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New York Savings Accounts

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

NY - April 18, 2014
Savings Account National Average Rate: 0.13% ?
Banks APY Vs. Nat'l Av. Min Bal Miles ?
Woori America Bank 2.50% 19.23x $1,000 -
Woori America Bank 2.00% 15.38x $1,000 -
Woori America Bank 1.50% 11.54x $1,000 -
Doral Bank 0.93% 7.15x $1 -
Spring Bank 0.85% 6.57x $1,000 -
Spring Bank 0.85% 6.54x $1 -
Bank of Utica 0.60% 4.62x $250 -
MERCANTIL COMMERCEBANK, NATIONAL ASSOCIATION 0.50% 3.85x $50 -
NorthEast Community Bank 0.50% 3.85x $500 -
Savoy Bank 0.40% 3.08x $1 -
Alma Bank 0.40% 3.08x $100 -
Maple City Savings Bank, FSB 0.40% 3.08x $500 -
Emigrant Bank 0.40% 3.08x $100 -
Customers Bank 0.35% 2.69x $50 -
The Delaware National Bank of Delhi 0.30% 2.31x $5 -
Catskill Hudson Bank 0.30% 2.31x $100 -
Eastbank, National Association 0.30% 2.31x $250 -
BankUnited, National Association 0.30% 2.31x $300 -
Community Federal Savings Bank 0.30% 2.31x $200 -
The Citizens National Bank of Hammond 0.30% 2.31x $50 -
Amerasia Bank 0.30% 2.31x $200 -
NewBank 0.30% 2.31x $300 -
The National Bank of Coxsackie 0.30% 2.31x $1 -
Intervest National Bank 0.30% 2.31x $500 -
First Central Savings Bank 0.25% 1.92x $250 -
Riverside Bank 0.25% 1.92x $500 -
The Putnam County National Bank of Carmel 0.25% 1.92x $100 -
Massena Savings and Loan 0.25% 1.92x $1 -
The Bank of Greene County 0.25% 1.92x $10 -
Gouverneur Savings and Loan Association 0.25% 1.92x $10 -
The Westchester Bank 0.25% 1.92x $100 -
Quontic Bank 0.25% 1.92x $100 -
The Upstate National Bank 0.25% 1.92x $20 -
Citizens Bank of Cape Vincent 0.25% 1.92x $10 -
Watertown Savings Bank 0.25% 1.92x $10 -
Carver Federal Savings Bank 0.25% 1.92x $300 -
CMS Bank 0.25% 1.92x $300 -
BNB Hana Bank, National Association 0.25% 1.92x $200 -
Wilshire Bank 0.20% 1.54x $500 -
Gibraltar Private Bank & Trust Co. 0.20% 1.54x $1 -
Victory State Bank 0.20% 1.54x $1 -
Ridgewood Savings Bank 0.20% 1.54x $100 -
Asia Bank, National Association 0.20% 1.54x $1 -
Cayuga Lake National Bank 0.20% 1.54x $10 -
Cross County Savings Bank 0.20% 1.54x $1 -
Rondout Savings Bank 0.20% 1.54x $10 -
Berkshire Bank 0.20% 1.54x $25 -
United Orient Bank 0.20% 1.54x $100 -
Country Bank 0.20% 1.54x $2,500 -
Jeff Bank 0.15% 1.15x $1 -
Savannah Bank National Association 0.15% 1.15x $25 -
Orange County Trust Company 0.15% 1.15x $2,500 -
USNY Bank 0.15% 1.15x $1 -
The Lyons National Bank 0.15% 1.15x $100 -
Woori America Bank 0.15% 1.15x $200 -
TrustCo Bank 0.15% 1.15x $200 -
Empire State Bank 0.15% 1.15x $2,500 -
Sawyer Savings Bank 0.15% 1.15x $1,000 -
Hudson City Savings Bank 0.15% 1.15x $10 -
Wallkill Valley Federal Savings and Loan Association 0.15% 1.15x $10 -
Walden Savings Bank 0.12% 0.92x $50 -
Hometown Bank of the Hudson Valley 0.12% 0.92x $250 -
The Berkshire Bank 0.10% 0.77x $300 -
The Adirondack Trust Company 0.10% 0.77x $50 -
The Bridgehampton National Bank 0.10% 0.77x $100 -
Lake Shore Savings Bank 0.10% 0.77x $10 -
Evans Bank, National Association 0.10% 0.77x $100 -
Flushing Bank 0.10% 0.77x $300 -
Berkshire Bank 0.10% 0.77x $25 -
Ballston Spa National Bank 0.10% 0.77x $2,500 -
Patriot Federal Bank 0.10% 0.77x $1 -
Cattaraugus County Bank 0.10% 0.77x $2,500 -
Saratoga National Bank and Trust 0.10% 0.77x $100 -
Putnam County Savings Bank 0.10% 0.77x $25 -
Berkshire Bank Municipal Bank 0.10% 0.77x $25 -
City National Bank of New Jersey 0.10% 0.77x $25 -
Geddes Federal Savings and Loan Association 0.10% 0.77x $25 -
The Oneida Savings Bank 0.10% 0.77x $25 -
Genesee Regional Bank 0.10% 0.77x $25 -
Industrial and Commercial Bank of China (USA), National Association 0.10% 0.77x $2,500 -
The Suffolk County National Bank of Riverhead 0.10% 0.77x $100 -
Amalgamated Bank 0.10% 0.77x $5 -
Ponce De Leon Federal Bank 0.10% 0.77x $500 -
The First National Bank of Groton 0.10% 0.77x $1 -
Carthage Federal Savings and Loan Association 0.10% 0.77x $10 -
Champlain National Bank 0.10% 0.77x $1 -
Salisbury Bank and Trust Company 0.10% 0.77x $1 -
Northwest Savings Bank 0.10% 0.77x $100 -
Ulster Savings Bank 0.10% 0.77x $250 -
Northfield Bank 0.10% 0.77x $300 -
Apple Bank for Savings 0.10% 0.77x $250 -
The National Bank of Delaware County 0.10% 0.77x $1 -
Tompkins Trust Company 0.08% 0.62x $2,500 -
