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Compare California 30 Year Fixed Mortgage Refinance Rates
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Compare California 30 Year Fixed Conforming Mortgage Refinance Refinance Mortgage Rates with a loan amount of $200,000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information.
California 30 Year Fixed Conforming Mortgage Refinance: Table 1
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | More | |||
|---|---|---|---|---|---|---|---|---|---|
|
AimLoan.com NMLS#2890 Updated 05/17/2013 |
3.646%
|
3.500 | 0.000 | $2011 | $898 | ||||
|
CertusBank Updated 05/17/2013 |
3.551%
|
3.500 | 0.000 | $892 | $898 | ||||
|
New American Funding Updated 05/17/2013 |
3.700%
|
3.625 | 0.000 | $223 | $912 | ||||
|
Home Finance of America Updated 05/17/2013 |
3.681%
|
3.625 | 0.000 | $1 | $912 | ||||
|
Mutual of Omaha Bank Updated 05/17/2013 |
3.697%
|
3.625 | 0.000 | $268 | $912 | ||||
|
Integrity First Financial Group Updated 05/20/2013 |
3.805%
|
3.750 | 0.000 | $5 | $926 | ||||
|
KS State Bank Updated 05/20/2013 |
3.805%
|
3.750 | 0.000 | $75 | $926 | ||||
|
Residential Finance Updated 05/17/2013 |
3.799%
|
3.750 | 0.000 | $950 | $926 | ||||
|
Amerisave Updated 05/20/2013 |
3.953%
|
3.875 | 0.000 | $533 | $940 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/20/2013 |
4.131%
|
3.990 | 0.000 | $799 | $953 | ||||
|
AimLoan.com NMLS#2890 Updated 05/17/2013 |
3.534%
|
3.375 | 0.250 | $2011 | $884 | ||||
|
New American Funding Updated 05/17/2013 |
3.614%
|
3.500 | 0.439 | $795 | $898 | ||||
|
CertusBank Updated 05/17/2013 |
3.551%
|
3.500 | 0.000 | $892 | $898 | ||||
|
Integrity First Financial Group Updated 05/20/2013 |
3.768%
|
3.625 | 0.053 | $1935 | $912 | ||||
|
Home Finance of America Updated 05/17/2013 |
3.681%
|
3.625 | 0.000 | $1 | $912 | ||||
|
Mutual of Omaha Bank Updated 05/17/2013 |
3.697%
|
3.625 | 0.000 | $0 | $912 | ||||
|
KS State Bank Updated 05/20/2013 |
3.675%
|
3.625 | 0.078 | $729 | $912 | ||||
|
Residential Finance Updated 05/17/2013 |
3.799%
|
3.750 | 0.000 | $950 | $926 | ||||
|
Amerisave Updated 05/20/2013 |
3.860%
|
3.750 | 0.093 | $1325 | $926 | ||||
|
Citibank
Updated 05/19/2013 |
3.860%
|
3.750 | 0.125 | $1203 | $926 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/20/2013 |
4.131%
|
3.990 | 0.000 | $799 | $953 | ||||
|
AimLoan.com NMLS#2890 Updated 05/17/2013 |
3.484%
|
3.250 | 1.260 | $2011 | $870 | ||||
|
New American Funding Updated 05/17/2013 |
3.479%
|
3.375 | 1.454 | $795 | $884 | ||||
|
Mutual of Omaha Bank Updated 05/17/2013 |
3.576%
|
3.375 | 1.500 | $518 | $884 | ||||
|
CertusBank Updated 05/17/2013 |
3.534%
|
3.375 | 0.875 | $892 | $884 | ||||
|
HSBC
Updated 05/19/2013 |
3.665%
|
3.480 | 1.000 | $1378 | $895 | ||||
|
KS State Bank Updated 05/20/2013 |
3.662%
|
3.500 | 0.946 | $729 | $898 | ||||
|
Bank of America, N.A.
