Crescent Bank & Trust

1100 Poydras Street, Suite 100
New Orleans, LA 70163


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 33492
Date Established 1991
Assets $0.98 billion
Loans $0.80 billion
Deposits $0.85 billion
Capital $0.12 billion

Crescent Bank & Trust is an FDIC insured institution located in New Orleans, LA. It was founded in 1991 and has approximately $0.98 billion in assets. Customers can open an account at one of its 47 branches.

For a more detailed analysis of Crescent Bank & Trust's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Crescent Bank & Trust’s loan portfolio are Consumer Auto Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Louisiana, Crescent Bank & Trust has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.45
Credit Card Loans 0.00
Consumer Auto Loans 95.66
Small Business Loans 0.58
Construction and Development Loans 0.72
Commercial Real Estate 1.65
Commercial and Industrial Loans 3.25
Farm Loans 0.00

Deposit Rates - January 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.50% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.35% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
2.35% $1,000 - Learn MoreShow Less
18 Mo CD
2.50% $1,000 - Learn MoreShow Less
24 Mo CD
2.60% $1,000 - Learn MoreShow Less
30 Mo CD
2.70% $1,000 - Learn MoreShow Less
36 Mo CD
2.80% $1,000 - Learn MoreShow Less
48 Mo CD
3.00% $1,000 - Learn MoreShow Less
60 Mo CD
3.35% $1,000 - Learn MoreShow Less

Fixed IRA
2.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.40% $1,000 - Learn MoreShow Less

Loan Rates - January 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Crescent Bank & Trust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.299% 4.250% 0.13 $1,560 $1,230 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.268% 4.250% 0.25 $538 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to Crescent Bank & Trust
To upload and update your bank's rates please register. It is free to register and add rates.


Crescent Bank & Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Crescent Bank & Trust Locations

Financial Details

Crescent Bank & Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crescent Bank & Trust. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Crescent Bank & Trust U.S. Bank Average
14.75% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Crescent Bank & Trust had $23,443,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $120,861,000 in equity and $38,021,000 in loans loss reserves. That gives it a Texas Ratio of 14.75%.

Return on Equity
Crescent Bank & Trust U.S. Bank Average
10.42% 9.95%

Crescent Bank & Trust has a Return on Equity of 10.42% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Crescent Bank & Trust U.S. Bank Average
12.37% 12.19%

Crescent Bank & Trust has a Capitalization of 12.37% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Crescent Bank & Trust Balance Sheet Analysis

As of September 30, 2018, Crescent Bank & Trust had assets of $977,204,000, loans of $801,737,000, and deposits of $846,177,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.00 billion
Total securities $0.09 billion
Federal funds sold and reverse repurchase $0.03 billion
Net loans and leases $0.80 billion
Loan loss allowance $0.04 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.03 billion
     Total Assets $0.86 billion
Total deposits $0.85 billion
      Interest-bearing deposits $0.82 billion
      Deposits held in domestic offices $0.85 billion
      % insured (estimated) 95.60%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $0.86 billion
      Shareholders’ Equity $0.12 billion

Summary Income Statement

September 30, 2018
Total Interest Income $0.11 billion
Total Interest Expense $0.01 billion
Net interest income $0.09 billion
Provision for loan and lease losses $0.05 billion
Total non interest income $0.00 billion
Total non interest expense $0.04 billion
Pre-tax Net Operating Income $0.01 billion

Customer Reviews for Crescent Bank & Trust

  • ltriemer

    April 09, 2016

    CDs 36 Month Rates

    The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction.

  • john pearce

    December 30, 2014

    how do I invest in a cd from your bank..I am in mass.

  • Judy

    December 23, 2014

    Do you accept deposits from Illinois residents?

Add Your Review

Rate it here →

*All images, logos and public notes on this page appear courtesy of Crescent Bank & Trust and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.