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The Factors Lenders Use to Evaluate Your Mortgage Application
When banks evaluate your application for a mortgage, there is a rough formula they use to determine how credit worthy you are and whether to approve your application. Understanding this formula can help you strengthen your application and increase your chances for getting the loan you want.
Posted on March 30,2012 by
Mortgage Rates Rise Slightly In Past Week
Average 30 year mortgage rates rose slightly in the past week but still remain within the 4 - 4.20% band they have fluctuated in over the past five months. Average 15 year mortgage rates also remain very stable, fluctuating between 3.4% and 3.6%
Posted on March 23,2012 by
Comprehensive List of Mortgage Assistance Programs
It seems like every week the government is announcing a new program to help homeowners. To make sense of all of these programs, we've pulled them together and listed them below. If you are having trouble with your mortgage, or can't refinance your house, hopefully one of the programs on the list will provide you with some assistance.
Posted on March 08,2012 by
Mortgage Rate Outlook - Spring 2012
Over the last six months, mortgage rates have dropped to record lows while credit remains tight. To understand where rates might go from here and how credit conditions might change, I spoke with Paul Gershkowitz, the Co-owner and President of Greenpark Mortgage.
Posted on February 17,2012 by
Can You Benefit from the $25 Billion Mortgage Settlement?
President Obama today announced a $25 billion "landmark agreement" between the Federal Government, the State Attorney Generals, and five of the biggest mortgage lenders (Bank of America, Ally Bank, JP Morgan Chase, Citicorp, and Wells Fargo. What is it and can you benefit from it?
Posted on February 09,2012 by
Mortgage Rates Hit New Lows as President Obama Tries to Expand Refinancing
Mortgage rates hit new lows this week according to the Freddie Mac Weekly Mortgage survey and President Obama proposes a new initiative to expand refinancing for those with underwater mortgages.
Posted on February 02,2012 by
Mortgage Rates Fall to Record Lows - Could Stay Low for Some Time
Mortgage rates fell to record lows this week, with the 30 year fixed rate mortgage approaching 4%.
Posted on September 08,2011 by
Housing Prices Drop to 2002 Levels - Approaching Bottom?
Housing prices continued their fall and are now at mid-2002 levels according to the Case-Shiller Housing Index. Looking at the data, it's appears that we are close to a bottom in the correction. First time home buyers, time to dive in.
Posted on May 31,2011 by
Mortgate Rates Remain Low Despite Talk of Inflation and Rising Rates
For all of the talk of the US government defaulting on its debt and rising inflation, mortgage rates have remained exceptionally low. Both the Treasury and mortgage markets do not look convinced of any future default or rising in inflation.
Posted on April 29,2011 by
Mortgage Rates Continue Free-fall - 15 Year Below 4%
Average 30-year mortgage rates dropped again 11 basis points from 4.60% to 4.49% according to BestCashCow/Informa data. Mortgage rates peaked in 2010 at 5.20% in early April, meaning that anyone who got a mortgage at that time can refinance soon, if they haven't already. Fifteen year mortgage rates broke below 4% with the average at 3.94%. That's a 50 year low.
Posted on August 19,2010 by

Sol Nasisi

Sol Nasisi
Bio: Sol Nasisi, co-founder of BestCashCow, has over 12 years of experience in the banking and finance world. He worked at Bank of America where he was involved in a variety of product lines including online banking, deposit accounts, mortgage products, and home equity. He holds a particular interest in how digital technology can create more transparent financial markets for both institutions and investors. He received an MBA from the University of Texas at Austin and a BA from Tufts University. He is also a graduate of The Graduate School of Retail Bank Management sponsored by the Consumers Bankers Association. You can follow him on Twitter: http://twitter.com/#!/SolNasisi

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