Compare California 30 Year Fixed Mortgage Refinance Rates

Compare California 30 Year Fixed Conforming Mortgage Refinance Refinance Mortgage Rates with a loan amount of $200,000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information.

California 30 Year Fixed Conforming Mortgage Refinance: Table 1

Lender APR Rate (%) Points Fees Monthly Payment More
AimLoan.com NMLS#2890
Updated 05/17/2013
3.646%
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3.500 0.000 $2011 $898
CertusBank
Updated 05/17/2013
3.551%
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3.500 0.000 $892 $898
New American Funding
Updated 05/17/2013
3.700%
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3.625 0.000 $223 $912
Home Finance of America
Updated 05/17/2013
3.681%
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3.625 0.000 $1 $912
Mutual of Omaha Bank
Updated 05/17/2013
3.697%
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3.625 0.000 $268 $912
Integrity First Financial Group
Updated 05/20/2013
3.805%
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3.750 0.000 $5 $926
KS State Bank
Updated 05/20/2013
3.805%
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3.750 0.000 $75 $926
Residential Finance
Updated 05/17/2013
3.799%
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3.750 0.000 $950 $926
Amerisave
Updated 05/20/2013
3.953%
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3.875 0.000 $533 $940
Quicken Loans..NMLS #3030
Updated 05/20/2013
4.131%
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3.990 0.000 $799 $953
AimLoan.com NMLS#2890
Updated 05/17/2013
3.534%
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3.375 0.250 $2011 $884
New American Funding
Updated 05/17/2013
3.614%
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3.500 0.439 $795 $898
CertusBank
Updated 05/17/2013
3.551%
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3.500 0.000 $892 $898
Integrity First Financial Group
Updated 05/20/2013
3.768%
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3.625 0.053 $1935 $912
Home Finance of America
Updated 05/17/2013
3.681%
Call now
3.625 0.000 $1 $912
Mutual of Omaha Bank
Updated 05/17/2013
3.697%
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3.625 0.000 $0 $912
KS State Bank
Updated 05/20/2013
3.675%
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3.625 0.078 $729 $912
Residential Finance
Updated 05/17/2013
3.799%
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3.750 0.000 $950 $926
Amerisave
Updated 05/20/2013
3.860%
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3.750 0.093 $1325 $926
Citibank
Updated 05/19/2013
3.860%
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3.750 0.125 $1203 $926
Quicken Loans..NMLS #3030
Updated 05/20/2013
4.131%
Call now
3.990 0.000 $799 $953
AimLoan.com NMLS#2890
Updated 05/17/2013
3.484%
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3.250 1.260 $2011 $870
New American Funding
Updated 05/17/2013
3.479%
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3.375 1.454 $795 $884
Mutual of Omaha Bank
Updated 05/17/2013
3.576%
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3.375 1.500 $518 $884
CertusBank
Updated 05/17/2013
3.534%
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3.375 0.875 $892 $884
HSBC
Updated 05/19/2013
3.665%
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3.480 1.000 $1378 $895
KS State Bank
Updated 05/20/2013
3.662%
Call now
3.500 0.946 $729 $898
Bank of America, N.A.
Updated 05/19/2013
3.805%
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3.500 1.125 $1483 $898
Citibank
Updated 05/19/2013
3.719%
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3.500 1.500 $1203 $898
Integrity First Financial Group
Updated 05/20/2013
3.741%
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3.500 1.220 $1935 $898
Chase
Updated 05/19/2013
3.812%
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3.625 0.875 $1123 $912
Amerisave
Updated 05/20/2013
3.806%
Call now
3.625 0.922 $1325 $912
Residential Finance
Updated 05/17/2013
3.812%
Call now
3.625 1.000 $950 $912
Quicken Loans..NMLS #3030
Updated 05/20/2013
3.933%
Call now
3.750 1.000 $799 $926
AimLoan.com NMLS#2890
Updated 05/17/2013
3.441%
Call now
3.125 2.336 $2011 $856
CertusBank
Updated 05/17/2013
3.484%
Call now
3.250 1.750 $892 $870
Mutual of Omaha Bank
Updated 05/17/2013
3.520%
Call now
3.250 2.500 $518 $870
Bank of America, N.A.
Updated 05/19/2013
3.643%
Call now
3.375 1.875 $1483 $884
Integrity First Financial Group
Updated 05/20/2013
3.702%
Call now
3.375 2.446 $1935 $884
KS State Bank
Updated 05/20/2013
3.618%
Call now
3.375 1.961 $729 $884
Chase
Updated 05/19/2013
3.760%
Call now
3.500 2.000 $1123 $898
Citibank
Updated 05/19/2013
3.751%
Call now
3.500 1.750 $1203 $898
Residential Finance
Updated 05/17/2013
3.779%
Call now
3.500 2.000 $950 $898
Amerisave
Updated 05/20/2013
3.760%
Call now
3.500 1.953 $1325 $898
Quicken Loans..NMLS #3030
Updated 05/20/2013
3.849%
Call now
3.625 1.875 $799 $912

Data provided by Informa Research Services, Inc.1

Fixed Rate/Adjustable Rate Conforming – APR's are based on a $200,000 loan for a refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA's) in California. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

