ACH 226071004
| Deposits FDIC Insured | Yes |
| Insured Bank | New York Community Bank |
| FDIC Certificate # | 16022 |
| Date Established | 1859 |
| Assets | $63.05 billion |
| Loans | $48.77 billion |
| Deposits | $41.81 billion |
| Capital | $7.26 billion |
For a more detailed analysis of New York Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Online Savings Account
|
5.55% | $1 | - |
Learn More
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Parent Bank Initiatives:
NYCB / Flagstar has outlined its climate initiatives here.
Updated April 8, 2024
My Banking Direct, a division of New York Community Bank Climate Score: C
My Banking Direct, a division of New York Community Bank Climate Score Info: NYCB / Flagstar has outlined a program of investing in sustainable solutions, but mistakenly includes natural gas infrastructure, hydrogen and ethanol among those projects that are desirable climate solutions.
Customer Reviews for My Banking Direct, a division of New York Community Bank (37)
smithy1968
April 20, 2024 |
Even staying well within FDIC limits, the frustration isn't worth your time! Dopey bank trying desperately to avoid govt closure.
Is this review helpful? Yes:0 / No: 0
jaydub
April 8, 2024 |
Unclear whether this bank is a subsidiary of Flagstar or NYCB now. Under either circumstance, the bank is distressed. It is also a terrible bank. I would avoid. If you cannot avoid, stay well within FDIC limits.
Is this review helpful? Yes:0 / No: 0
Jack
November 17, 2023 |
bank delayed credit date, you loose interest.
Is this review helpful? Yes:0 / No: 0
Ripmo Girl
November 12, 2023 |
Seems like a great bank to work with if you want to spend hours on the phone with a rep trying to help them figure out why their website isn't showing proper debits, credits and balances.
Is this review helpful? Yes:0 / No: 0
Val - New York
October 27, 2023 |
I’ve had a significant funds in CD account of this bank that matured 4 days ago. On my request of transferring the final amount by ACH to my other bank account on maturity, I’ve had a response that the only option for me is to get the check in a mail (they perfectly were able to use ACH wile funding this very account initially, though!). I've finally get the check in three days and have deposited it into my savings account immediately. Now, I am waiting for the check to be cleared and it can take anywhere from one to three days from my bank. This means, My Banking Direct is using my money without paying me any interest for at least additional 5 business days while I am unable to invest these very funds on my own. I’ve had quite multiple experiences while investing with different banks and never have had this kind of frustration before. This bank is not that you want to invest with.
Is this review helpful? Yes:1 / No: 0
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