Frequently Asked Questions About Capital One

Branches and Savings


Is Capital One FDIC insured?

Yes. It is covered under FDIC Certificate #4297.

Why does Capital One pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Capital One CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Capital One a commercial bank?

Yes

Where are Capital One locations?

Is Capital One open on Saturdays?

Is Capital One open on Sundays?

What time does Capital One open?

What time does Capital One close?

Are Capital One ATMs Open 24/7?

Do Capital One ATMs accept cash deposits?

Can Capital One customers use other ATMs?

Do Capital One branches have notaries?

Will Capital One notarize my document?

What address for Capital One should I put for incoming ACH transfers?

Will the Capital One branch print checks?

Do Capital One checks expire?

Does Capital One require US citizenship to open account?

Can Capital One close my account?

Does Capital One Report to credit bureaus?

Does Capital One Use Equifax?

What is Capital One's ACH Routing Number?

What is Capital One's SWIFT code?

Products


Does Capital One offer deposit accounts?

Savings
0.40%
1-Year CD
0.80%
2-Year CD
0.90%
3-Year CD
1.00%
4-Year CD
1.10%
5-Year CD
1.20%

Compare more deposit accounts rates here.

Does Capital One offer mortgages?

Compare mortgage rates here.

Does Capital One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capital One offer personal loans?

Compare personal loan rates here.

Does Capital One offer student loans?

Will Capital One cash a check?

Will Capital One redeem a savings bond?

Does Capital One cash savings bonds?

Will Capital One cash money orders?

Can Capital One issue a money order?

Does Capital One do currency exchange?

Background on The Bank


Who owns Capital One?

How long has Capital One been around?

Can Capital One transfer to other banks?

Does Capital One have quick pay?

Does Capital One accept rolled coins?

Will Capital One accept loose change?

Where is Capital One headquarters?