Chemung Canal Trust Company 0.05% 0.38x $250 -
PathFinder Bank 0.05% 0.38x $100 -
Alden State Bank 0.05% 0.38x $100 -
Seneca Federal Savings and Loan Association 0.05% 0.38x $50 -
Adirondack Bank 0.05% 0.38x $100 -
The Bank of Castile 0.05% 0.38x $2,500 -
Fairport Savings Bank 0.05% 0.38x $50 -
BBCN Bank 0.05% 0.38x $1 -
Bank of Millbrook 0.05% 0.38x $150 -
Mahopac Bank 0.05% 0.38x $2,500 -
Solvay Bank 0.05% 0.38x $1 -
Peoples Security Bank and Trust Company 0.05% 0.38x $1 -
Glens Falls National Bank and Trust Company 0.05% 0.38x $1,000 -
Astoria Federal Savings and Loan Association 0.05% 0.38x $500 -
Investors Bank 0.05% 0.38x $50 -
Cathay Bank 0.05% 0.38x $1 -
SussexBank 0.05% 0.38x $100 -
Community Bank, National Association 0.05% 0.38x $1 -
TD Bank, National Association 0.05% 0.38x $1 -
People's United Bank 0.05% 0.38x $250 -
Fulton Savings Bank 0.05% 0.38x $100 -
First American International Bank 0.05% 0.38x $500 -
CTBC Bank Corp. (USA) 0.05% 0.38x $500 -
Abacus Federal Savings Bank 0.05% 0.38x $2,000 -
United Central Bank 0.05% 0.38x $1 -
Capital One, National Association 0.05% 0.38x $1 -
Greater Hudson Bank, National Association 0.05% 0.38x $25 -
The First National Bank of Dryden 0.05% 0.38x $50 -
First National Bank of Scotia 0.05% 0.38x $50 -
NBT Bank, National Association 0.05% 0.38x $25 -
Woodforest National Bank 0.05% 0.38x $1 -
Pioneer Savings Bank 0.05% 0.38x $50 -
First Citizens Community Bank 0.05% 0.38x $200 -
New York Community Bank 0.05% 0.38x $200 -
Generations Bank 0.05% 0.38x $100 -
East West Bank 0.05% 0.38x $1 -
New York Commercial Bank 0.05% 0.38x $200 -
First Trade Union Bank 0.05% 0.38x $500 -
Bank of Akron 0.05% 0.38x $1 -
Five Star Bank 0.04% 0.31x $1 -
The Canandaigua National Bank and Trust Company 0.04% 0.31x $300 -
Elmira Savings Bank 0.03% 0.23x $200 -
Santander Bank, N.A. 0.03% 0.23x $2,000 -
Valley National Bank 0.03% 0.23x $100 -
Chinatown Federal Savings Bank 0.03% 0.23x $100 -
Rhinebeck Bank 0.03% 0.23x $1 -
Tioga State Bank 0.03% 0.23x $100 -
Manufacturers and Traders Trust Company 0.02% 0.15x $1 -
Webster Bank, National Association 0.02% 0.15x $1 -
Hudson Valley Bank, National Association 0.02% 0.15x $500 -
KeyBank National Association 0.02% 0.15x $2,500 -
HSBC Bank USA, National Association 0.01% 0.08x $100 -
First Niagara Bank, National Association 0.01% 0.08x $200 -
Steuben Trust Company 0.01% 0.08x $200 -
Wells Fargo Bank, National Association 0.01% 0.08x $2,500 -
Sterling National Bank 0.01% 0.08x $500 -
Citibank, National Association 0.01% 0.08x $100 -
JPMorgan Chase Bank, National Association 0.01% 0.08x $1 -
RBS Citizens, National Association 0.01% 0.08x $2,500 -
Banco Popular North America 0.01% 0.08x $2,500 -
Bank of America, National Association 0.01% 0.08x $1 -
Patriot National Bank 0.01% 0.08x $250 -
City National Bank 0.01% 0.08x $500 -

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Sol @ Travis, September 29, 2013


@ Travis

In many cases we do provide this information. For example, the Belmont Savings Bank rate you list above comes with a clear disclaimer if you click the Learn more button. We're always trying to improve though and will certainly continue to gather additional information. Thanks for your comment.

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Travis MacDonald, September 29, 2013


I find the numbers decieving. Some of your banks listed with the highest APR have many restrictions and requirements. I feel that these should be listed on your site in the "details" section to avoid any "bait-and-switch" claims. For instance, Belmont Savings Bank in Belmont, MA is listed as having a 1.00% APR, but the savings account requires a companion checking account with a daily average balance of 250,000. Another example is Salen Five cents Bank under the online banks. The account listed is not available on their website. When I inquired about it, they told me that particular savings product was reserved as an add-on for accounts with daily balances in excess of $10,000. It seems alot of research went into the details pages in terms of company financials and whatnot. Seems like a little more research could be done on the savings and checking products themselves.

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