InFirst Bank

935 Philadelphia Street
Indiana, PA 15701

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27763
Date Established 1922
Assets $0.37 billion
Loans $0.33 billion
Deposits $0.30 billion
Capital $0.04 billion

InFirst Bank is an FDIC insured institution located in Indiana, PA. It was founded in 1922 and has approximately $0.37 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of InFirst Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in InFirst Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, InFirst Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 70.57
Multifamily
Mortgages
3.56
Credit Card Loans 0.00
Consumer Auto Loans 0.07
Small Business Loans 0.00
Construction and Development Loans 1.97
Commercial Real Estate 12.62
Commercial and Industrial Loans 7.94
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $500 - Learn MoreShow Less
6 Mo CD 10K
0.25% $500 - Learn MoreShow Less
12 Mo CD 10K
0.30% $500 - Learn MoreShow Less
Special: 15 Mo CD
1.75% $5,000 - Learn MoreShow Less
24 Mo CD 10K
0.35% $500 - Learn MoreShow Less
36 Mo CD 10K
0.50% $500 - Learn MoreShow Less
Special: 36 Mo CD
2.00% $5,000 - Learn MoreShow Less
48 Mo CD 10K
0.80% $500 - Learn MoreShow Less
Special: 55 Mo CD
2.75% $5,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $1 $24,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
1.75% $5,000 - Learn MoreShow Less
Special: 36 Mo FIRA
2.00% $5,000 - Learn MoreShow Less
Special: 55 Mo FIRA
2.75% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $1 $24,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.30% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $74,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.25% $1 $24,999 Learn MoreShow Less
Premium MM 25K
0.35% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for InFirst Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Mortgage
NMLS ID: 181005
4.431% 4.375% 0.38 $1,746 $1,249 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.266% 4.250% -0.25 $580 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to InFirst Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

InFirst Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


InFirst Bank Locations

Financial Details

InFirst Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of InFirst Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
InFirst Bank U.S. Bank Average
5.32% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, InFirst Bank had $1,958,000 in non-current loans and $230,000 in owned real estate. To cover these potential losses it had $37,169,000 in equity and $3,983,000 in loans loss reserves. That gives it a Texas Ratio of 5.32%.

Return on Equity
InFirst Bank U.S. Bank Average
5.66% 8.84%

InFirst Bank has a Return on Equity of 5.66% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
InFirst Bank U.S. Bank Average
10.12% 12.21%

InFirst Bank has a Capitalization of 10.12% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

InFirst Bank Balance Sheet Analysis

As of September 30, 2017, InFirst Bank had assets of $367,157,000, loans of $330,602,000, and deposits of $303,183,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Infirst Bank

Branches and Savings

Is Infirst Bank FDIC insured?

Yes. It is covered under FDIC Certificate #27763.

Why does Infirst Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Infirst Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Infirst Bank a commercial bank?

Yes

Where are Infirst Bank locations?

See branch locations nearby.

Is Infirst Bank open on Saturdays?

Is Infirst Bank open on Sundays?

What time does Infirst Bank open?

What time does Infirst Bank close?

Are Infirst Bank ATMs Open 24/7?

Do Infirst Bank ATMs accept cash deposits?

Can Infirst Bank customers use other ATMs?

Do Infirst Bank branches have notaries?

Will Infirst Bank notarize my document?

What address for Infirst Bank should I put for incoming ACH transfers?

Will the Infirst Bank branch print checks?

Do Infirst Bank checks expire?

Does Infirst Bank require US citizenship to open account?

Can Infirst Bank close my account?

Does Infirst Bank Report to credit bureaus?

Does Infirst Bank Use Equifax?

What is Infirst Bank's ACH Routing Number?

What is Infirst Bank's SWIFT code?

Products

Does Infirst Bank offer mortgages?

Compare mortgage rates here.

Does Infirst Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Infirst Bank offer personal loans?

Compare personal loan rates here.

Does Infirst Bank offer student loans?

Will Infirst Bank cash a check?

Will Infirst Bank redeem a savings bond?

Does Infirst Bank cash savings bonds?

Will Infirst Bank cash money orders?

Can Infirst Bank issue a money order?

Does Infirst Bank do currency exchange?

Background on The Bank

Who owns Infirst Bank?

How long has Infirst Bank been around?

Can Infirst Bank transfer to other banks?

Does Infirst Bank have quick pay?

Does Infirst Bank accept rolled coins?

Will Infirst Bank accept loose change?

Where is Infirst Bank headquarters?

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