Updated 05/19/2013 |
3.805%
|
3.500 | 1.125 | $1483 | $898 | ||||
|
Citibank
Updated 05/19/2013 |
3.719%
|
3.500 | 1.500 | $1203 | $898 | ||||
|
Integrity First Financial Group Updated 05/20/2013 |
3.741%
|
3.500 | 1.220 | $1935 | $898 | ||||
|
Chase
Updated 05/19/2013 |
3.812%
|
3.625 | 0.875 | $1123 | $912 | ||||
|
Amerisave Updated 05/20/2013 |
3.806%
|
3.625 | 0.922 | $1325 | $912 | ||||
|
Residential Finance Updated 05/17/2013 |
3.812%
|
3.625 | 1.000 | $950 | $912 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/20/2013 |
3.933%
|
3.750 | 1.000 | $799 | $926 | ||||
|
AimLoan.com NMLS#2890 Updated 05/17/2013 |
3.441%
|
3.125 | 2.336 | $2011 | $856 | ||||
|
CertusBank Updated 05/17/2013 |
3.484%
|
3.250 | 1.750 | $892 | $870 | ||||
|
Mutual of Omaha Bank Updated 05/17/2013 |
3.520%
|
3.250 | 2.500 | $518 | $870 | ||||
|
Bank of America, N.A.
Updated 05/19/2013 |
3.643%
|
3.375 | 1.875 | $1483 | $884 | ||||
|
Integrity First Financial Group Updated 05/20/2013 |
3.702%
|
3.375 | 2.446 | $1935 | $884 | ||||
|
KS State Bank Updated 05/20/2013 |
3.618%
|
3.375 | 1.961 | $729 | $884 | ||||
|
Chase
Updated 05/19/2013 |
3.760%
|
3.500 | 2.000 | $1123 | $898 | ||||
|
Citibank
Updated 05/19/2013 |
3.751%
|
3.500 | 1.750 | $1203 | $898 | ||||
|
Residential Finance Updated 05/17/2013 |
3.779%
|
3.500 | 2.000 | $950 | $898 | ||||
|
Amerisave Updated 05/20/2013 |
3.760%
|
3.500 | 1.953 | $1325 | $898 | ||||
|
Quicken Loans..NMLS #3030 Updated 05/20/2013 |
3.849%
|
3.625 | 1.875 | $799 | $912 | ||||
|
Data provided by Informa Research Services, Inc.1 |
|||||||||
Fixed Rate/Adjustable Rate Conforming – APR's are based on a $200,000 loan for a refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA's) in California. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.
California 30 Year Fixed Conforming Mortgage Refinance: Table 2
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | More | |||
|---|---|---|---|---|---|---|---|---|---|
| Navy Federal Credit Union Updated 05/20/2013 |
3.58% | 3.38 | 1.50 | $0.00 | $884.75 | ||||
| UNITED NATIONS Updated 05/07/2013 |
3.40% | 3.38 | 0.00 | $1,431.00 | $884.75 | ||||
| Wells Fargo Bank, National Association Updated 04/08/2013 |
3.66% | 3.50 | 1.00 | $2,000.00 | $898.09 | ||||
| Armed Forces Bank, National Association Updated 03/11/2013 |
3.54% | 3.50 | 0.00 | $2,042.00 | $898.09 | ||||
| U.S. Bank National Association Updated 05/13/2013 |
3.69% | 3.50 | 0.00 | $0.00 | $898.09 | ||||
| Cathay Bank Updated 05/20/2013 |
3.51% | 3.50 | 0.00 | $0.00 | $898.09 | ||||
| Armed Forces Bank of California, National Association Updated 05/10/2013 |
3.57% | 3.50 | 0.00 | $1,424.00 | $898.09 | ||||
| Five Star Bank Updated 05/20/2013 |
3.56% | 3.50 | 0.00 | $2,337.00 | $898.09 | ||||
| Bofi Federal Bank Updated 05/07/2013 |
3.57% | 3.50 | 0.00 | $223.00 | $898.09 | ||||
| MISSION Updated 05/09/2013 |
3.63% | 3.50 | 0.50 | $0.00 | $898.09 | ||||
| FIRST TECHNOLOGY Updated 05/08/2013 |
3.61% | 3.50 | 0.00 | $0.00 | $898.09 | ||||
| CHEVRON Updated 05/09/2013 |
3.52% | 3.50 | 0.00 | $0.00 | $898.09 | ||||
| BOEING EMPLOYEES Updated 05/08/2013 |
3.68% | 3.50 | 0.50 | $1,897.00 | $898.09 | ||||
