Mortgage Rates and Mortgage Refinance Rates

View the average US home mortgage rates for purchasing a home or refinancing a home. To view home mortgage rates or home refinancing rates by product, click the links below. To view mortgage rates by State click the links to the right. You can also use the search bar above to choose your mortgage purchase or refinancing product, state, and loan amount.
( As of 11/07/09 )
Fixed Rate/Adjustable Rate Conforming - APR's are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio, total points ranging from zero to one point options and rate lock ranging from 30 to 60 days.

Fixed Rate/Adjustable Rate Jumbo - APR's are based on a $450,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio, total points ranging from zero to one point options and rate lock ranging from 30 to 60 days