Money Market Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

New York, NY - March 31, 2015
Money Market National Average Rate: 0.13% ?
Banks APY Vs. Nat'l Av. Min Bal Miles ?
MERCANTIL COMMERCEBANK, NATIONAL ASSOCIATION 0.90% 6.77x $25,000 3.47
Habib American Bank 0.90% 6.77x $1,500 2.38
MERCANTIL COMMERCEBANK, NATIONAL ASSOCIATION 0.85% 6.39x $10,000 3.47
Spring Bank 0.75% 5.64x $25,000 6.53
Amerasia Bank 0.51% 3.83x $25,000 7.03
Indus American Bank 0.50% 3.76x $5,000 3.35
Esquire Bank 0.50% 3.76x $5,000 1.79
Oritani Bank 0.45% 3.38x $25,000 3.12
Santander Bank, N.A. 0.40% 3.01x $10,000 1.91
BNB Hana Bank, National Association 0.40% 3.01x $2,500 2.33
NorthEast Community Bank 0.40% 3.01x $1 2.13
Savoy Bank 0.40% 3.01x $1 3.57
First Central Savings Bank 0.40% 3.01x $25,000 5.04
Emigrant Bank 0.40% 3.01x $2,500 3.02
Shinhan Bank America 0.40% 3.01x $25,000 2.50
Emigrant Mercantile Bank 0.40% 3.01x $2,500 3.07
Alma Bank 0.35% 2.63x $25,000 4.87
Oritani Bank 0.30% 2.26x $10,000 3.12
Ridgewood Savings Bank 0.30% 2.26x $25,000 2.12
Alma Bank 0.30% 2.26x $10,000 4.87
Eastbank, National Association 0.30% 2.26x $10,000 0.49
BankUnited, National Association 0.30% 2.26x $2,500 3.35
Amerasia Bank 0.26% 1.95x $1,000 7.03
Indus American Bank 0.25% 1.88x $1 3.35
Ponce De Leon Federal Bank 0.25% 1.88x $25,000 4.34
ConnectOne Bank 0.25% 1.88x $2,500 4.88
Wilshire Bank 0.25% 1.88x $2,500 2.52
Asia Bank, National Association 0.25% 1.88x $15,000 0.48
First Central Savings Bank 0.25% 1.88x $500 5.04
Spring Bank 0.25% 1.88x $1 6.53
Ponce De Leon Federal Bank 0.25% 1.88x $25,000 2.17
Country Bank 0.25% 1.88x $2,500 3.03
Quontic Bank 0.25% 1.88x $1,000 5.43
Carver Federal Savings Bank 0.25% 1.88x $25,000 2.58
Northfield Bank 0.25% 1.88x $15,000 5.47
Shinhan Bank America 0.25% 1.88x $1,000 2.50
Signature Bank 0.25% 1.88x $1 0.59
Maspeth Federal Savings and Loan Association 0.25% 1.88x $2,500 2.34
Cross County Savings Bank 0.25% 1.88x $10,000 2.65
Community National Bank 0.25% 1.88x $1,000 3.52
Santander Bank, N.A. 0.20% 1.50x $1 1.91
BCB Community Bank 0.20% 1.50x $10,000 1.63
Hudson City Savings Bank 0.20% 1.50x $2,500 2.02
TD Bank, National Association 0.20% 1.50x $25,000 1.93
Oritani Bank 0.20% 1.50x $1,000 3.12
Cathay Bank 0.20% 1.50x $25,000 0.48
Asia Bank, National Association 0.20% 1.50x $2,500 0.48
MERCANTIL COMMERCEBANK, NATIONAL ASSOCIATION 0.20% 1.50x $100 3.47
TD Bank, National Association 0.20% 1.50x $25,000 0.09
United Orient Bank 0.20% 1.50x $500 0.50
Carver Federal Savings Bank 0.20% 1.50x $10,000 2.58
City National Bank of New Jersey 0.20% 1.50x $25,000 6.73
Astoria Bank 0.20% 1.50x $25,000 3.27
Eastbank, National Association 0.20% 1.50x $1,500 0.49
Global Bank 0.20% 1.50x $1 0.57
Metropolitan Commercial Bank 0.16% 1.20x $1,000 2.76
Santander Bank, N.A. 0.15% 1.13x $10,000 1.91
