P.O. Box 30384
UT 84184
| Deposits FDIC Insured | Yes |
| Insured Bank | American Express Bank, FSB. |
| FDIC Certificate # | 35328 |
| Date Established | 2000 |
| Assets | $51.88 billion |
| Loans | $42.11 billion |
| Deposits | $45.8 billion |
| Capital | $6.07 billion |
For a more detailed analysis of American Express Bank, FSB.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| High Yield Savings Account by American Express
|
4.30% | $0 | - |
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|
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 11 Month CD
|
4.75% | $0 | - |
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|
| One Year CD
|
4.00% | $0 | $250,000 |
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|
| 18 Month CD
|
3.25% | $0 | $250,000 |
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|
| 24 Month CD
|
4.00% | $0 | $250,000 |
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|
| 36 Month CD
|
3.00% | $0 | $250,000 |
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|
| 48 Month CD
|
3.00% | $0 | $250,000 |
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|
| 60 Month CD
|
3.00% | $0 | $250,000 |
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|
Amex has lowered its Personal Savings rate by 10 basis points to 1.60% APY. The rate remains very competitive and has held up better than the online rates of many of Amex's competitors.
Amex Lowered its online savings rate from 1.50% APY to 1.30% APY this morning.
Amex has lowered the rate on its Personal Savings account.
This is the latest rate drop in online savings rates.
American Express has lowered their Personal Savings interest rate from 1.00% to 0.80% APY.
Amex has dropped its online savings rate by 20 basis points again.
Amex has lowered its OSA rate from 0.60% to 0.50% APY this morning.
Amex has lowered the rate by 10 basis points this morning.
Amex has raised its Personal Savings rate from 0.40% to 0.50% APY today.
This represents a 10 basis point increase of its previous rate. It has also increased its CD rates and its 1-year is now at 1.00% APY.
Amex used to be a rate leader, but now they are one of the last major players to cross the 1.00% mark.
American Express Bank, FSB is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.
Customer Reviews for American Express Bank, FSB (11)
Chris
August 31, 2022
never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here.
Is this review helpful? Yes:2 / No: 0
Rebecca01
August 3, 2020 | | Replies 1
There is a lot to like about this account. American Express is a real organization and you are not playing with a bunch of amateurs like with a lot of these banks. However, they will be sure to lower the rate when others do. And, if you ever need to call for support (transfers, etc.) you can be sure that their call center reps will do everything possible to not be helpful (some of my experience may be due to the pandemic).
Is this review helpful? Yes:5 / No: 1
Jason | Apr 24, 2024
Real organization and all of that, but they lowered their rate to 0.40% last year and it has been stuck there. Not nice.
deedale
September 5, 2019 |
I was very impressed with American express national bamk when I opened my first account with them.
the representative who helped me open the account was knowledgable besides being efficient and courteous.
these qualities are often difficult to find in todays banking employees.
Is this review helpful? Yes:4 / No: 0
Marc P. R.
May 24, 2017 | | Replies 2
Not such great CD rates from a company that has completely lost its edge.
Is this review helpful? Yes:6 / No: 0
Fred | Apr 24, 2024
I am in complete agreement with Jody.
Jody | Apr 24, 2024
I really don't care whether it has lost its edge. I will take a couple pennies less from a bank that is well recognized and provides outstanding customer service any day.
Jesse Elderovian
January 27, 2017 |
I have been a customer since I first saw this bank advertised on this site in 2009. The rate is a little lower, but the service has always been excellent and very respectful. Nothing short of what you expect from Amex. Plus, I can now link the account to my credit card profile which is helpful.
Is this review helpful? Yes:5 / No: 1
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