $5 -
The Farmers Bank 0.75% $100 -
Jefferson Federal Bank 0.75% $500 -
Tennessee State Bank 0.75% $1,000 -
Citizens Bank Of Lafayette 0.75% $50 -
Commercial Bank & Trust Co. 0.75% $1,000 -
Citizens National Bank 0.75% $100 -
Union Bank 0.75% $100 -
Community South Bank 0.70% $100 -
Clayton Bank And Trust 0.70% $500 -
Citizens Bank 0.70% $100 -
Citizens Tri-county Bank 0.70% $500 -
First Bank Of Tennessee 0.65% $1 -
Miners Exchange Bank 0.65% $25 -
Clayton Bank And Trust 0.65% $500 -
American Trust Bank Of East Tennessee 0.65% $100 -
First Peoples Bank Of Tennessee 0.60% $500 -
Bank Of Bartlett 0.55% $1 -
Highland Federal Savings And Loan Association 0.55% $1 -
Bank Of Ripley 0.55% $100 -
Progressive Savings Bank 0.50% $1 -
Carter County Bank Of Elizabethton, Tennessee 0.50% $1,000 -
Southern Heritage Bank 0.50% $500 -
First Century Bank 0.50% $100 -
New Peoples Bank, Inc. 0.50% $500 -
Tnbank 0.50% $500 -
First Citizens National Bank 0.50% $2,500 -
First Farmers And Merchants Bank 0.50% $5 -
Community Bank Of The Cumberlands 0.50% $100 -
First State Financial, Inc. 0.50% $40 -
Cadence Bank, N.a. 0.50% $1,000 -
Cb&s Bank, Inc. 0.50% $100 -
The Citizens Bank Of East Tennessee 0.50% $100 -
Patriot Bank 0.50% $100 -
Merchants And Farmers Bank 0.50% $100 -
First National Bank 0.50% $1,000 -
Iberiabank 0.45% $1,000 -
Citizens Bank 0.42% $100 -
Highlands Union Bank 0.40% $25 -
Community National Bank 0.40% $100 -
Regions Bank 0.40% $250 -
Citizens Bank 0.40% $1 -
Trisummit Bank 0.35% $50 -
Midsouth Bank 0.30% $1,000 -
Pinnacle National Bank 0.30% $1,000 -
Bank Of America, National Association 0.30% $1 -
Magna Bank 0.30% $1 -
The First Bank And Trust Company 0.26% $500 -
Sumner Bank & Trust 0.25% $50 -
Independent Bank 0.25% $100 -
First Advantage Bank 0.25% $1 -
Synovus Bank 0.20% $1 -
Southeast Bank & Trust 0.20% $50 -
Home Federal Bank Of Tennessee 0.20% $1 -
F&m Bank 0.20% $1 -
Reliant Bank 0.20% $1 -
Branch Banking And Trust Company 0.20% $1 -
Tri-state Bank Of Memphis 0.20% $500 -
Fifth Third Bank 0.20% $50 -
Planters Bank, Inc. 0.15% $100 -
Reelfoot Bank 0.14% $100 -
United Community Bank 0.10% $50 -
Union Bank & Trust Company 0.10% $1 -
Bancorpsouth Bank 0.08% $1 -
Suntrust Bank 0.05% $2,000 -
Wells Fargo Bank, National Association 0.05% $1 -
U.s. Bank National Association 0.05% $1 -
Bank Of Tennessee 0.05% $100 -
Community First Bank & Trust 0.05% $1,000 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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