| WESCOM CENTRAL Updated 05/08/2013 |
3.61% | 3.50 | 0.75 | $0.00 | $898.09 | ||||
| SUMMIT Updated 03/27/2013 |
3.53% | 3.50 | 0.00 | $1,889.00 | $898.09 | ||||
| Bank of America, National Association Updated 05/13/2013 |
3.80% | 3.63 | 1.13 | $0.00 | $912.67 | ||||
| Fremont Bank Updated 05/10/2013 |
3.63% | 3.63 | 0.00 | $0.00 | $912.67 | ||||
| California Bank & Trust Updated 05/08/2013 |
3.65% | 3.63 | 0.00 | $0.00 | $912.67 | ||||
| Tri Counties Bank Updated 05/17/2013 |
3.71% | 3.63 | 0.20 | $1,959.00 | $912.67 | ||||
| OneUnited Bank Updated 05/16/2013 |
3.73% | 3.63 | 0.25 | $5,605.00 | $912.67 | ||||
| Regent Bank Updated 05/17/2013 |
3.68% | 3.63 | 0.00 | $3,141.00 | $912.67 | ||||
| Provident Savings Bank, F.S.B. Updated 05/20/2013 |
3.68% | 3.63 | 0.00 | $0.00 | $912.67 | ||||
| SAN DIEGO COUNTY Updated 05/20/2013 |
3.69% | 3.63 | 0.00 | $0.00 | $912.67 | ||||
| THE GOLDEN 1 Updated 05/07/2013 |
3.70% | 3.63 | 0.00 | $1,364.00 | $912.67 | ||||
| SAFE Updated 05/10/2013 |
3.69% | 3.63 | 0.13 | $0.00 | $912.67 | ||||
| TRAVIS Updated 05/10/2013 |
3.71% | 3.63 | 0.00 | $0.00 | $912.67 | ||||
| STAR ONE Updated 05/20/2013 |
3.67% | 3.63 | 0.00 | $0.00 | $912.67 | ||||
| Mechanics Bank Updated 05/20/2013 |
3.77% | 3.70 | 0.00 | $0.00 | $920.57 | ||||
| JPMorgan Chase Bank, National Association Updated 05/13/2013 |
3.80% | 3.75 | 0.63 | $0.00 | $926.23 | ||||
| Bank of the West Updated 05/20/2013 |
3.85% | 3.75 | 0.38 | $2,986.00 | $926.23 | ||||
| River City Bank Updated 05/20/2013 |
3.77% | 3.75 | 0.00 | $981.00 | $926.23 | ||||
| Union Bank, National Association Updated 05/20/2013 |
3.84% | 3.75 | 0.13 | $2,666.00 | $926.23 | ||||
| Citizens Bank of Pennsylvania Updated 05/15/2013 |
3.81% | 3.75 | 0.00 | $825.00 | $926.23 | ||||
| OneWest Bank, FSB Updated 05/17/2013 |
3.83% | 3.75 | 0.00 | $3,032.00 | $926.23 | ||||
| LOCKHEED Updated 05/14/2013 |
3.81% | 3.75 | 0.00 | $0.00 | $926.23 | ||||
| WESTERN Updated 05/09/2013 |
3.87% | 3.75 | 0.00 | $4,698.00 | $926.23 | ||||
| SCHOOLSFIRST Updated 05/20/2013 |
3.83% | 3.75 | 0.00 | $0.00 | $926.23 | ||||
| REDWOOD Updated 05/09/2013 |
3.87% | 3.75 | 0.00 | $0.00 | $926.23 | ||||
| ALLIANT Updated 05/15/2013 |
3.83% | 3.75 | 0.00 | $0.00 | $926.23 | ||||
| PATELCO Updated 05/20/2013 |
3.82% | 3.75 | 0.00 | $0.00 | $926.23 | ||||
| EASTMAN Updated 03/27/2013 |
3.91% | 3.88 | 0.00 | $2,398.00 | $941.05 | ||||
| CITIZENS EQUITY FIRST Updated 05/13/2013 |
3.90% | 3.88 | 0.00 | $974.00 | $941.05 | ||||
| EDUCATIONAL EMPLOYEES Updated 05/08/2013 |
4.04% | 4.00 | 0.00 | $0.00 | $954.83 | ||||
| EverBank Updated 05/16/2013 |
4.18% | 4.13 | 0.00 | $0.00 | $969.88 | ||||
| ATLANTA POSTAL Updated 05/10/2013 |
4.28% | 4.25 | 0.00 | $1,762.00 | $983.88 | ||||
| FirstBank Updated 04/29/2013 |
4.41% | 4.38 | 0.00 | $1,776.00 | $999.16 | ||||
| El Dorado Savings Bank, F.S.B. Updated 05/20/2013 |
4.45% | 4.38 | 0.00 | $0.00 | $999.16 | ||||
|
Data provided by BestCashCow.com |
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Rates in Table 2 are based on loan amount of $200,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.
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