Compare California 20 Year Fixed Mortgage Rates

Compare California 20 Year Fixed Conforming Mortgage rates with a loan amount of $200,000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information. Mortgage rates are updated daily.

California 20 Year Fixed Conforming Mortgage: Table 1

Lender APR Rate (%) Points Fees Monthly Payment More
AimLoan.com NMLS#2890
Updated 05/20/2013
3.563%
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3.375 0.000 $2011 $1147
Amerisave
Updated 05/20/2013
3.750%
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3.625 0.000 $1079 $1172
Advance Mortgage
Updated 05/20/2013
3.700%
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3.625 0.000 $560 $1172
Crestline Funding
Updated 05/20/2013
3.903%
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3.750 0.000 $1230 $1185
Quicken Loans..NMLS #3030
Updated 05/20/2013
3.884%
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3.750 0.000 $799 $1185
AimLoan.com NMLS#2890
Updated 05/20/2013
3.468%
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3.250 0.250 $2011 $1134
Citibank
Updated 05/20/2013
3.805%
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3.500 0.500 $1203 $1159
Amerisave
Updated 05/20/2013
3.750%
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3.625 0.000 $0 $1172
Advance Mortgage
Updated 05/20/2013
3.700%
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3.625 0.000 $0 $1172
Quicken Loans..NMLS #3030
Updated 05/20/2013
3.806%
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3.625 0.500 $799 $1172
Crestline Funding
Updated 05/20/2013
3.812%
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3.625 0.176 $1230 $1172
AimLoan.com NMLS#2890
Updated 05/20/2013
3.444%
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3.125 1.142 $2011 $1121
Chase
Updated 05/20/2013
3.647%
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3.375 1.250 $1123 $1147
Amerisave
Updated 05/20/2013
3.692%
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3.375 1.458 $1325 $1147
Advance Mortgage
Updated 05/20/2013
3.614%
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3.375 1.444 $0 $1147
Citibank
Updated 05/20/2013
3.741%
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3.500 0.750 $1203 $1159
Bank of America, N.A.
Updated 05/20/2013
3.741%
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3.500 0.625 $1483 $1159
Crestline Funding
Updated 05/20/2013
3.754%
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3.500 1.361 $1230 $1159
Quicken Loans..NMLS #3030
Updated 05/20/2013
3.792%
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3.500 1.375 $799 $1159
Citibank
Updated 05/20/2013
3.593%
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3.250 2.000 $1203 $1134
Bank of America, N.A.
Updated 05/20/2013
3.659%
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3.250 2.125 $1483 $1134
Chase
Updated 05/20/2013
3.580%
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3.250 1.750 $1123 $1134
Amerisave
Updated 05/20/2013
3.652%
Call now
3.250 2.298 $1325 $1134
Quicken Loans..NMLS #3030
Updated 05/20/2013
3.629%
Call now
3.250 2.250 $799 $1134
Advance Mortgage
Updated 05/20/2013
3.596%
Call now
3.250 2.393 $0 $1134
Crestline Funding
Updated 05/20/2013
3.703%
Call now
3.500 2.258 $1230 $1159

Data provided by Informa Research Services, Inc.1

Fixed Rate/Adjustable Rate Conforming – APR's are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA's) in California. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

California 20 Year Fixed Conforming Mortgage: Table 2

Lender APR Rate (%) Points Fees Monthly Payment More
Bank of America, National Association
Updated 05/13/2013
3.53% 3.25 1.38 $0.00 $1,134.39
UNITED NATIONS
Updated 05/07/2013
3.29% 3.25 0.00 $2,128.00 $1,134.39
WESCOM CENTRAL
Updated 05/08/2013
3.40% 3.25 0.75 $0.00 $1,134.39
U.S. Bank National Association
Updated 05/13/2013
3.63% 3.38 0.00 $0.00 $1,147.62
Regent Bank
Updated 05/17/2013
3.46% 3.38 0.00 $2,791.00 $1,147.62
Five Star Bank
Updated 05/20/2013
3.46% 3.38 0.00 $2,456.00 $1,147.62
Bofi Federal Bank
Updated 05/07/2013
3.47% 3.38 0.00 $1,877.00 $1,147.62
FIRST TECHNOLOGY
Updated 05/08/2013
3.53% 3.38 0.00 $0.00 $1,147.62
CHEVRON
Updated 05/09/2013
3.40% 3.38 0.00 $0.00 $1,147.62
SAN DIEGO COUNTY
Updated 05/20/2013
3.46% 3.38 0.00 $0.00 $1,147.62
BOEING EMPLOYEES
Updated 05/08/2013
3.62% 3.38 0.50 $5,541.00 $1,147.62
SUMMIT
Updated 03/27/2013
3.42% 3.38 0.00 $1,889.00 $1,147.62
SAFE
Updated 05/10/2013
3.53% 3.38 0.63 $0.00 $1,147.62
STAR ONE
Updated 05/20/2013
3.43% 3.38 0.00 $0.00 $1,147.62
Tri Counties Bank
Updated 05/17/2013
3.58% 3.50 0.00 $1,559.00 $1,159.92
REDWOOD
Updated 05/09/2013
3.67% 3.50 0.00 $0.00 $1,159.92
PATELCO
Updated 05/20/2013
3.60% 3.50 0.00 $0.00 $1,159.92
Mechanics Bank
Updated 05/20/2013
3.70% 3.60 0.00 $0.00 $1,170.22
Citizens Bank of Pennsylvania
Updated 05/15/2013
3.71% 3.63 0.00 $3,983.00 $1,173.32
OneWest Bank, FSB
Updated 05/17/2013
3.76% 3.63 0.00 $3,562.00 $1,173.32
LOCKHEED
Updated 05/14/2013
3.70% 3.63 0.00 $0.00 $1,173.32
THE GOLDEN 1
Updated 05/07/2013
3.73% 3.63 0.00 $3,324.00 $1,173.32
EASTMAN
Updated 03/27/2013
3.67% 3.63 0.00 $4,298.00 $1,173.32
TRAVIS
Updated 05/10/2013
3.81% 3.63 0.50 $0.00 $1,173.32
WESTERN
Updated 05/09/2013
3.92% 3.75 0.00 $4,698.00 $1,185.78
CITIZENS EQUITY FIRST
Updated 05/13/2013
3.91% 3.88 0.00 $1,039.00 $1,199.35
El Dorado Savings Bank, F.S.B.
Updated 05/20/2013
4.11% 4.00 0.00 $0.00 $1,211.96
ATLANTA POSTAL
Updated 05/10/2013
4.16% 4.13 0.00 $2,114.00 $1,225.70

Data provided by BestCashCow.com

Rates in Table 2 are based on loan amount of $200,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

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(1) Information on this table is provided by © 2013, Informa Research Services, Inc., 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and neither BestCashCow.com, LLC nor Informa Research Services, Inc., guarantees the accuracy of such information. Click on the links to verify rates before opening an account. To be listed on the tables, please contact links@informars.com. Please note that Informa Research Services has financial relationships with some of the merchants mentioned here. Informa Research Services may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Financial products of all nature bear inherent risks and this website is not a financial advisory service. BestCashCow.com provides information related to rates on US-based savings accounts, CD (certificates of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. The accuracy of information on the website is not guaranteed, and no financial product of any sort is endorsed. On certain web pages, BestCashCow.com may contain discussion and analysis of the risks and rewards associated with certain financial instruments, including equity instruments, or may link to other pages with such discussions. The information should not be construed to provide investment advice. In fact, users are specifically warned against following any advice related to specific instruments, including advice that may be on other web pages linked from BestCashCow.com. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. © BestCashCow.com, LLC, 2013.

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