Compare the best CD rates, the best money market rates, the best savings rates, mortgage rates, home equity rates, auto loan rates and more - as well as find financial information that can help you make better decisions with your money.
There are 3 ways that cash can be taken out from a 401K account: A regular 401k loan, hardship or non-financial hardship withdrawal. Each is explained below with the applicable provisions.
The upcoming 2010 Roth IRA conversion loophole is a great opportunity for high-income investors to save more for retirement. There are some caveats, though.
The Age of Retirement is over, and a new social revolution is afoot: A majority of boomers expect to earn a paycheck in retirement, and that's a good thing.
Part two on retirement planning. In this installment we deal with investors who have a shortfall and will not meet their goals for retirement unless some different action is taken. Here is that...
Like me, most people have enjoyed a nice jump in their 401k, IRA and other retirement accounts as the stock market recovered over the last 6 months,. In fact according to the WSJ, despite the...
Question: I'm 47 years old and would like to begin participating in my company's 401(k) plan. But I don't know if this is the right time to do so. Do you think I should start now or wait until the...
The bottom line is this: If you want an above-the-poverty-line retirement, and you want to feel comfortable that it will stay that way for the length of your retirement, then you must save, save,...
President Obama has proposed extending the 2009 economic recovery payment of $250 into 2010 by providing another payment of $250 to retirees,veterans and disabled people already receiving Social...
Many people thinking of claiming social security should carefully consider this choice, because the longer term costs could easily outweigh the short term benefits. According to
A short article explaining the difference between FDIC and NCUA insured CDs. Technically, no difference, but a perspective is offered on the differences between banks and credit unions themselves.
Whether you have retired or just switching jobs, this article is for you. In this first part we will go over employee stock options and what to do with them. In the second installment we will go...
Whether you have retired or just switching jobs, this article is for you. In this first part we will go over employee stock options and what to do with them. In the second installment we will go...
Until a few years ago, the standard advice for retirees was that a withdrawal rate of 4 percent or 4.5 percent was about the best you could do. However, several studies have suggested that...
Normally, personal finance is targeted at the young and new to working life, but older Americans are in need of advice as much as anyone else. In fact they are even more at risk, because they don't...