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When Goldman Sachs (GS) sold complex bonds backed by the Arizona Grand Resort and other commercial properties in 2006, it suggested the returns would be strong. The 164-acre luxury Arizona Grand,...
One of the most valuable pieces of money management information I‘ve learned is the concept of investment time horizon. The basic idea behind investment time horizon is that if you are investing...
Hi there, welcome to part two on points, commission, fees and expences. In this installment we talk about using points to buy down your rate on your mortgage. Crunch the numbers and do what makes...
Here is the second part regarding how lenders see borrowers and somethings to do that will make the whole, sometimes painful, process just a little easier.
Here is some great information on different aspects of the loan process, and how a lender looks at borrowers.
Here are some easy things that can insure that your mortgage loan gets approved and closes in a timely manner.
When you are cold called do feel you are being pushed, hurried? Well, you are. For a cold caller to be sucessful he must instil in you a sense of urgency or the call will be a futile one. Often the...
The purpose of this article is to give you insite into one of the most common practices brokers use to ensnare you into doing their loan. Maybe this has happened to you.
If you are about to refinance follow these guidelines and you will not fall victim to some of the most common mistakes that kill a deal.
This article is for those of you who are new to the refinance game and covers the question of income. A good many loans have been rejecdted due to poor planning when it comes to income.
Billionaire investor Wilbur Ross said today that the US in entering a huge commercial real estate crash. You thought the residential crash was bad, just wait.
So you are refinancing your home are you? Here is a look at adjustable rate mortgages as opposed to fixed rate loans.
Whatever came of all those people jumping on the pick-a-pay mortgage loans? Here is a brief look at them and what may have gone wrong for millions of americans with these loans.
The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending October 23, 2009. The Market Composite Index, a measure of mortgage loan...
Data through August 2009, released today by Standard & Poor’s for its Home Price Indices show that the annual rate of decline of the 10-City and 20-City Composites improved compared to last...
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|
Type
|
Top APY/Rate
|
Institution
|
|
2.51%
|
Everbank
|
|
|
0.38%
|
W&R Advisors
|
|
|
1.65%
|
TotalBank
|
|
|
1.65%
|
TotalBank
|
|
|
2.25%
|
Academy Bank
|
|
|
2.25%
|
Flagstar Bank / Academy Bank
|
|
|
2.50%
|
Hudson City Bank
|
|
|
3.00%
|
Flagstar Bank / Hudson City Bank
|
|
3.25% |
FlagStar Bank / Hudson City Bank |
|
|
3.50%
|
Flagstar Bank / Hudson City Bank
|
|
|
3.36%
|
US Treasury
|
|
4.51% |
Bank of the Sierra |
|
|
1.64%
|
Northrop Grumman CU
|
|
|
2.30%
|
Alliant CU
|
|
|
2.55%
|
Alliant CU
|
|
|
3.03%
|
Alliant CU
|
|
|
0.09%
|
Various brokerages
|
|
|
0.14%
|
Various brokerages
|
|
|
0.91%
|
Various brokerages
|
|
|
2.35%
|
Various brokerages
|
|
|
3.47%
|
Various brokerages
|
See more product and rate information
Analysis of CD, Savings, and Money Market Rate Trends.