Best Texas Variable Rate IRA CD Rates

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Variable Rate IRAs – Texas - May 23, 2012

Below are Variable Rate IRA CDs offered from banks that are located in Texas. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank	APY	Min Bal	Miles
Industry State Bank	2.79%	$1	-
Fayetteville Bank	2.79%	$50	-
The First National Bank Of Bellville	2.78%	$100	-
The First National Bank Of Shiner	2.78%	$100	-
Citizens State Bank	2.02%	$1	-
The First National Bank Of Mount Vernon	1.81%	$1,000	-
Hill Bank & Trust Co.	1.51%	$1,000	-
Fort Davis State Bank	1.51%	$25	-
Carmine State Bank	1.36%	$1	-
The First National Bank Of Chillicothe	1.26%	$100	-
The First National Bank Of Bells/savoy	1.26%	$500	-
The First National Bank Of Tom Bean	1.26%	$1	-
Community National Bank	1.20%	$100	-
Castroville State Bank	1.11%	$1,000	-
Citizens State Bank	1.11%	$500	-
Sabine State Bank And Trust Company	1.10%	$50	-
Farmers Bank & Trust Company	1.01%	$500	-
Gilmer National Bank, Gilmer, Texas	1.01%	$100	-
The First National Bank Of Albany	1.01%	$1,000	-
The Pecos County State Bank	1.01%	$1,000	-
First Bank And Trust Of Memphis	1.00%	$100	-
Citizens Bank	1.00%	$200	-
The First National Bank Of Albany	1.00%	$100	-
The First National Bank Of Eldorado	1.00%	$1,000	-
Citizens National Bank Of Texas	1.00%	$200	-
First National Bank Of Fort Stockton	1.00%	$25	-
Community National Bank & Trust Of Texas	1.00%	$1,000	-
Peoples State Bank Of Hallettsville	1.00%	$5	-
First State Bank	1.00%	$25	-
First Star Bank, S.s.b.	1.00%	$1	-
The Jacksboro National Bank	0.95%	$100	-
Cypress Bank, Ssb	0.95%	$1	-
The Enloe State Bank In Enloe	0.90%	$1,000	-
Texas Bank	0.90%	$500	-
The Falls City National Bank	0.85%	$1,000	-
The Bank And Trust, S.s.b.	0.85%	$500	-
Texas Bank And Trust Company	0.85%	$1,000	-
The First National Bank Of Tom Bean	0.85%	$1	-
Muenster State Bank	0.85%	$100	-
The Blanco National Bank	0.80%	$100	-
Texas Gulf Bank, National Association	0.80%	$1,000	-
The Mint National Bank	0.80%	$1,000	-
The Yoakum National Bank	0.80%	$500	-
Bridge City State Bank	0.80%	$500	-
Security State Bank	0.80%	$1,000	-
American Bank Of Commerce	0.80%	$1,000	-
The Security State Bank	0.80%	$50	-
American State Bank	0.80%	$100	-
Spring Hill State Bank	0.80%	$100	-
Citizens National Bank	0.76%	$500	-
Citizens Bank	0.75%	$1	-
West Side Bank And Trust	0.75%	$1,000	-
Pointwest Bank	0.75%	$1	-
The First National Bank Of Winnsboro	0.75%	$100	-
Hamlin National Bank	0.75%	$1	-
First Bank & Trust Company	0.75%	$1,000	-
First State Bank Of Burnet	0.75%	$1,000	-
First State Bank Of Uvalde	0.75%	$1,000	-
Security State Bank & Trust	0.75%	$100	-
Interstate Bank, Ssb	0.75%	$50	-
Communitybank Of Texas, N.a.	0.75%	$500	-
Commercial National Bank Of Texarkana	0.72%	$500	-
Fannin Bank	0.70%	$1,000	-
First State Bank	0.70%	$100	-
Western Bank	0.70%	$1	-
The First National Bank Of Bastrop	0.70%	$25	-
Ballinger National Bank	0.70%	$1,000	-
The First National Bank Of Tahoka	0.65%	$100	-
First Community Bank	0.65%	$1,000	-
Mills County State Bank	0.65%	$1,000	-
The Commercial National Bank Of Brady	0.65%	$1,000	-
Compass Bank	0.65%	$1	-
Cattleman's National Bank	0.65%	$500	-
The First National Bank Of Gilmer	0.65%	$50	-
The Liberty National Bank In Paris	0.65%	$100	-
First National Bank	0.65%	$1,000	-
The First National Bank Of Trenton	0.60%	$500	-
Kress National Bank	0.60%	$100	-
Atascosa National Bank	0.60%	$50	-
First Bank & Trust East Texas	0.60%	$1,000	-
Citizens Bank	0.60%	$1	-
Marion State Bank	0.60%	$500	-
Bank Of The West	0.57%	$500	-
Lone Star Bank	0.55%	$1,000	-
Mutual Of Omaha Bank	0.55%	$1,000	-
Woodhaven National Bank	0.55%	$1	-
Meridian Bank Texas	0.55%	$1,000	-
First National Bank Of The Mid-cities	0.50%	$150	-
Jourdanton State Bank	0.50%	$1,000	-
Broadway National Bank	0.50%	$100	-
Whitney Bank	0.50%	$1,000	-
Colonial Savings, F.a.	0.50%	$100	-
First Bank Of Muleshoe	0.50%	$100	-
Lone Star Capital Bank, National Association	0.50%	$500	-