Ponce De Leon Federal Bank 0.15% 1.13x $10,000 4.34
The Provident Bank 0.15% 1.13x $1,000 1.47
TD Bank, National Association 0.15% 1.13x $10,000 1.93
Santander Bank, N.A. 0.15% 1.13x $10,000 0.19
Industrial and Commercial Bank of China (USA), National Association 0.15% 1.13x $25,000 0.49
Carver Federal Savings Bank 0.15% 1.13x $1 2.58
Cathay Bank 0.15% 1.13x $10,000 0.48
CTBC Bank Corp. (USA) 0.15% 1.13x $10,000 3.36
City National Bank of New Jersey 0.15% 1.13x $1,500 6.73
Alma Bank 0.15% 1.13x $1,000 4.87
Banco Popular North America 0.15% 1.13x $25,000 1.09
TD Bank, National Association 0.15% 1.13x $10,000 0.09
Ponce De Leon Federal Bank 0.15% 1.13x $10,000 2.17
Northfield Bank 0.15% 1.13x $10,000 5.47
Amalgamated Bank 0.15% 1.13x $25,000 0.63
Modern Bank, National Association 0.15% 1.13x $15,000 3.95
The Dime Svgs. Bank of Williamsburgh 0.15% 1.13x $25,000 1.63
Flushing Bank 0.15% 1.13x $5,000 1.63
PNC Bank, National Association 0.12% 0.90x $25,000 1.89
PNC Bank, National Association 0.12% 0.90x $25,000 2.51
PNC Bank, National Association 0.11% 0.83x $10,000 1.89
PNC Bank, National Association 0.10% 0.75x $10,000 1.89
Ponce De Leon Federal Bank 0.10% 0.75x $1,000 4.34
Valley National Bank 0.10% 0.75x $2,000 1.48
Santander Bank, N.A. 0.10% 0.75x $1 1.91
Crown Bank 0.10% 0.75x $2,500 4.53
Banco Popular North America 0.10% 0.75x $10,000 1.09
BBCN Bank 0.10% 0.75x $1 2.42
Amalgamated Bank 0.10% 0.75x $1 0.63
Santander Bank, N.A. 0.10% 0.75x $2,500 0.19
East West Bank 0.10% 0.75x $10,000 0.44
Investors Bank 0.10% 0.75x $15,000 1.81
Astoria Bank 0.10% 0.75x $10,000 3.27
Cathay Bank 0.10% 0.75x $1 0.48
Apple Bank for Savings 0.10% 0.75x $2,500 0.15
Gibraltar Private Bank & Trust Co. 0.10% 0.75x $1,000 3.34
Industrial and Commercial Bank of China (USA), National Association 0.10% 0.75x $5,000 0.49
CTBC Bank Corp. (USA) 0.10% 0.75x $1,000 3.36
Ridgewood Savings Bank 0.10% 0.75x $10,000 2.12
Ponce De Leon Federal Bank 0.10% 0.75x $1,000 2.17
The Berkshire Bank 0.10% 0.75x $2,500 0.75
Citibank, National Association 0.10% 0.75x $25,000 0.12
Valley National Bank 0.10% 0.75x $2,000 0.27
Cross County Savings Bank 0.10% 0.75x $2,500 2.65
The Dime Svgs. Bank of Williamsburgh 0.10% 0.75x $1,000 1.63
MUFG Union Bank, National Association 0.10% 0.75x $25,000 3.41
Hudson Valley Bank, National Association 0.10% 0.75x $25,000 0.16
Bank Leumi USA 0.10% 0.75x $25,000 3.24
Flushing Bank 0.10% 0.75x $1 1.63
PNC Bank, National Association 0.09% 0.68x $10,000 2.51
Abacus Federal Savings Bank 0.08% 0.60x $500 0.51
Citibank, National Association 0.08% 0.60x $10,000 0.12
Banco Popular North America 0.05% 0.38x $25,000 3.30
New York Community Bank 0.05% 0.38x $25,000 5.69
TD Bank, National Association 0.05% 0.38x $2,000 1.93
Manufacturers and Traders Trust Company 0.05% 0.38x $25,000 2.18
Industrial and Commercial Bank of China (USA), National Association 0.05% 0.38x $1,000 0.49
