Madison Valley Bank

213 East Main
Ennis, MT 59729

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19544
Date Established 1965
Assets $0.17 billion
Loans $0.09 billion
Deposits $0.15 billion
Capital $0.01 billion

Madison Valley Bank is an FDIC insured institution located in Ennis, MT. It was founded in 1965 and has approximately $0.17 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Madison Valley Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Madison Valley Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Madison Valley Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.86
Multifamily
Mortgages
1.05
Credit Card Loans 0.00
Consumer Auto Loans 2.89
Small Business Loans 26.28
Construction and Development Loans 9.39
Commercial Real Estate 31.67
Commercial and Industrial Loans 10.01
Farm Loans 3.51

Deposit Rates - June 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $1,000 $24,999 Learn MoreShow Less
Money Market
0.10% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
0.20% $500 $99,999 Learn MoreShow Less
0.30% $500 $99,999 Learn MoreShow Less
0.80% $500 $99,999 Learn MoreShow Less
0.80% $500 $99,999 Learn MoreShow Less
2.01% $500 $99,999 Learn MoreShow Less
2.01% $500 $99,999 Learn MoreShow Less
2.01% $500 $99,999 Learn MoreShow Less
2.21% $500 $99,999 Learn MoreShow Less
2.21% $500 $99,999 Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
0.80% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.70% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - June 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Madison Valley Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Madison Valley Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Madison Valley Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Madison Valley Bank Locations


Financial Details

Madison Valley Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Madison Valley Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Madison Valley Bank U.S. Bank Average
4.13% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Madison Valley Bank had $588,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $13,146,000 in equity and $1,100,000 in loans loss reserves. That gives it a Texas Ratio of 4.13%.

Return on Equity
Madison Valley Bank U.S. Bank Average
17.95% 8.80%

Madison Valley Bank has a Return on Equity of 17.95% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Madison Valley Bank U.S. Bank Average
7.85% 12.29%

Madison Valley Bank has a Capitalization of 7.85% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Madison Valley Bank Balance Sheet Analysis

As of December 31, 2018, Madison Valley Bank had assets of $167,483,000, loans of $92,542,000, and deposits of $154,036,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.06 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.09 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.15 billion
LIABILITIES
Total deposits $0.15 billion
      Interest-bearing deposits $0.10 billion
      Deposits held in domestic offices $0.15 billion
      % insured (estimated) 82.55%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.15 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Madison Valley Bank

Branches and Savings

Is Madison Valley Bank FDIC insured?

Yes. It is covered under FDIC Certificate #19544.

Why does Madison Valley Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Madison Valley Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Madison Valley Bank a commercial bank?

Yes

Where are Madison Valley Bank locations?

See branch locations nearby.

Is Madison Valley Bank open on Saturdays?

Is Madison Valley Bank open on Sundays?

What time does Madison Valley Bank open?

What time does Madison Valley Bank close?

Are Madison Valley Bank ATMs Open 24/7?

Do Madison Valley Bank ATMs accept cash deposits?

Can Madison Valley Bank customers use other ATMs?

Do Madison Valley Bank branches have notaries?

Will Madison Valley Bank notarize my document?

What address for Madison Valley Bank should I put for incoming ACH transfers?

Will the Madison Valley Bank branch print checks?

Do Madison Valley Bank checks expire?

Does Madison Valley Bank require US citizenship to open account?

Can Madison Valley Bank close my account?

Does Madison Valley Bank Report to credit bureaus?

Does Madison Valley Bank Use Equifax?

What is Madison Valley Bank's ACH Routing Number?

What is Madison Valley Bank's SWIFT code?

Products

Does Madison Valley Bank offer mortgages?

Compare mortgage rates here.

Does Madison Valley Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Madison Valley Bank offer personal loans?

Compare personal loan rates here.

Does Madison Valley Bank offer student loans?

Will Madison Valley Bank cash a check?

Will Madison Valley Bank redeem a savings bond?

Does Madison Valley Bank cash savings bonds?

Will Madison Valley Bank cash money orders?

Can Madison Valley Bank issue a money order?

Does Madison Valley Bank do currency exchange?

Background on The Bank

Who owns Madison Valley Bank?

How long has Madison Valley Bank been around?

Can Madison Valley Bank transfer to other banks?

Does Madison Valley Bank have quick pay?

Does Madison Valley Bank accept rolled coins?

Will Madison Valley Bank accept loose change?

Where is Madison Valley Bank headquarters?

Customer Reviews for Madison Valley Bank

There are currently no comments for Madison Valley Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →