Posted on May 15, 2013
- Home
- Mortgage Products
- 30 Year Fixed Conforming Mortgage
Compare New Jersey 30 Year Fixed Mortgage Rates
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Neighborhood service for your refinance or first-time purchase.
Compare New Jersey 30 Year Fixed Conforming Mortgage rates with a loan amount of $200,000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information. Mortgage rates are updated daily.
New Jersey 30 Year Fixed Conforming Mortgage: Table 1
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | More | |||
|---|---|---|---|---|---|---|---|---|---|
|
AimLoan.com NMLS#2890 Updated 06/19/2013 |
4.042%
|
3.875 | 0.000 | $2011 | $940 | ||||
|
Federated Mortgage Updated 06/18/2013 |
4.141%
|
4.000 | 0.000 | $835 | $954 | ||||
|
American Federal Mortgage Corp Updated 06/19/2013 |
4.182%
|
4.125 | 0.000 | $42 | $969 | ||||
|
Columbia Bank Updated 06/19/2013 |
4.245%
|
4.125 | 0.000 | $1500 | $969 | ||||
|
Credence Mortgage Updated 06/19/2013 |
4.256%
|
4.250 | 0.000 | $1228 | $983 | ||||
|
Amerisave Updated 06/19/2013 |
4.309%
|
4.250 | 0.000 | $127 | $983 | ||||
|
Quicken Loans NMLS #3030 Updated 06/19/2013 |
4.602%
|
4.500 | 0.000 | $799 | $1013 | ||||
|
AimLoan.com NMLS#2890 Updated 06/19/2013 |
3.912%
|
3.750 | 0.250 | $2011 | $926 | ||||
|
Valley National Bank Updated 06/19/2013 |
4.075%
|
3.999 | 0.250 | $0 | $954 | ||||
|
Federated Mortgage Updated 06/18/2013 |
4.141%
|
4.000 | 0.000 | $835 | $954 | ||||
|
Bank of America, N.A.
Updated 06/19/2013 |
4.135%
|
4.000 | 0.125 | $1483 | $954 | ||||
|
Columbia Bank Updated 06/19/2013 |
4.245%
|
4.125 | 0.000 | $1500 | $969 | ||||
|
Amerisave Updated 06/19/2013 |
4.245%
|
4.125 | 0.061 | $1325 | $969 | ||||
|
Credence Mortgage Updated 06/19/2013 |
4.202%
|
4.125 | 0.164 | $0 | $969 | ||||
|
American Federal Mortgage Corp Updated 06/19/2013 |
4.168%
|
4.125 | 0.000 | $0 | $969 | ||||
|
PennyMac Loan Services, LLC Updated 06/19/2013 |
4.396%
|
4.250 | 0.246 | $1742 | $983 | ||||
|
Quicken Loans NMLS #3030 Updated 06/19/2013 |
4.501%
|
4.375 | 0.250 | $799 | $998 | ||||
|
AimLoan.com NMLS#2890 Updated 06/19/2013 |
3.862%
|
3.625 | 1.070 | $2011 | $912 | ||||
|
Valley National Bank Updated 06/19/2013 |
4.034%
|
3.875 | 1.250 | $0 | $940 | ||||
|
Chase
Updated 06/18/2013 |
4.084%
|
3.875 | 1.250 | $1123 | $940 | ||||
|
Citibank
Updated 06/19/2013 |
4.185%
|
4.000 | 0.875 | $1203 | $954 | ||||
|
Bank of America, N.A.
Updated 06/19/2013 |
4.220%
|
4.000 | 1.125 | $1483 | $954 | ||||
|
Columbia Bank Updated 06/19/2013 |
4.199%
|
4.000 | 1.000 | $1500 | $954 | ||||
|
Credence Mortgage Updated 06/19/2013 |
4.117%
|
4.000 | 0.985 | $0 | $954 | ||||
|
Amerisave Updated 06/19/2013 |
4.281%
|
4.000 | 0.935 | $1325 | $954 | ||||
|
American Federal Mortgage Corp Updated 06/19/2013 |
4.135%
|
4.000 | 0.852 | $42 | $954 | ||||
|
Quicken Loans NMLS #3030 Updated 06/19/2013 |
4.424%
|
4.250 | 0.875 | $799 | $983 | ||||
|
AimLoan.com NMLS#2890 Updated 06/19/2013 |
3.754%
|
3.500 | 2.069 | $2011 | $898 | ||||
|
Bank of America, N.A.
Updated 06/19/2013 |
3.918%
|
3.625 | 2.125 | $1483 | $912 | ||||
|
Citibank
Updated 06/19/2013 |
4.031%
|
3.750 | 2.000 | $1203 | $926 | ||||
|
Chase
Updated 06/18/2013 |
3.970%
|
3.750 | 1.750 | $1123 | $926 | ||||
|
American Federal Mortgage Corp Updated 06/19/2013 |
4.003%
|
3.750 | 2.367 | $42 | $926 | ||||
|
Amerisave Updated 06/19/2013 |
4.064%
|
3.750 | 2.485 | $1325 | $926 | ||||
|
Credence Mortgage Updated 06/19/2013 |
4.012%
|
3.750 | 2.459 | $0 | $926 | ||||
|
Quicken Loans NMLS #3030 Updated 06/19/2013 |
4.289%
|
3.990 | 2.500 | $799 | $953 | ||||
|
PennyMac Loan Services, LLC Updated 06/19/2013 |
4.328%
|
4.000 | 1.871 | $1742 | $954 | ||||
|
Data provided by Informa Research Services, Inc.1 |
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Fixed Rate/Adjustable Rate Conforming – APR's are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA's) in New Jersey. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
New Jersey 30 Year Fixed Conforming Mortgage: Table 2
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | More | |||
|---|---|---|---|---|---|---|---|---|---|
| Clifton Savings Bank Updated 06/12/2013 |
3.77% | 3.75 | 0.00 | $0.00 | $926.23 | ||||
| Navy Federal Credit Union Updated 06/10/2013 |
3.95% | 3.75 | 1.38 | $0.00 | $926.23 | ||||
| JPMorgan Chase Bank, National Association Updated 06/19/2013 |
3.96% | 3.88 | 1.00 | $0.00 | $941.05 | ||||
| Susquehanna Bank Updated 06/05/2013 |
4.01% | 3.88 | 1.00 | $0.00 | $941.05 | ||||
| Regent Bank Updated 06/07/2013 |
3.93% | 3.88 | 0.00 | $3,151.00 | $941.05 | ||||
| 1st Constitution Bank Updated 06/19/2013 |
3.94% | 3.88 | 0.00 | $0.00 | $941.05 | ||||
| Kearny Federal Savings Bank Updated 06/12/2013 |
3.92% | 3.88 | 0.00 | $0.00 | $941.05 | ||||
| Spencer Savings Bank, SLA Updated 06/07/2013 |
3.90% | 3.88 | 0.00 | $0.00 | $941.05 | ||||
| Manasquan Savings Bank Updated 06/13/2013 |
3.95% | 3.88 | 0.00 | $2,400.00 | $941.05 | ||||
| AFFINITY Updated 06/12/2013 |
3.89% | 3.88 | 0.00 | $2,984.00 | $941.05 | ||||
| UNITED NATIONS Updated 06/12/2013 |
3.93% | 3.88 | 0.00 | $4,268.00 | $941.05 | ||||
| MELROSE Updated 06/13/2013 |
3.88% | 3.88 | 0.00 | $748.00 | $941.05 | ||||
| Sovereign Bank, National Association Updated 06/06/2013 |
4.15% | 3.99 | 0.00 | $0.00 | $953.68 | ||||
| Union Center National Bank Updated 06/07/2013 |
4.01% | 4.00 | 0.00 | $0.00 | $954.83 | ||||
| Peapack-Gladstone Bank Updated 06/10/2013 |
4.12% | 4.00 | 0.00 | $0.00 | $954.83 | ||||
| The Provident Bank Updated 06/12/2013 |
4.08% | 4.00 | 0.00 | $0.00 | $954.83 | ||||
| Cape Bank Updated 06/12/2013 |
4.03% | 4.00 | 0.00 | $1,687.00 | $954.83 | ||||
| Bofi Federal Bank Updated 06/12/2013 |
4.07% | 4.00 | 0.00 | $1,602.00 | $954.83 | ||||
| EASTMAN Updated 06/12/2013 |
4.06% | 4.00 | 0.00 | $1,801.00 | $954.83 | ||||
| CITIZENS EQUITY FIRST Updated 06/17/2013 |
4.02% | 4.00 | 0.00 | $1,317.00 | $954.83 | ||||
| Wells Fargo Bank, National Association Updated 06/13/2013 |
4.29% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| Armed Forces Bank, National Association Updated 06/12/2013 |
4.20% | 4.13 | 0.00 | $3,384.00 | $969.88 | ||||
| Amboy Bank Updated 06/12/2013 |
4.13% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| U.S. Bank National Association Updated 06/17/2013 |
4.19% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| Beneficial Mutual Savings Bank Updated 06/04/2013 |
4.15% | 4.13 | 0.00 | $5,120.00 | $969.88 | ||||
| Cathay Bank Updated 06/10/2013 |
4.14% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| Sun National Bank Updated 06/12/2013 |
4.16% | 4.13 | 0.00 | $1,214.00 | $969.88 | ||||
| The Columbia Bank Updated 06/04/2013 |
4.18% | 4.13 | 0.00 | $4,422.00 | $969.88 | ||||
| Fulton Bank of New Jersey Updated 06/04/2013 |
4.17% | 4.13 | 0.00 | $842.00 | $969.88 | ||||
| OceanFirst Bank Updated 06/12/2013 |
4.21% | 4.13 | 0.00 | $3,247.00 | $969.88 | ||||
| Columbia Bank Updated 06/10/2013 |
4.14% | 4.13 | 0.00 | $3,045.00 | $969.88 | ||||
| Investors Bank Updated 06/12/2013 |
4.15% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| Roma Bank Updated 06/07/2013 |
4.21% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| Ocean City Home Bank Updated 06/12/2013 |
4.18% | 4.13 | 0.00 | $1,987.00 | $969.88 | ||||
| Citizens Bank of Pennsylvania Updated 06/04/2013 |
4.17% | 4.13 | 0.00 | $4,009.00 | $969.88 | ||||
| CITADEL Updated 06/13/2013 |
4.16% | 4.13 | 0.00 | $5,099.00 | $969.88 | ||||
| WESTERN Updated 06/13/2013 |
4.25% | 4.13 | 0.00 | $4,698.00 | $969.88 | ||||
| Unity Bank Updated 06/07/2013 |
4.16% | 4.15 | 0.00 | $0.00 | $972.21 | ||||
| Oritani Bank Updated 06/10/2013 |
4.29% | 4.25 | 0.00 | $0.00 | $983.88 | ||||
| Haven Savings Bank Updated 06/14/2013 |
4.30% | 4.25 | 0.00 | $0.00 | $983.88 | ||||
| Boiling Springs Savings Bank Updated 06/12/2013 |
4.25% | 4.25 | 0.00 | $0.00 | $983.88 | ||||
| EverBank Updated 06/06/2013 |
4.31% | 4.25 | 0.00 | $0.00 | $983.88 | ||||
| ATLANTA POSTAL Updated 06/14/2013 |
4.28% | 4.25 | 0.00 | $2,114.00 | $983.88 | ||||
| ALLIANT Updated 06/19/2013 |
4.33% | 4.25 | 0.00 | $0.00 | $983.88 | ||||
| Hudson City Savings Bank Updated 06/12/2013 |
4.39% | 4.38 | 0.00 | $0.00 | $999.16 | ||||
|
Data provided by BestCashCow.com |
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Rates in Table 2 are based on loan amount of $200,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.
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