Frequently Asked Questions About Independent Bank

Branches and Savings


Is Independent Bank FDIC insured?

Yes. It is covered under FDIC Certificate #3076.

Why does Independent Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Independent Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Independent Bank a commercial bank?

Yes

Where are Independent Bank locations?

Is Independent Bank open on Saturdays?

Is Independent Bank open on Sundays?

What time does Independent Bank open?

What time does Independent Bank close?

Are Independent Bank ATMs Open 24/7?

Do Independent Bank ATMs accept cash deposits?

Can Independent Bank customers use other ATMs?

Do Independent Bank branches have notaries?

Will Independent Bank notarize my document?

What address for Independent Bank should I put for incoming ACH transfers?

Will the Independent Bank branch print checks?

Do Independent Bank checks expire?

Does Independent Bank require US citizenship to open account?

Can Independent Bank close my account?

Does Independent Bank Report to credit bureaus?

Does Independent Bank Use Equifax?

What is Independent Bank's ACH Routing Number?

What is Independent Bank's SWIFT code?

Products


Does Independent Bank offer deposit accounts?

Savings
0.15%
1-Year CD
0.35%
2-Year CD
0.35%
3-Year CD
0.35%
5-Year CD
0.50%

Compare more deposit accounts rates here.

Does Independent Bank offer mortgages?

Compare mortgage rates here.

Does Independent Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Independent Bank offer personal loans?

Compare personal loan rates here.

Does Independent Bank offer student loans?

Will Independent Bank cash a check?

Will Independent Bank redeem a savings bond?

Does Independent Bank cash savings bonds?

Will Independent Bank cash money orders?

Can Independent Bank issue a money order?

Does Independent Bank do currency exchange?

Background on The Bank


Who owns Independent Bank?

How long has Independent Bank been around?

Can Independent Bank transfer to other banks?

Does Independent Bank have quick pay?

Does Independent Bank accept rolled coins?

Will Independent Bank accept loose change?

Where is Independent Bank headquarters?