iGobanking.com, a division of Flushing Bank:
Online Certificate of Deposit - 0.55% APY

• Must deposit $1000.00 to open this account.
• Must maintain a minimum balance of $1000.00 in the account each day to obtain the annual percentage yield.
• Interest will be compounded every day.
• Interest will be credited to the account every month.
• Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity). Penalty may reduce principal.

Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 0.55%
Term Length 12 Month
Minimum deposit amount $1,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $1,000.00
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $30.00
Incoming Wires $15.00
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Customer Reviews for iGobanking.com, a division of Flushing Bank (34)

  • January 3, 2021 |

    This is the worst online banking I have seen. Without any warning they restricted access to withdrawals to $1000. Representative said they implemented on ALL accounts for ALL customers due to “fraud”. At same time my external account info and beneficiary information was deleted (without any warning either). Having 245K on the account, would take me over a year to transfer money out, so the only option was offered to close the account, and receive a check by mail for a fee! No interest for last month was added to the final check. The phone rep did not offer any resolution to the fact the interest was missing, only that she would “message the management”. This bank will steal your interest and block your access to your money, it’s impossible to resolve any problems on customer service level, no way to reach to management directly, avoid this bank by all means.

  • August 31, 2020 |

    Online CDs 12 Month Rates

    Service doesn't work and I cannot believe I chased a 1% CD. Avoid.

  • September 14, 2018 |

    We opened an account 6 months ago at 1.65%. My husband and I I put a lot of money there (FDIC limits). When we saw the new rate, I called and was on hold for 20 minutes. I cannot believe that I was put in a position where I was forced to beg (yes, beg) your representative to give me the rate that you are offering new customers. Yes, $3,000 over the course of a year in interest is a lot of money to me and yes I do need you to make the change. No, this is not acceptable customer service and we will be looking to move our account on Monday.

  • August 17, 2018 |

    I found the people very pleasant on the phone, but the website was so bad I eventually gave up and moved our money back to Ally.

  • August 10, 2018 |

    Sophomoric, underdeveloped product. Rude service.

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