Bank of Star City

116 North Lincoln
Star City, AR 71667

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5634
Date Established 1925
Assets $0.09 billion
Loans $0.06 billion
Deposits $0.07 billion
Capital $0.01 billion

Bank of Star City is an FDIC insured institution located in Star City, AR. It was founded in 1925 and has approximately $0.09 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Bank of Star City's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Star City’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Arkansas, Bank of Star City has a significantly higher percent of Small Business Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 26.26
Multifamily
Mortgages
2.41
Credit Card Loans 0.00
Consumer Auto Loans 0.70
Small Business Loans 19.33
Construction and Development Loans 14.15
Commercial Real Estate 19.33
Commercial and Industrial Loans 17.92
Farm Loans 9.03

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.06% $500 - Learn MoreShow Less
6 Mo CD 10K
0.27% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.11% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.95% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.95% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.11% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.14% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.11% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Star City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Star City
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Branches

Bank of Star City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Star City Locations

Financial Details

Bank of Star City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Star City. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Star City U.S. Bank Average
1.1% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Star City had $155,000 in non-current loans and $19,000 in owned real estate. To cover these potential losses it had $14,156,000 in equity and $1,661,000 in loans loss reserves. That gives it a Texas Ratio of 1.1%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Star City U.S. Bank Average
10.05% 8.58

Bank of Star City has a Return on Equity of 10.05% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Star City U.S. Bank Average
15.63% 12.11

Bank of Star City has a Capitalization of 15.63% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Star City Balance Sheet Analysis

As of June 30, 2017, Bank of Star City had assets of $90,584,000, loans of $61,615,000, and deposits of $74,080,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Star City

Branches and Savings

Is Bank of Star City FDIC insured?

Yes. It is covered under FDIC Certificate #5634.

Why does Bank of Star City pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Star City CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Star City a commercial bank?

Yes

Where are Bank of Star City locations?

See branch locations nearby.

Is Bank of Star City open on Saturdays?

Is Bank of Star City open on Sundays?

What time does Bank of Star City open?

What time does Bank of Star City close?

Are Bank of Star City ATMs Open 24/7?

Do Bank of Star City ATMs accept cash deposits?

Can Bank of Star City customers use other ATMs?

Do Bank of Star City branches have notaries?

Will Bank of Star City notarize my document?

What address for Bank of Star City should I put for incoming ACH transfers?

Will the Bank of Star City branch print checks?

Do Bank of Star City checks expire?

Does Bank of Star City require US citizenship to open account?

Can Bank of Star City close my account?

Does Bank of Star City Report to credit bureaus?

Does Bank of Star City Use Equifax?

What is Bank of Star City's ACH Routing Number?

What is Bank of Star City's SWIFT code?

Products

Does Bank of Star City offer mortgages?

Compare mortgage rates here.

Does Bank of Star City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Star City offer personal loans?

Compare personal loan rates here.

Does Bank of Star City offer student loans?

Will Bank of Star City cash a check?

Will Bank of Star City redeem a savings bond?

Does Bank of Star City cash savings bonds?

Will Bank of Star City cash money orders?

Can Bank of Star City issue a money order?

Does Bank of Star City do currency exchange?

Background on The Bank

Who owns Bank of Star City?

How long has Bank of Star City been around?

Can Bank of Star City transfer to other banks?

Does Bank of Star City have quick pay?

Does Bank of Star City accept rolled coins?

Will Bank of Star City accept loose change?

Where is Bank of Star City headquarters?

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