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How to Decide Whether to Open a Shorter or Longer Term CD
Wondering whether to open a long-term CD and get the most yield, or a short-term CD and hope that rates move up? It's a question I get asked all the time. While there is no absolute answer, there are several factors to consider that may help you make a decision.
Posted on April 13,2012 by
Customers Bank Offering 1.50% APY 12-Month CD Special
Get it while you can. Customers Bank, with branches in Pennsylvania, New Jersey, and New York is offering a special 1.5% APY 12-month CD special.
Posted on April 11,2012 by
Sovereign Bank Offering 15 Month CD at 1.01% APY - Available Nationally
Sovereign Bank is currently offering a 15 month CD that pays 1.01% APY with a $500 minimum balance.
Posted on April 10,2012 by
Twenty-one Percent of Student Loans Delinquent Fed Paper Reports
Up to 17% of all student loan debt is held by individuals over 50 years of age. Student loan debt is becoming an increasing problem and afflict individuals across all age groups.
Posted on April 03,2012 by
Pigeon Falls State Bank Offering 1.76% APY 3-Year CD - Wisconsin
Wisconsin is about to have its Republican Presidential primary tonight so I turned my attention to the state for this week's Best Rate Spotlight. Pigeon Falls State Bank is offering a 1.76% APY 36-month CD with a $1,000 minimum balance. That's tied for the best rate in the state for this CD term and significantly higher than the 0.99% APY average 3-year CD rate.
Posted on April 03,2012 by
The Factors Lenders Use to Evaluate Your Mortgage Application
When banks evaluate your application for a mortgage, there is a rough formula they use to determine how credit worthy you are and whether to approve your application. Understanding this formula can help you strengthen your application and increase your chances for getting the loan you want.
Posted on March 30,2012 by
Weekly Rate Deal - Community Bank Offering 3.00% APY 15-Month CD IRA - Mississippi
Community Bank, with branches primarily in Mississippi is offering a 3.00% APY 15-month IRA CD. That's a terrific rate. The top 5-year CD at the moment pays only 2.75% and the top 12-month CD pays 2.01%.
Posted on March 27,2012 by
Fastest Growing Banks in the United States - Massachusetts
After crunching FDIC data, the fastest growing bank in Massachusetts is the Bank of Cape Cod, which saw its assets balloon from $22 million in 2006 to $150 million in 2011, a 581% increase.
Posted on March 26,2012 by
Mortgage Rates Rise Slightly In Past Week
Average 30 year mortgage rates rose slightly in the past week but still remain within the 4 - 4.20% band they have fluctuated in over the past five months. Average 15 year mortgage rates also remain very stable, fluctuating between 3.4% and 3.6%
Posted on March 23,2012 by
Weekly Rate Spotlight - First Choice Bank Offering Competitive CD Rates in New Jersey
Looking for some competitive CD rates in New Jersey? First Choice Bank is offering some of the highest rates in the state. Top rates include: 36 month CD paying 1.64% APY 48 month CD paying 1.83% APY 60 month CD paying 2.10% APY
Posted on March 21,2012 by
Weekly Rate Spotlight - The City National Bank of Metropolis Offering 1.26% APY Money Market Account
The City National Bank of Metropolis is offering a very competitive money market account that pays 1.26% APY. That's the fourth highest money market rate in the country according to the BestCashCow database and higher than the very best online savings or money market account rates - 1.15% APY.
Posted on March 13,2012 by
Comprehensive List of Mortgage Assistance Programs
It seems like every week the government is announcing a new program to help homeowners. To make sense of all of these programs, we've pulled them together and listed them below. If you are having trouble with your mortgage, or can't refinance your house, hopefully one of the programs on the list will provide you with some assistance.
Posted on March 08,2012 by
Weekly Rate Spotlight - North Country FCU Offering 2.80% APY 60-Month CD - Northern Vermont
North Country Federal Credit Union is offering a very competitive 60-month CD that pays 2.80% APY. That's the top rate in Vermont and one of the best rates in the country.
Posted on March 06,2012 by
Everbank Promo Rate Back - Six Month Checking and Money Market Promo Rate of 1.05% APY
Starting on March 1, 2012, Everbank is offering a bonus rate of 1.05% APY to new Yield Pledge Checking and Yield Pledge Money Market customers.
Posted on March 02,2012 by
Credit Unions On a Roll - Hit Record Numbers of Members in 2011
Motivated by higher fees and lower rates at bigger banks, consumers voted with their feet and embraced credit unions. Credit Unions added 1.3 million new customers in 2011, bringing total membership to 91.8 million. That's a record number of credit union members.
Posted on March 01,2012 by

Sol Nasisi

Sol Nasisi
Bio: Sol Nasisi, co-founder of BestCashCow, has over 12 years of experience in the banking and finance world. He worked at Bank of America where he was involved in a variety of product lines including online banking, deposit accounts, mortgage products, and home equity. He holds a particular interest in how digital technology can create more transparent financial markets for both institutions and investors. He received an MBA from the University of Texas at Austin and a BA from Tufts University. He is also a graduate of The Graduate School of Retail Bank Management sponsored by the Consumers Bankers Association. You can follow him on Twitter: http://twitter.com/#!/SolNasisi

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