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Variable Rate IRAs – Virginia - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Virginia. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Towne Bank 2.11% $1 -
First And Citizens Bank 1.30% $10 -
Bank Of The James 1.25% $1 -
The Capon Valley Bank 1.10% $100 -
Valley Bank 1.00% $1 -
Farmers And Miners Bank 0.95% $10 -
Virginia Partners Bank 0.90% $1 -
The Farmers Bank Of Appomattox 0.90% $100 -
The Bank Of Charlotte County 0.86% $200 -
Citizens And Farmers Bank 0.85% $1,000 -
Farmers & Merchants Bank 0.85% $100 -
Village Bank 0.76% $100 -
Bank @lantec 0.75% $25 -
Evb 0.75% $100 -
Citizens Community Bank 0.70% $1 -
First National Bank 0.65% $1 -
Hometown Bank 0.60% $100 -
Miners Exchange Bank 0.60% $25 -
The Freedom Bank Of Virginia 0.60% $500 -
Burke & Herbert Bank & Trust Company 0.55% $100 -
Powell Valley National Bank 0.51% $1 -
The Bank Of Southside Virginia 0.50% $100 -
Citizens And Farmers Bank 0.50% $250 -
The Bank Of Marion 0.50% $1 -
New Peoples Bank, Inc. 0.50% $500 -
The Middleburg Bank 0.50% $50 -
Virginia Community Bank 0.50% $100 -
Virginia Heritage Bank 0.45% $1 -
Union First Market Bank 0.40% $50 -
Bank Of Clarke County 0.40% $500 -
Regions Bank 0.40% $250 -
Highlands Union Bank 0.40% $25 -
River Community Bank, National Association 0.40% $1 -
Lee Bank And Trust Company 0.38% $1 -
First-citizens Bank & Trust Company 0.35% $100 -
First National Bank 0.30% $100 -
Bank Of America, National Association 0.30% $1 -
Fulton Bank, National Association 0.30% $10 -
The National Bank Of Blacksburg 0.30% $25 -
The First Bank And Trust Company 0.26% $100 -
New Horizon Bank, National Association 0.25% $500 -
John Marshall Bank 0.25% $1 -
Farmers Bank 0.25% $100 -
Virginia Bank And Trust Company 0.25% $100 -
Community Bank 0.25% $100 -
Washingtonfirst Bank 0.25% $1 -
The Old Point National Bank Of Phoebus 0.25% $1 -
First Bank 0.25% $100 -
The Fidelity Bank 0.25% $1 -
Monarch Bank 0.25% $1,000 -
Oak View National Bank 0.20% $250 -
Citibank, National Association 0.20% $1 -
Branch Banking And Trust Company 0.20% $1 -
Stellarone Bank 0.20% $1 -
Pendleton Community Bank, Inc. 0.15% $1 -
Cardinal Bank 0.15% $500 -
American National Bank And Trust Company 0.15% $100 -
Premier Bank, Inc. 0.10% $100 -
Franklin Federal Savings Bank 0.10% $50 -
First Century Bank, National Association 0.10% $1 -
Virginia National Bank 0.10% $1 -
Hsbc Bank Usa, National Association 0.10% $1 -
Eaglebank 0.10% $100 -
Peoples Bank Of Virginia 0.10% $100 -
First State Bank 0.10% $100 -
Sonabank 0.10% $1 -
Bank Of Lancaster 0.10% $50 -
Wells Fargo Bank, National Association 0.05% $1 -
Access National Bank 0.05% $1 -
Suntrust Bank 0.05% $2,000 -
Manufacturers And Traders Trust Company 0.05% $1,000 -
United Bank 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
Td Bank, National Association 0.05% $1 -
Franklin Community Bank, National Association 0.05% $50 -
Sandy Spring Bank 0.03% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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