California 30 Year Fixed Conforming Mortgage Refinance: Table 2

Lender APR Rate (%) Points Fees Monthly Payment More
Navy Federal Credit Union
Updated 05/20/2013
3.58% 3.38 1.50 $0.00 $884.75
UNITED NATIONS
Updated 05/07/2013
3.40% 3.38 0.00 $1,431.00 $884.75
Wells Fargo Bank, National Association
Updated 04/08/2013
3.66% 3.50 1.00 $2,000.00 $898.09
Armed Forces Bank, National Association
Updated 03/11/2013
3.54% 3.50 0.00 $2,042.00 $898.09
U.S. Bank National Association
Updated 05/13/2013
3.69% 3.50 0.00 $0.00 $898.09
Cathay Bank
Updated 05/20/2013
3.51% 3.50 0.00 $0.00 $898.09
Armed Forces Bank of California, National Association
Updated 05/10/2013
3.57% 3.50 0.00 $1,424.00 $898.09
Five Star Bank
Updated 05/20/2013
3.56% 3.50 0.00 $2,337.00 $898.09
Bofi Federal Bank
Updated 05/07/2013
3.57% 3.50 0.00 $223.00 $898.09
MISSION
Updated 05/09/2013
3.63% 3.50 0.50 $0.00 $898.09
FIRST TECHNOLOGY
Updated 05/08/2013
3.61% 3.50 0.00 $0.00 $898.09
CHEVRON
Updated 05/09/2013
3.52% 3.50 0.00 $0.00 $898.09
BOEING EMPLOYEES
Updated 05/08/2013
3.68% 3.50 0.50 $1,897.00 $898.09
WESCOM CENTRAL
Updated 05/08/2013
3.61% 3.50 0.75 $0.00 $898.09
SUMMIT
Updated 03/27/2013
3.53% 3.50 0.00 $1,889.00 $898.09
Bank of America, National Association
Updated 05/13/2013
3.80% 3.63 1.13 $0.00 $912.67
Fremont Bank
Updated 05/10/2013
3.63% 3.63 0.00 $0.00 $912.67
California Bank & Trust
Updated 05/08/2013
3.65% 3.63 0.00 $0.00 $912.67
Tri Counties Bank
Updated 05/17/2013
3.71% 3.63 0.20 $1,959.00 $912.67
OneUnited Bank
Updated 05/16/2013
3.73% 3.63 0.25 $5,605.00 $912.67
Regent Bank
Updated 05/17/2013
3.68% 3.63 0.00 $3,141.00 $912.67
Provident Savings Bank, F.S.B.
Updated 05/20/2013
3.68% 3.63 0.00 $0.00 $912.67
SAN DIEGO COUNTY
Updated 05/20/2013
3.69% 3.63 0.00 $0.00 $912.67
THE GOLDEN 1
Updated 05/07/2013
3.70% 3.63 0.00 $1,364.00 $912.67
SAFE
Updated 05/10/2013
3.69% 3.63 0.13 $0.00 $912.67
TRAVIS
Updated 05/10/2013
3.71% 3.63 0.00 $0.00 $912.67
STAR ONE
Updated 05/20/2013
3.67% 3.63 0.00 $0.00 $912.67
Mechanics Bank
Updated 05/20/2013
3.77% 3.70 0.00 $0.00 $920.57
JPMorgan Chase Bank, National Association
Updated 05/13/2013
3.80% 3.75 0.63 $0.00 $926.23
Bank of the West
Updated 05/20/2013
3.85% 3.75 0.38 $2,986.00 $926.23
River City Bank
Updated 05/20/2013
3.77% 3.75 0.00 $981.00 $926.23
Union Bank, National Association
Updated 05/20/2013
3.84% 3.75 0.13 $2,666.00 $926.23
Citizens Bank of Pennsylvania
Updated 05/15/2013
3.81% 3.75 0.00 $825.00 $926.23
OneWest Bank, FSB
Updated 05/17/2013
3.83% 3.75 0.00 $3,032.00 $926.23
LOCKHEED
Updated 05/14/2013
3.81% 3.75 0.00 $0.00 $926.23
WESTERN
Updated 05/09/2013
3.87% 3.75 0.00 $4,698.00 $926.23
SCHOOLSFIRST
Updated 05/20/2013
3.83% 3.75 0.00 $0.00 $926.23
REDWOOD
Updated 05/09/2013
3.87% 3.75 0.00 $0.00 $926.23
ALLIANT
Updated 05/15/2013
3.83% 3.75 0.00 $0.00 $926.23
PATELCO
Updated 05/20/2013
3.82% 3.75 0.00 $0.00 $926.23
EASTMAN
Updated 03/27/2013
3.91% 3.88 0.00 $2,398.00 $941.05
CITIZENS EQUITY FIRST
Updated 05/13/2013
3.90% 3.88 0.00 $974.00 $941.05
EDUCATIONAL EMPLOYEES
Updated 05/08/2013
4.04% 4.00 0.00 $0.00 $954.83
EverBank
Updated 05/16/2013
4.18% 4.13 0.00 $0.00 $969.88
ATLANTA POSTAL
Updated 05/10/2013
4.28% 4.25 0.00 $1,762.00 $983.88
FirstBank
Updated 04/29/2013
4.41% 4.38 0.00 $1,776.00 $999.16
El Dorado Savings Bank, F.S.B.
Updated 05/20/2013
4.45% 4.38 0.00 $0.00 $999.16

Data provided by BestCashCow.com

Rates in Table 2 are based on loan amount of $200,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

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(1) Information on this table is provided by © 2013, Informa Research Services, Inc., 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and neither BestCashCow.com, LLC nor Informa Research Services, Inc., guarantees the accuracy of such information. Click on the links to verify rates before opening an account. To be listed on the tables, please contact links@informars.com. Please note that Informa Research Services has financial relationships with some of the merchants mentioned here. Informa Research Services may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

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