Western Federal Credit Union has a history of competitive share certificate rates. Minimum deposit for the CDs is $1,000. Higher rates are available for a $40,000 minimum and a $100,000 minimum. The certificates are also available in IRAs (Traditional, Roth and Coverdell). One plus with these CDs is a mild early withdrawal penalty of 90 days of interest.
Every once in awhile Western FCU offers some attractive CD specials. Currently, they're offering a special 17-month CD with an APY of 4.15%. The promotion page states that this is scheduled to last through December 2008.
Membership is open to members of two associations in which anyone can join with a $25 fee. Western FCU also has a long list of Select Employer Groups in which you can be immediately eligible to join.
Membership requires a $5 membership fee and a minimum deposit of $5 into the primary savings account. In the online application, it states that the $5 membership fee and $5 membership deposit are compliments of Western. It warns that it's only for a limited time.
Links to Western FCU's website:
Related Western FCU links:
Sponsor Updates and Offers
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