Bank of Galesville

16893 South Main Street
Galesville, WI 54630


General Bank Information

FDIC Insured Yes
FDIC Certificate # 8693
Date Established 1883
Assets $0.10 billion
Loans $0.08 billion
Deposits $0.08 billion
Capital $0.02 billion

Bank of Galesville is an FDIC insured institution located in Galesville, WI. It was founded in 1883 and has approximately $0.1 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Bank of Galesville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Galesville’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Wisconsin, Bank of Galesville has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 26.82
Credit Card Loans 0.75
Consumer Auto Loans 1.78
Small Business Loans 13.69
Construction and Development Loans 10.51
Commercial Real Estate 15.15
Commercial and Industrial Loans 7.10
Farm Loans 10.59

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.10% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.19% $10,000 - Learn MoreShow Less
12 Mo CD 10K
0.45% $10,000 - Learn MoreShow Less
Special: 13 Mo CD
1.50% $5,000 - Learn MoreShow Less
18 Mo CD 10K
0.55% $10,000 - Learn MoreShow Less
24 Mo CD 10K
0.65% $10,000 - Learn MoreShow Less
30 Mo CD 10K
0.80% $10,000 - Learn MoreShow Less
36 Mo CD 10K
0.90% $10,000 - Learn MoreShow Less
48 Mo CD 10K
1.00% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 $5,000 Learn MoreShow Less
Fixed IRA 0K
0.15% $500 $9,999 Learn MoreShow Less
Special: 13 Mo FIRA
1.50% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.20% $100 - Learn MoreShow Less
MM 2.5K
0.10% $1 $4,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.25% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Galesville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Mortgage
NMLS ID: 181005
4.431% 4.375% 0.38 $1,746 $1,249 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.266% 4.250% -0.25 $580 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More
CapWest Home Loans
NMLS ID: 6521
4.534% 4.500% 0.00 $997 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Galesville
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Bank of Galesville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bank of Galesville Locations

Financial Details

Bank of Galesville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Galesville. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Galesville U.S. Bank Average
6.29% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Galesville had $1,202,000 in non-current loans and $21,000 in owned real estate. To cover these potential losses it had $18,171,000 in equity and $1,264,000 in loans loss reserves. That gives it a Texas Ratio of 6.29%.

Return on Equity
Bank of Galesville U.S. Bank Average
10.2% 8.84%

Bank of Galesville has a Return on Equity of 10.2% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Galesville U.S. Bank Average
18.28% 12.21%

Bank of Galesville has a Capitalization of 18.28% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Galesville Balance Sheet Analysis

As of September 30, 2017, Bank of Galesville had assets of $99,382,000, loans of $75,766,000, and deposits of $76,495,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Of Galesville

Branches and Savings

Is Bank Of Galesville FDIC insured?

Yes. It is covered under FDIC Certificate #8693.

Why does Bank Of Galesville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Galesville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Galesville a commercial bank?


Where are Bank Of Galesville locations?

See branch locations nearby.

Is Bank Of Galesville open on Saturdays?

Is Bank Of Galesville open on Sundays?

What time does Bank Of Galesville open?

What time does Bank Of Galesville close?

Are Bank Of Galesville ATMs Open 24/7?

Do Bank Of Galesville ATMs accept cash deposits?

Can Bank Of Galesville customers use other ATMs?

Do Bank Of Galesville branches have notaries?

Will Bank Of Galesville notarize my document?

What address for Bank Of Galesville should I put for incoming ACH transfers?

Will the Bank Of Galesville branch print checks?

Do Bank Of Galesville checks expire?

Does Bank Of Galesville require US citizenship to open account?

Can Bank Of Galesville close my account?

Does Bank Of Galesville Report to credit bureaus?

Does Bank Of Galesville Use Equifax?

What is Bank Of Galesville's ACH Routing Number?

What is Bank Of Galesville's SWIFT code?


Does Bank Of Galesville offer mortgages?

Compare mortgage rates here.

Does Bank Of Galesville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Galesville offer personal loans?

Compare personal loan rates here.

Does Bank Of Galesville offer student loans?

Will Bank Of Galesville cash a check?

Will Bank Of Galesville redeem a savings bond?

Does Bank Of Galesville cash savings bonds?

Will Bank Of Galesville cash money orders?

Can Bank Of Galesville issue a money order?

Does Bank Of Galesville do currency exchange?

Background on The Bank

Who owns Bank Of Galesville?

How long has Bank Of Galesville been around?

Can Bank Of Galesville transfer to other banks?

Does Bank Of Galesville have quick pay?

Does Bank Of Galesville accept rolled coins?

Will Bank Of Galesville accept loose change?

Where is Bank Of Galesville headquarters?

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