Indiana First Savings Bank

935 Philadelphia Street
Indiana, PA 15701

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27763
Date Established 1922
Assets $0.37 billion
Loans $0.33 billion
Deposits $0.30 billion
Capital $0.04 billion

Indiana First Savings Bank is an FDIC insured institution located in Indiana, PA. It was founded in 1922 and has approximately $0.37 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of Indiana First Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Indiana First Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Indiana First Savings Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 71.72
Multifamily
Mortgages
3.50
Credit Card Loans 0.00
Consumer Auto Loans 0.07
Small Business Loans 11.47
Construction and Development Loans 1.72
Commercial Real Estate 12.03
Commercial and Industrial Loans 7.85
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $500 - Learn MoreShow Less
6 Mo CD 10K
0.25% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $1 $24,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $1 $24,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.30% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $74,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.25% $1 $24,999 Learn MoreShow Less
Premium MM 25K
0.35% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Indiana First Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Indiana First Savings Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Indiana First Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Indiana First Savings Bank Locations

Financial Details

Indiana First Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Indiana First Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Indiana First Savings Bank U.S. Bank Average
5.92% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Indiana First Savings Bank had $2,077,000 in non-current loans and $319,000 in owned real estate. To cover these potential losses it had $36,570,000 in equity and $3,869,000 in loans loss reserves. That gives it a Texas Ratio of 5.92%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Indiana First Savings Bank U.S. Bank Average
5.44% 8.58

Indiana First Savings Bank has a Return on Equity of 5.44% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Indiana First Savings Bank U.S. Bank Average
9.94% 12.11

Indiana First Savings Bank has a Capitalization of 9.94% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Indiana First Savings Bank Balance Sheet Analysis

As of June 30, 2017, Indiana First Savings Bank had assets of $367,738,000, loans of $328,725,000, and deposits of $301,795,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Indiana First Savings Bank

Branches and Savings

Is Indiana First Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #27763.

Why does Indiana First Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Indiana First Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Indiana First Savings Bank a commercial bank?

Yes

Where are Indiana First Savings Bank locations?

See branch locations nearby.

Is Indiana First Savings Bank open on Saturdays?

Is Indiana First Savings Bank open on Sundays?

What time does Indiana First Savings Bank open?

What time does Indiana First Savings Bank close?

Are Indiana First Savings Bank ATMs Open 24/7?

Do Indiana First Savings Bank ATMs accept cash deposits?

Can Indiana First Savings Bank customers use other ATMs?

Do Indiana First Savings Bank branches have notaries?

Will Indiana First Savings Bank notarize my document?

What address for Indiana First Savings Bank should I put for incoming ACH transfers?

Will the Indiana First Savings Bank branch print checks?

Do Indiana First Savings Bank checks expire?

Does Indiana First Savings Bank require US citizenship to open account?

Can Indiana First Savings Bank close my account?

Does Indiana First Savings Bank Report to credit bureaus?

Does Indiana First Savings Bank Use Equifax?

What is Indiana First Savings Bank's ACH Routing Number?

What is Indiana First Savings Bank's SWIFT code?

Products

Does Indiana First Savings Bank offer mortgages?

Compare mortgage rates here.

Does Indiana First Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Indiana First Savings Bank offer personal loans?

Compare personal loan rates here.

Does Indiana First Savings Bank offer student loans?

Will Indiana First Savings Bank cash a check?

Will Indiana First Savings Bank redeem a savings bond?

Does Indiana First Savings Bank cash savings bonds?

Will Indiana First Savings Bank cash money orders?

Can Indiana First Savings Bank issue a money order?

Does Indiana First Savings Bank do currency exchange?

Background on The Bank

Who owns Indiana First Savings Bank?

How long has Indiana First Savings Bank been around?

Can Indiana First Savings Bank transfer to other banks?

Does Indiana First Savings Bank have quick pay?

Does Indiana First Savings Bank accept rolled coins?

Will Indiana First Savings Bank accept loose change?

Where is Indiana First Savings Bank headquarters?

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