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1

Gift Cards – The Good, the Bad, and the Ugly
Submitted by StephenDraper  (cashmoneylife.com)

Gift cards are a multi-billion dollar business and one of the most popular gifts for Christmas, birthdays, and other events. It’s easy to see why – some people are notoriously difficult to shop...

Article | Nov 17, 2009 | Views: 20 | Comments: 0 
Tags: personal finance, gift cards

1

Is There a Method to the Madness of Cellphone Price Plans?
Submitted by ktexas  (www.nytimes.com)

Neither the cellphone companies nor their customers, as it turns out, always act in the rational way that economists might predict. Consumers often put immediate gratification and the avoidance of...

Article | Nov 15, 2009 | Views: 31 | Comments: 0 
Tags: att, cellphones, sprint, personal finance, wireless, cellphone industry

1

How to Create a Personal Finance Firewall
Submitted by StephenDraper  (frugaldad.com)

Over the last couple weeks we have been intentionally consolidating our financial accounts. The credit card I signed up for back in college to get a free t-shirt, gone. The bank account I opened to...

Article | Nov 11, 2009 | Views: 35 | Comments: 0 
Tags: credit card, personal finance

1

The truth about free credit scores
Submitted by ktexas  (articles.moneycentral.msn.com)

Though the credit bureaus must give you free annual reports, their important numbers will cost you. Now 3 sites offer free peeks at those scores, but how helpful are they?

Article | Oct 26, 2009 | Views: 58 | Comments: 0 
Tags: debt, personal finance, credit scores, equifax, experian, fair isaac, transunion, credit reporting bureaus, credit reports

1

Britain ban commissions on investment products
Submitted by artv  (clarkhoward.com)

The United Kingdom is moving to ban all commissions on investment products. While no similar move is planned here in the United States, there are some steps you can take to ensure that you don't...

Article | Oct 25, 2009 | Views: 66 | Comments: 1 
Tags: investments, investing, personal finance, commissions

1

A “Go Green” Personal Finance Challenge
Submitted by StephenDraper  (www.enemyofdebt.com)

These days it’s impossible to turn your head 1 degree to the right or left without being bombarded by the “green” bandwagon. It has become the marketing slogan of choice and from the looks...

Article | Oct 19, 2009 | Views: 40 | Comments: 0 
Tags: personal finance

1

Don’t Let the Children Dictate Your Finances!
Submitted by StephenDraper  (frugaldad.com)

Financial pressures are one of the top reasons for the breakdown of relationships. Faced with debts, mortgage payments, bills and keeping children fed and clothed, couples can become stressed and...

Article | Oct 9, 2009 | Views: 35 | Comments: 0 
Tags: personal finance, frugality, family finance, children

1

Watch What You Say to Insurance Companies
Submitted by ktexas  (online.wsj.com)

Some useful tips to prevent delays and headaches with your auto insurance, homeowners insurance and health insurance.

Article | Oct 3, 2009 | Views: 62 | Comments: 0 
Tags: insurance, health insurance, personal finance, car insurance, auto insurance, liability, claims, homeowners insurance

1

Competitive CD Rate at ING Direct
Submitted by ktexas  (bankdeals.blogspot.com)

It's rare when ING Direct comes out with a competitive rate on its CDs. Now is one of those rare times. They're offering a 2.10% APY 1-year CD. In my opinion, ING Direct has the best interface...

Article | Oct 3, 2009 | Views: 144 | Comments: 0 
Tags: interest rates, banking, cd rates, cd, personal finance, ira, ing direct, saving, certificate of deposit, internet banks

1

Can You Make Others Care About Personal Finance?
Submitted by StephenDraper  (www.moneyunder30.com)

My take is that you can influence other people if you are really doing some good effort, but you can't make all people care about their personal finances...

Article | Sep 24, 2009 | Views: 75 | Comments: 0 
Tags: money, personal finance, motivational article

1

Buy-and-Hold Is Dead. Long Live Buy-and-Hold
Submitted by artv  (online.wsj.com)

After a decade in which stocks have gone nowhere and at least a quarter-century in which stocks have been outperformed by bonds, can it still make sense to buy stocks and sit on them for decades?

Article | Sep 13, 2009 | Views: 112 | Comments: 1 
Tags: bonds, retirement, index funds, stock market, stocks, investing, trading, personal finance, bear market, mutual funds, buy and hold

1

The new math of FICO credit scores
Submitted by ktexas  (articles.moneycentral.msn.com)

Those with small blemishes on their record should benefit from the FICO 08 scoring change, while high-risk borrowers and those who "piggyback" are the likely losers.

Article | Sep 5, 2009 | Views: 95 | Comments: 0 
Tags: banking, credit score, debt, credit, personal finance, loans, fico, credit rating

1

How Retirees Can Spend Enough, but Not Too Much
Submitted by ktexas  (www.nytimes.com)

Until a few years ago, the standard advice for retirees was that a withdrawal rate of 4 percent or 4.5 percent was about the best you could do. However, several studies have suggested that...

Article | Sep 3, 2009 | Views: 83 | Comments: 0 
Tags: bonds, retirement, stock market, stocks, investing, personal finance, retirement planning, investment, iras



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