Transpecos Banks	0.50%	$500	-
Coleman County State Bank	0.50%	$100	-
Cathay Bank	0.50%	$100	-
First National Bank In Munday	0.50%	$25	-
First National Bank And Trust Company Of Weatherford	0.50%	$150	-
First Financial Bank, National Association	0.50%	$1	-
The First National Bank Of Evant	0.50%	$250	-
Legend Bank, N.a.	0.50%	$500	-
The First National Bank Of Ballinger	0.50%	$100	-
The First National Bank Of Quitaque	0.50%	$1	-
Jefferson Bank	0.50%	$500	-
The First National Bank Of Throckmorton	0.50%	$50	-
Liberty Bank	0.45%	$1,000	-
American National Bank	0.45%	$1	-
Bank Texas, National Association	0.45%	$100	-
Encore Bank, National Association	0.45%	$1,000	-
The First National Bank Of Beeville	0.45%	$200	-
First State Bank And Trust Company	0.45%	$1	-
Schertz Bank & Trust	0.45%	$100	-
Iberiabank	0.45%	$1,000	-
First Financial Bank, National Association	0.45%	$100	-
Newfirst National Bank	0.45%	$1,000	-
The Lytle State Bank Of Lytle, Texas	0.45%	$500	-
American State Bank	0.43%	$200	-
Firstbank Southwest	0.41%	$2,500	-
Prosperity Bank	0.40%	$1,000	-
Lone Star State Bank Of West Texas	0.40%	$1,000	-
First Financial Bank	0.40%	$100	-
First Texas Bank	0.40%	$1,000	-
Haskell National Bank	0.40%	$500	-
The F&m Bank & Trust Company	0.40%	$500	-
First Texas Bank	0.40%	$500	-
Capital Bank	0.40%	$300	-
Grand Bank Of Texas	0.40%	$1,000	-
Regions Bank	0.40%	$250	-
First Bank	0.40%	$100	-
The First National Bank Of Moody	0.39%	$1	-
Inwood National Bank	0.38%	$250	-
State Bank Of De Kalb	0.38%	$25	-
The Waggoner National Bank Of Vernon	0.35%	$1	-
Justin State Bank	0.35%	$500	-
Commercial State Bank Of El Campo	0.35%	$100	-
Guadalupe National Bank	0.35%	$2,500	-
Bank Of The Ozarks	0.35%	$1,000	-
Austin Bank, Texas National Association	0.35%	$1	-
The First National Bank In Falfurrias	0.30%	$1	-
First Federal Community Bank	0.30%	$1,000	-
First National Bank Of Lake Jackson	0.30%	$100	-
The National Bank Of Texas At Fort Worth	0.30%	$250	-
Bank Of America, National Association	0.30%	$1	-
Pearland State Bank	0.30%	$200	-
Trusttexas Bank, Ssb	0.25%	$100	-
First National Bank Of Huntsville	0.25%	$500	-
Texas Heritage Bank	0.25%	$250	-
Share Plus Federal Bank	0.25%	$1	-
The Frost National Bank	0.25%	$100	-
The National Bank Of Andrews	0.25%	$1,000	-
Landmark Bank, National Association	0.25%	$500	-
The First National Bank Of Granbury	0.25%	$500	-
American Bank, National Association	0.25%	$1	-
The Stillwater National Bank And Trust Company	0.20%	$1,000	-
Nixon State Bank	0.20%	$1,000	-
Extraco Banks, National Association	0.20%	$250	-
Citibank, National Association	0.20%	$1	-
Branch Banking And Trust Company	0.20%	$1	-
First National Bank Texas	0.20%	$500	-
First National Bank Of Burleson	0.20%	$1,000	-
Legacytexas Bank	0.20%	$500	-
Commercial Bank Of Texas, National Association	0.16%	$1,000	-
International Bank Of Commerce	0.15%	$50	-
International Bank Of Commerce	0.15%	$50	-
First Victoria National Bank	0.15%	$1	-
Commerce Bank	0.15%	$50	-
First Savings Bank	0.15%	$1	-
International Bank Of Commerce	0.15%	$50	-
The Northern Trust Company	0.10%	$1	-
Western National Bank	0.10%	$100	-
First Financial Bank, National Association	0.10%	$100	-
Stockmens National Bank In Cotulla	0.10%	$200	-
Comerica Bank	0.10%	$1	-
First State Bank Central Texas	0.10%	$200	-
Bokf, National Association	0.10%	$1	-
Arrowhead Bank	0.09%	$100	-
Town North Bank, N. A.	0.09%	$100	-
Bancorpsouth Bank	0.08%	$1	-
Viewpoint Bank, National Association	0.05%	$250	-
Comerica Bank	0.05%	$1	-
Texas Capital Bank, National Association	0.05%	$1	-
Wells Fargo Bank, National Association	0.05%	$1	-
First-citizens Bank & Trust Company	0.05%	$1	-
Worthington National Bank	0.01%	$1	-
Jpmorgan Chase Bank, National Association	0.01%	$1	-

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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Texas Variable IRA CD Rates

Variable Rate IRAs – Texas - May 23, 2012

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