Posted on May 15, 2013
- Home
- Refinance Mortgage Products
- 20 Year Fixed Conforming Mortgage Refinance
Compare California 20 Year Fixed Mortgage Refinance Rates
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Compare California 20 Year Fixed Conforming Mortgage Refinance Refinance Mortgage Rates with a loan amount of $200,000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information.
California 20 Year Fixed Conforming Mortgage Refinance: Table 1
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | More | |||
|---|---|---|---|---|---|---|---|---|---|
|
AimLoan.com NMLS#2890 Updated 05/21/2013 |
3.563%
|
3.375 | 0.000 | $2011 | $1147 | ||||
|
Home Loan Enterprise Updated 05/21/2013 |
3.546%
|
3.375 | 0.000 | $1696 | $1147 | ||||
|
CertusBank Updated 05/17/2013 |
3.459%
|
3.375 | 0.000 | $142 | $1147 | ||||
|
New American Funding Updated 05/20/2013 |
3.740%
|
3.625 | 0.000 | $691 | $1172 | ||||
|
Advance Mortgage Updated 05/21/2013 |
3.697%
|
3.625 | 0.000 | $286 | $1172 | ||||
|
Amerisave Updated 05/21/2013 |
3.854%
|
3.750 | 0.000 | $351 | $1185 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/21/2013 |
3.884%
|
3.750 | 0.000 | $799 | $1185 | ||||
|
Crestline Funding Updated 05/21/2013 |
3.903%
|
3.750 | 0.000 | $1230 | $1185 | ||||
|
KS State Bank Updated 05/21/2013 |
3.965%
|
3.875 | 0.000 | $87 | $1198 | ||||
|
IHL Direct Updated 05/21/2013 |
3.320%
|
3.125 | 0.125 | $2000 | $1121 | ||||
|
AimLoan.com NMLS#2890 Updated 05/21/2013 |
3.468%
|
3.250 | 0.250 | $2011 | $1134 | ||||
|
CertusBank Updated 05/17/2013 |
3.421%
|
3.250 | 0.500 | $892 | $1134 | ||||
|
Home Loan Enterprise Updated 05/21/2013 |
3.533%
|
3.250 | 0.125 | $3446 | $1134 | ||||
|
Citibank
Updated 05/20/2013 |
3.805%
|
3.500 | 0.500 | $1203 | $1159 | ||||
|
Amerisave Updated 05/21/2013 |
3.812%
|
3.625 | 0.158 | $1325 | $1172 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/21/2013 |
3.806%
|
3.625 | 0.500 | $799 | $1172 | ||||
|
Advance Mortgage Updated 05/21/2013 |
3.697%
|
3.625 | 0.000 | $0 | $1172 | ||||
|
Crestline Funding Updated 05/21/2013 |
3.793%
|
3.625 | 0.105 | $1230 | $1172 | ||||
|
New American Funding Updated 05/20/2013 |
3.740%
|
3.625 | 0.000 | $0 | $1172 | ||||
|
KS State Bank Updated 05/21/2013 |
3.903%
|
3.750 | 0.232 | $729 | $1185 | ||||
|
IHL Direct Updated 05/21/2013 |
3.484%
|
3.125 | 1.500 | $2000 | $1121 | ||||
|
CertusBank Updated 05/17/2013 |
3.400%
|
3.125 | 1.375 | $892 | $1121 | ||||
|
AimLoan.com NMLS#2890 Updated 05/21/2013 |
3.444%
|
3.125 | 1.136 | $2011 | $1121 | ||||
|
Home Loan Enterprise Updated 05/21/2013 |
3.770%
|
3.125 | 1.500 | $3446 | $1121 | ||||
|
Chase
Updated 05/20/2013 |
3.647%
|
3.375 | 1.250 | $1123 | $1147 | ||||
|
Citibank
Updated 05/20/2013 |
3.741%
|
3.500 | 0.750 | $1203 | $1159 | ||||
|
Amerisave Updated 05/21/2013 |
3.763%
|
3.500 | 0.933 | $1325 | $1159 | ||||
|
Bank of America, N.A.
Updated 05/20/2013 |
3.741%
|
3.500 | 0.625 | $1483 | $1159 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/21/2013 |
3.763%
|
3.500 | 1.250 | $799 | $1159 | ||||
|
New American Funding Updated 05/20/2013 |
3.709%
|
3.500 | 0.783 | $795 | $1159 | ||||
|
Advance Mortgage Updated 05/21/2013 |
3.678%
|
3.500 | 0.696 | $0 | $1159 | ||||
|
Crestline Funding Updated 05/21/2013 |
3.786%
|
3.500 | 1.295 | $1230 | $1159 | ||||
|
KS State Bank Updated 05/21/2013 |
3.880%
|
3.625 | 1.187 | $729 | $1172 | ||||
|
CertusBank Updated 05/17/2013 |
3.376%
|
3.000 | 2.250 | $892 | $1109 | ||||
|
Home Loan Enterprise Updated 05/21/2013 |
3.537%
|
3.000 | 2.500 | $3446 | $1109 | ||||
|
Chase
Updated 05/20/2013 |
3.580%
|
3.250 | 1.750 | $1123 | $1134 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/21/2013 |
3.613%
|
3.250 | 2.125 | $799 | $1134 | ||||
|
Bank of America, N.A.
