Providentdirect recently joined the high yield online savings club. Providentdirect is an online division of Provident Bank. Provident Bank is the largest independent commercial bank headquartered in Maryland, with over $6.2 billion in assets. Provident serves individuals and businesses in Greater Baltimore, Greater Washington and Central Virginia through a network of more than 140 branches.
Discussions on FatWallet and other sites on the Internet discusses a withdrawal limit of only $5,000. We called the bank and were told there are no withdrawal limits.
There has also been some mention online of fees if balances fall below a certain level. The rep from Providentdirect said that is no longer the case and that there are no early closure or low balance fees.
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