Catahoula - LaSalle Bank

301 Mound Street
Jonesville, LA 71343

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10532
Date Established 1907
Assets $0.18 billion
Loans $0.10 billion
Deposits $0.16 billion
Capital $0.02 billion

Catahoula - LaSalle Bank is an FDIC insured institution located in Jonesville, LA. It was founded in 1907 and has approximately $0.18 billion in assets. Customers can open an account at one of its 8 branches.

For a more detailed analysis of Catahoula - LaSalle Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Catahoula - LaSalle Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Louisiana, Catahoula - LaSalle Bank has a significantly higher percent of Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 14.74
Multifamily
Mortgages
0.00
Credit Card Loans 0.45
Consumer Auto Loans 0.36
Small Business Loans 11.83
Construction and Development Loans 6.18
Commercial Real Estate 17.74
Commercial and Industrial Loans 24.68
Farm Loans 25.01

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.30% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 10K
0.40% $10,000 $49,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.51% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $1,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Catahoula - LaSalle Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Catahoula - LaSalle Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Catahoula - LaSalle Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Catahoula - LaSalle Bank Locations

Financial Details

Catahoula - LaSalle Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Catahoula - LaSalle Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Catahoula - LaSalle Bank U.S. Bank Average
24.58% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Catahoula - LaSalle Bank had $4,417,000 in non-current loans and $458,000 in owned real estate. To cover these potential losses it had $19,214,000 in equity and $617,000 in loans loss reserves. That gives it a Texas Ratio of 24.58%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Catahoula - LaSalle Bank U.S. Bank Average
9.72% 8.58

Catahoula - LaSalle Bank has a Return on Equity of 9.72% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Catahoula - LaSalle Bank U.S. Bank Average
10.54% 12.11

Catahoula - LaSalle Bank has a Capitalization of 10.54% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Catahoula - LaSalle Bank Balance Sheet Analysis

As of June 30, 2017, Catahoula - LaSalle Bank had assets of $182,379,000, loans of $99,102,000, and deposits of $162,748,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Catahoula - LaSalle Bank

Branches and Savings

Is Catahoula - LaSalle Bank FDIC insured?

Yes. It is covered under FDIC Certificate #10532.

Why does Catahoula - LaSalle Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Catahoula - LaSalle Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Catahoula - LaSalle Bank a commercial bank?

Yes

Where are Catahoula - LaSalle Bank locations?

See branch locations nearby.

Is Catahoula - LaSalle Bank open on Saturdays?

Is Catahoula - LaSalle Bank open on Sundays?

What time does Catahoula - LaSalle Bank open?

What time does Catahoula - LaSalle Bank close?

Are Catahoula - LaSalle Bank ATMs Open 24/7?

Do Catahoula - LaSalle Bank ATMs accept cash deposits?

Can Catahoula - LaSalle Bank customers use other ATMs?

Do Catahoula - LaSalle Bank branches have notaries?

Will Catahoula - LaSalle Bank notarize my document?

What address for Catahoula - LaSalle Bank should I put for incoming ACH transfers?

Will the Catahoula - LaSalle Bank branch print checks?

Do Catahoula - LaSalle Bank checks expire?

Does Catahoula - LaSalle Bank require US citizenship to open account?

Can Catahoula - LaSalle Bank close my account?

Does Catahoula - LaSalle Bank Report to credit bureaus?

Does Catahoula - LaSalle Bank Use Equifax?

What is Catahoula - LaSalle Bank's ACH Routing Number?

What is Catahoula - LaSalle Bank's SWIFT code?

Products

Does Catahoula - LaSalle Bank offer mortgages?

Compare mortgage rates here.

Does Catahoula - LaSalle Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Catahoula - LaSalle Bank offer personal loans?

Compare personal loan rates here.

Does Catahoula - LaSalle Bank offer student loans?

Will Catahoula - LaSalle Bank cash a check?

Will Catahoula - LaSalle Bank redeem a savings bond?

Does Catahoula - LaSalle Bank cash savings bonds?

Will Catahoula - LaSalle Bank cash money orders?

Can Catahoula - LaSalle Bank issue a money order?

Does Catahoula - LaSalle Bank do currency exchange?

Background on The Bank

Who owns Catahoula - LaSalle Bank?

How long has Catahoula - LaSalle Bank been around?

Can Catahoula - LaSalle Bank transfer to other banks?

Does Catahoula - LaSalle Bank have quick pay?

Does Catahoula - LaSalle Bank accept rolled coins?

Will Catahoula - LaSalle Bank accept loose change?

Where is Catahoula - LaSalle Bank headquarters?

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