Updated 05/20/2013 |
3.659%
|
3.250 | 2.125 | $1483 | $1134 | ||||
|
Citibank
Updated 05/20/2013 |
3.593%
|
3.250 | 2.000 | $1203 | $1134 | ||||
|
Amerisave Updated 05/21/2013 |
3.718%
|
3.375 | 1.740 | $1325 | $1147 | ||||
|
Advance Mortgage Updated 05/21/2013 |
3.660%
|
3.375 | 1.592 | $0 | $1147 | ||||
|
New American Funding Updated 05/20/2013 |
3.634%
|
3.375 | 1.675 | $795 | $1147 | ||||
|
KS State Bank Updated 05/21/2013 |
3.754%
|
3.500 | 1.579 | $729 | $1159 | ||||
|
Crestline Funding Updated 05/21/2013 |
3.703%
|
3.500 | 2.257 | $1230 | $1159 | ||||
|
Data provided by Informa Research Services, Inc.1 |
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Fixed Rate/Adjustable Rate Conforming – APR's are based on a $200,000 loan for a refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA's) in California. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
California 20 Year Fixed Conforming Mortgage Refinance: Table 2
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | More | |||
|---|---|---|---|---|---|---|---|---|---|
| UNITED NATIONS Updated 05/07/2013 |
3.29% | 3.25 | 0.00 | $1,431.00 | $1,134.39 | ||||
| WESCOM CENTRAL Updated 05/08/2013 |
3.40% | 3.25 | 0.75 | $0.00 | $1,134.39 | ||||
| U.S. Bank National Association Updated 05/13/2013 |
3.63% | 3.38 | 0.00 | $0.00 | $1,147.62 | ||||
| Regent Bank Updated 05/17/2013 |
3.46% | 3.38 | 0.00 | $3,141.00 | $1,147.62 | ||||
| Five Star Bank Updated 05/20/2013 |
3.46% | 3.38 | 0.00 | $2,332.00 | $1,147.62 | ||||
| Bofi Federal Bank Updated 05/07/2013 |
3.46% | 3.38 | 0.00 | $1,473.00 | $1,147.62 | ||||
| FIRST TECHNOLOGY Updated 05/08/2013 |
3.53% | 3.38 | 0.00 | $0.00 | $1,147.62 | ||||
| CHEVRON Updated 05/09/2013 |
3.40% | 3.38 | 0.00 | $0.00 | $1,147.62 | ||||
| SAN DIEGO COUNTY Updated 05/20/2013 |
3.46% | 3.38 | 0.00 | $0.00 | $1,147.62 | ||||
| BOEING EMPLOYEES Updated 05/08/2013 |
3.62% | 3.38 | 0.50 | $1,897.00 | $1,147.62 | ||||
| SUMMIT Updated 03/27/2013 |
3.42% | 3.38 | 0.00 | $1,889.00 | $1,147.62 | ||||
| SAFE Updated 05/10/2013 |
3.53% | 3.38 | 0.63 | $0.00 | $1,147.62 | ||||
| STAR ONE Updated 05/20/2013 |
3.43% | 3.38 | 0.00 | $0.00 | $1,147.62 | ||||
| Bank of America, National Association Updated 05/13/2013 |
3.73% | 3.50 | 1.00 | $0.00 | $1,159.92 | ||||
| Tri Counties Bank Updated 05/17/2013 |
3.59% | 3.50 | 0.00 | $1,559.00 | $1,159.92 | ||||
| REDWOOD Updated 05/09/2013 |
3.67% | 3.50 | 0.00 | $0.00 | $1,159.92 | ||||
| PATELCO Updated 05/20/2013 |
3.60% | 3.50 | 0.00 | $0.00 | $1,159.92 | ||||
| Mechanics Bank Updated 05/20/2013 |
3.70% | 3.60 | 0.00 | $0.00 | $1,170.22 | ||||
| Citizens Bank of Pennsylvania Updated 05/15/2013 |
3.71% | 3.63 | 0.00 | $575.00 | $1,173.32 | ||||
| OneWest Bank, FSB Updated 05/17/2013 |
3.76% | 3.63 | 0.00 | $3,562.00 | $1,173.32 | ||||
| LOCKHEED Updated 05/14/2013 |
3.70% | 3.63 | 0.00 | $0.00 | $1,173.32 | ||||
| THE GOLDEN 1 Updated 05/07/2013 |
3.73% | 3.63 | 0.00 | $1,364.00 | $1,173.32 | ||||
| EASTMAN Updated 03/27/2013 |
3.67% | 3.63 | 0.00 | $2,398.00 | $1,173.32 | ||||
| TRAVIS Updated 05/10/2013 |
3.81% | 3.63 | 0.50 | $0.00 | $1,173.32 | ||||
| WESTERN Updated 05/09/2013 |
3.92% | 3.75 | 0.00 | $4,698.00 | $1,185.78 | ||||
| CITIZENS EQUITY FIRST Updated 05/13/2013 |
3.91% | 3.88 | 0.00 | $974.00 | $1,199.35 | ||||
| El Dorado Savings Bank, F.S.B. Updated 05/20/2013 |
4.11% | 4.00 | 0.00 | $0.00 | $1,211.96 | ||||
| ATLANTA POSTAL Updated 05/10/2013 |
4.16% | 4.13 | 0.00 | $1,762.00 | $1,225.70 | ||||
|
Data provided by BestCashCow.com |
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Rates in Table 2 are based on loan amount of $200,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.
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