Atascosa Bank

1525 West Oaklawn
Pleasanton, TX 78064

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24064
Date Established 1982
Assets $0.09 billion
Loans $0.01 billion
Deposits $0.08 billion
Capital $0.01 billion

Atascosa Bank is an FDIC insured institution located in Pleasanton, TX. It was founded in 1982 and has approximately $0.09 billion in assets.

For a more detailed analysis of Atascosa Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Atascosa Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Atascosa Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.81
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.74
Small Business Loans 0.00
Construction and Development Loans 2.82
Commercial Real Estate 29.87
Commercial and Industrial Loans 15.26
Farm Loans 5.59

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1 $99,999 Learn MoreShow Less
6 Mo CD 10K
0.35% $1 $99,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.70% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.15% $2,500 $14,999 Learn MoreShow Less
MM 25K
0.20% $15,000 - Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 25K
0.20% $15,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Atascosa Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Atascosa Bank
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Branches

Atascosa Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Atascosa Bank Locations

Financial Details

Atascosa Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Atascosa Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Atascosa Bank U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Atascosa Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $7,401,000 in equity and $187,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Atascosa Bank U.S. Bank Average
10.35% 9.35%

Atascosa Bank has a Return on Equity of 10.35% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Atascosa Bank U.S. Bank Average
8.08% 12.01%

Atascosa Bank has a Capitalization of 8.08% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Atascosa Bank Balance Sheet Analysis

As of March 31, 2018, Atascosa Bank had assets of $91,564,000, loans of $12,850,000, and deposits of $83,910,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.05 billion
Interest-bearing balances $0.04 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.01 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.08 billion
LIABILITIES
Total deposits $0.08 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.08 billion
      % insured (estimated) 64.96%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.08 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Atascosa Bank

Branches and Savings

Is Atascosa Bank FDIC insured?

Yes. It is covered under FDIC Certificate #24064.

Why does Atascosa Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Atascosa Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Atascosa Bank a commercial bank?

Yes

Where are Atascosa Bank locations?

See branch locations nearby.

Is Atascosa Bank open on Saturdays?

Is Atascosa Bank open on Sundays?

What time does Atascosa Bank open?

What time does Atascosa Bank close?

Are Atascosa Bank ATMs Open 24/7?

Do Atascosa Bank ATMs accept cash deposits?

Can Atascosa Bank customers use other ATMs?

Do Atascosa Bank branches have notaries?

Will Atascosa Bank notarize my document?

What address for Atascosa Bank should I put for incoming ACH transfers?

Will the Atascosa Bank branch print checks?

Do Atascosa Bank checks expire?

Does Atascosa Bank require US citizenship to open account?

Can Atascosa Bank close my account?

Does Atascosa Bank Report to credit bureaus?

Does Atascosa Bank Use Equifax?

What is Atascosa Bank's ACH Routing Number?

What is Atascosa Bank's SWIFT code?

Products

Does Atascosa Bank offer mortgages?

Compare mortgage rates here.

Does Atascosa Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Atascosa Bank offer personal loans?

Compare personal loan rates here.

Does Atascosa Bank offer student loans?

Will Atascosa Bank cash a check?

Will Atascosa Bank redeem a savings bond?

Does Atascosa Bank cash savings bonds?

Will Atascosa Bank cash money orders?

Can Atascosa Bank issue a money order?

Does Atascosa Bank do currency exchange?

Background on The Bank

Who owns Atascosa Bank?

How long has Atascosa Bank been around?

Can Atascosa Bank transfer to other banks?

Does Atascosa Bank have quick pay?

Does Atascosa Bank accept rolled coins?

Will Atascosa Bank accept loose change?

Where is Atascosa Bank headquarters?

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