East West Bank 0.05% 0.38x $1 0.44
Modern Bank, National Association 0.05% 0.38x $5,000 3.95
First American International Bank 0.05% 0.38x $1,000 0.56
Investors Bank 0.05% 0.38x $500 1.81
Astoria Bank 0.05% 0.38x $1 3.27
New York Commercial Bank 0.05% 0.38x $25,000 0.38
TD Bank, National Association 0.05% 0.38x $2,000 0.09
Northfield Bank 0.05% 0.38x $2,500 5.47
KeyBank National Association 0.05% 0.38x $2,500 2.02
Chinatown Federal Savings Bank 0.05% 0.38x $10,000 0.54
Ridgewood Savings Bank 0.05% 0.38x $1 2.12
City National Bank 0.05% 0.38x $25,000 3.18
Israel Discount Bank of New York 0.05% 0.38x $5,000 3.06
Citibank, National Association 0.05% 0.38x $1 0.12
New York Community Bank 0.05% 0.38x $25,000 2.68
MUFG Union Bank, National Association 0.05% 0.38x $2,500 3.41
First Republic Bank 0.05% 0.38x $1 1.47
Bank Leumi USA 0.05% 0.38x $5,000 3.24
Hudson Valley Bank, National Association 0.05% 0.38x $1 0.16
PNC Bank, National Association 0.03% 0.23x $1,000 1.89
Bank of America, National Association 0.03% 0.23x $1 1.60
Wells Fargo Bank, National Association 0.03% 0.23x $1 1.43
New York Community Bank 0.03% 0.23x $5,000 5.69
New York Commercial Bank 0.03% 0.23x $5,000 0.38
City National Bank 0.03% 0.23x $1 3.18
Chinatown Federal Savings Bank 0.03% 0.23x $500 0.54
Manufacturers and Traders Trust Company 0.03% 0.23x $2,500 2.18
Bank of America, National Association 0.03% 0.23x $1 0.08
Wells Fargo Bank, National Association 0.03% 0.23x $1 0.55
New York Community Bank 0.03% 0.23x $5,000 2.68
PNC Bank, National Association 0.03% 0.23x $1,000 2.51
New York Community Bank 0.02% 0.15x $2,500 5.69
New York Commercial Bank 0.02% 0.15x $2,500 0.38
New York Community Bank 0.02% 0.15x $2,500 2.68
The Northern Trust Company 0.02% 0.15x $1 3.67
Banco Popular North America 0.01% 0.08x $1 3.30
JPMorgan Chase Bank, National Association 0.01% 0.08x $1 1.48
BNY Mellon, National Association 0.01% 0.08x $1 0.54
JPMorgan Chase Bank, National Association 0.01% 0.08x $1 0.06
Sterling National Bank 0.01% 0.08x $1 2.90
Banco Popular North America 0.01% 0.08x $1 1.09
The First National Bank of Long Island 0.01% 0.04x $1 0.21

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Bree Martin, May 16, 2014


FSG Bank in East Tennessee has a MMA rate of .75 for $10,000

Helpful? Yes:1 / No:0
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Sol, September 30, 2013


@ ART. They must have dropped the rate recently before we did our latest check. Thanks for letting us know. The new rate is .50% APY on $100,000. We appreciate the feedback.

Helpful? Yes:0 / No:1
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Art, September 30, 2013


Went to Wellesley Bank. They said they did not have a .70%, $100,000 MMA.

Helpful? Yes:2 / No:0
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