Sol Nasisi 's Articles

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Can You Negotiate With Your Bank? Part I - Savings Rates
They say everything in life is negotiable. So, with that in mind, I decided to see just how far I could get trying to negotiate a better rate at the bank. For Part I of this series I will focus on savings and CDs and will cover lending products in Part II.
Posted on June 14,2013 by
Are CDs Going Extinct?
Are CDs losing their place in a saver's portfolio? Savings data seems to suggest yes, at least for now.
Posted on June 10,2013 by
Bank Saver Update - June 3, 2013
The economy continues to see-saw back and forth between good and poor economic news. Average bank deposit rates have responded by slowing their decline. Top rates are holding. Read on to see what I think the rate future holds.
Posted on June 03,2013 by
U.S. Economy Expands 2.4% in Q1 2013; Muted Impact on Savings and Mortgage Rates
The United States Commerce Department reported today that the U.S. economy expanded at a 2.4% rate in the first quarter of 2013. That was within the range predicted by most economists and is considered to be moderate growth. As a result, the impact on savings and borrowing rates is expected to be minor.
Posted on May 30,2013 by
Top 10 Least Safe States to Bank
BestCashCow released its list of the Top 10 Least Safe States to Bank. See if your state made the list and what you should do if it has.
Posted on May 23,2013 by
Savings and CD Rate Update - May 20, 2013
Savings and CD averages continue to fall. Top savings rate remains steady at 1.05% APY. Top online CD rate steady at 1.75% APY. The economy seems to be gaining momentum as jobs and leading indicators all come in above forecasts.
Posted on May 20,2013 by
Top 10 Safest States to Bank
BestCashCow released its list of the Top 10 Safest States to Bank. Check and see if your state is on the list.
Posted on May 16,2013 by
Savings and CD Rate Update - May 13, 2013
Top online savings rate holds at 1.05% APY. Top CD rate steady at 1.75% APY. Reward checking still paying 3.01% APY. Average rates continue to trend down.
Posted on May 13,2013 by
Common Mortgage Misconceptions That Could Cost You Money
Homeowners have some common mortgage misconceptions that can cost them thousands of dollars. Learn what they are and the real facts.
Posted on May 09,2013 by
Savings and CD Rate Update - May 6, 2013
Savings rates continued their relentless march, like zombies in some horror movie, moving mindlessly lower and lower. Average one-year CD Rates dipped from 0.368% to 0.366% APY. Three year average CD rates dropped from 0.730% to 0.726% APY. Five year average CDs dropped to from 1.071% to 1.066% APY. The only good news on the savings front is that average online savings rates remained steady at 0.705% APY for the second week in a row. We remain on pace to see a sub 1% average APY on a 5 year CD rate by August or September.
Posted on May 06,2013 by
Share Plus Federal Bank Offering 2% APY 12-Month CD - Available Nationally
Share Plus Federal Bank in Plano, Texas is offering a 2% APY 12-month CD rate good for terms between 1-5 years.
Posted on April 29,2013 by
Savings and CD Rate Update - April 29, 2013
Top online CD rate drops to 1.75% APY. Top online savings rate steady at 1.05% APY. Outlook: Rate will continue to trend down.
Posted on April 29,2013 by
Savings and CD Rate Update - April 22, 2013
Top national CD rate at 1.85% APY. Top national savings rate at 1.05% APY. Averages continue to decline. Economic indicators point to further declines.
Posted on April 22,2013 by
Savings and CD Rate Update - April 8, 2013
Top nationally available CD rate stable at 1.85% APY. Top online savings rate at 1.05% APY. Average rates continue gentle decline.
Posted on April 08,2013 by
Savings and CD Rate Update - April 1, 2013
Top CD Rate of 1.85% APY. Top online savings rate of 1.05% APY. Average bank rates continue decline. Is the U.S. economy headed for a crash and how you can protect your cash.
Posted on April 01,2013 by

Sol Nasisi

Sol Nasisi
Bio: Sol Nasisi is the co-founder and president of BestCashCow, an online resource for comprehensive bank rate information. In this capacity, he closely follows rate trends for all savings-related and loan products and the impact of rate fluctuations on the economy. He is specifically focused on how rates impact consumers' ability to borrow and save. He is the author of a weekly column on bank rate trends.

Mr. Nasisi previously served as the head of online consumer sales at Bank of America and prior to that, was the director of online marketing for FleetBoston Financial. He holds an MBA from the University of Texas at Austin and a BA from Tufts University. He is also a graduate of The Graduate School of Retail Bank Management sponsored by the Consumers Bankers Association.

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Understanding the Time Value of Money
Posted on April 10,2013

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Financial products of all nature bear inherent risks and this website is not a financial advisory service. BestCashCow.com provides information related to rates on US-based savings accounts, CD (certificates of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. The accuracy of information on the website is not guaranteed, and no financial product of any sort is endorsed. On certain web pages, BestCashCow.com may contain discussion and analysis of the risks and rewards associated with certain financial instruments, including equity instruments, or may link to other pages with such discussions. The information should not be construed to provide investment advice. In fact, users are specifically warned against following any advice related to specific instruments, including advice that may be on other web pages linked from BestCashCow.com. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. © BestCashCow.com, LLC, 2013.

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