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If the following sentence sets off high anxiety in your life, this post is for you. It is November and Christmas is next month. Do you want to join the spirit of the season but the debt from last...
There are some people who are scared to even hear the word “debt.” Does this sound like you? This is actually a good thing. If you are aware of what debt can do to your finances you will...
Though the credit bureaus must give you free annual reports, their important numbers will cost you. Now 3 sites offer free peeks at those scores, but how helpful are they?
Did you take out a loan to buy your car? There is nothing wrong with this – it is something that many people do everyday. Just remember that car loan debt is just like any other kind. You have to...
Paying off debt is a way of life. Most people have to do get into debt to advance their life. While there is nothing wrong with this, you need to remember that too much debt can definitely be a bad...
This is a good article on the issue of overdraft fees and legislation to force banks to take steps that will help consumers avoid overdraft fees. Some disturbing stats mentioned in the article:...
Those with small blemishes on their record should benefit from the FICO 08 scoring change, while high-risk borrowers and those who "piggyback" are the likely losers.
Although 0% balance-transfer offers are fairly rare from credit-card issuers these days, people with good credit may be able to use them to pay down debt. But should they?
On Thursday, the first of a set of new rules went into effect resulting from the landmark credit card legislation earlier this year. Many credit card companies rushed to hike rates and increase...
Today's economic circumstances present significant challenges to college students and graduates. Fortunately, the federal government has stepped in to provide assistance with new programs that...
Up to 26% of U.S. homeowners who stop paying their mortgage may be doing so intentionally, not because they can't make the payments but because they don't want to put money into a house that's...