Amfirst Bank

602 West B Street
Mccook, NE 69001

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5417
Date Established 1905
Assets $0.26 billion
Loans $0.19 billion
Deposits $0.22 billion
Capital $0.02 billion

Amfirst Bank is an FDIC insured institution located in Mccook, NE. It was founded in 1905 and has approximately $0.27 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Amfirst Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Amfirst Bank’s loan portfolio are Commercial Real Estate, Farm Loans, and Small Business Loans.

Compared to other banks in Nebraska, Amfirst Bank has a significantly higher percent of Consumer Auto Loans, Small Business Loans, Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.14
Multifamily
Mortgages
0.42
Credit Card Loans 0.00
Consumer Auto Loans 6.21
Small Business Loans 15.02
Construction and Development Loans 9.36
Commercial Real Estate 28.89
Commercial and Industrial Loans 10.31
Farm Loans 22.10

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Amfirst Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Amfirst Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Amfirst Bank
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Branches

Amfirst Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Amfirst Bank Locations

Financial Details

Amfirst Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Amfirst Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Amfirst Bank U.S. Bank Average
6.49% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Amfirst Bank had $600,000 in non-current loans and $1,164,000 in owned real estate. To cover these potential losses it had $24,195,000 in equity and $2,981,000 in loans loss reserves. That gives it a Texas Ratio of 6.49%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Amfirst Bank U.S. Bank Average
9.86% 8.58

Amfirst Bank has a Return on Equity of 9.86% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Amfirst Bank U.S. Bank Average
9.14% 12.11

Amfirst Bank has a Capitalization of 9.14% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Amfirst Bank Balance Sheet Analysis

As of June 30, 2017, Amfirst Bank had assets of $265,762,000, loans of $189,016,000, and deposits of $222,658,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Amfirst Bank

Branches and Savings

Is Amfirst Bank FDIC insured?

Yes. It is covered under FDIC Certificate #5417.

Why does Amfirst Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Amfirst Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Amfirst Bank a commercial bank?

Yes

Where are Amfirst Bank locations?

See branch locations nearby.

Is Amfirst Bank open on Saturdays?

Is Amfirst Bank open on Sundays?

What time does Amfirst Bank open?

What time does Amfirst Bank close?

Are Amfirst Bank ATMs Open 24/7?

Do Amfirst Bank ATMs accept cash deposits?

Can Amfirst Bank customers use other ATMs?

Do Amfirst Bank branches have notaries?

Will Amfirst Bank notarize my document?

What address for Amfirst Bank should I put for incoming ACH transfers?

Will the Amfirst Bank branch print checks?

Do Amfirst Bank checks expire?

Does Amfirst Bank require US citizenship to open account?

Can Amfirst Bank close my account?

Does Amfirst Bank Report to credit bureaus?

Does Amfirst Bank Use Equifax?

What is Amfirst Bank's ACH Routing Number?

What is Amfirst Bank's SWIFT code?

Products

Does Amfirst Bank offer mortgages?

Compare mortgage rates here.

Does Amfirst Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Amfirst Bank offer personal loans?

Compare personal loan rates here.

Does Amfirst Bank offer student loans?

Will Amfirst Bank cash a check?

Will Amfirst Bank redeem a savings bond?

Does Amfirst Bank cash savings bonds?

Will Amfirst Bank cash money orders?

Can Amfirst Bank issue a money order?

Does Amfirst Bank do currency exchange?

Background on The Bank

Who owns Amfirst Bank?

How long has Amfirst Bank been around?

Can Amfirst Bank transfer to other banks?

Does Amfirst Bank have quick pay?

Does Amfirst Bank accept rolled coins?

Will Amfirst Bank accept loose change?

Where is Amfirst Bank headquarters?

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