Variable Rate IRAs – Utah - May 23, 2012
Below are Variable Rate IRA CDs offered from banks that are located in Utah. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.
| Bank | APY | Min Bal | Miles | More |
|---|---|---|---|---|
| Bank Of The West | 2.36% | $100 | - | |
| Gunnison Valley Bank | 2.02% | $1 | - | |
| State Bank Of Southern Utah | 1.51% | $1 | - | |
| The Village Bank | 0.60% | $25 | - | |
| Bank Of American Fork | 0.40% | $10 | - | |
| Town & Country Bank | 0.35% | $2,500 | - | |
| Zions First National Bank | 0.20% | $1,000 | - | |
| Grand Valley Bank | 0.20% | $1 | - | |
| Brighton Bank | 0.15% | $1 | - | |
| The First National Bank Of Layton | 0.15% | $25 | - | |
| Keybank National Association | 0.11% | $1,000 | - | |
| Americanwest Bank | 0.10% | $1,000 | - | |
| U.s. Bank National Association | 0.05% | $1 | - | |
| Wells Fargo Bank, National Association | 0.05% | $1 | - | |
| Lewiston State Bank | 0.05% | $100 | - | |
| Jpmorgan Chase Bank, National Association | 0.01% | $1 | - |
Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.
BestCashCow strives to maintain the most accurate rates. If you find a
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