I learned a new term today reading an article in the New York Times (How Missed Signs Contributed to a Mortgage Meltdown). The term is a neutron loan. As in everyone knew he was being given a neutron loan which would kill the buyer and leave the house. Another words, the buyer would eventually be forced to foreclose.
According to the article, most of the old-time brokers on Wall Street knew these were being given out left and right and seeded throughout the financial system in the form of securitized assets.
Apparently, one guy, Jim Melcher from Balestra Capital figured it out and he’s know vacationing in Paris. The rest of us are just left with the radioactivity.
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