Mutual Savings Association, FSA

100 South 4th St
Leavenworth, KS 66048

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29988
Date Established 1888
Assets $0.21 billion
Loans $0.13 billion
Deposits $0.14 billion
Capital $0.06 billion

Mutual Savings Association, FSA is an FDIC insured institution located in Leavenworth, KS. It was founded in 1888 and has approximately $0.21 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of Mutual Savings Association, FSA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Mutual Savings Association, FSA’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial Real Estate.

Compared to other banks in Kansas, Mutual Savings Association, FSA has a significantly higher percent of 1-4 Family Residential Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 60.28
Multifamily
Mortgages
4.02
Credit Card Loans 0.00
Consumer Auto Loans 0.53
Small Business Loans 5.90
Construction and Development Loans 15.52
Commercial Real Estate 11.14
Commercial and Industrial Loans 7.77
Farm Loans 0.00

Deposit Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
CD Rates APY MIN MAX
3 Mo CD
0.85% $2,000 - Learn MoreShow Less
6 Mo CD
1.00% $2,000 - Learn MoreShow Less
12 Mo CD
1.45% $2,000 - Learn MoreShow Less
24 Mo CD
1.90% $2,000 - Learn MoreShow Less
36 Mo CD
2.05% $2,000 - Learn MoreShow Less
48 Mo CD
1.80% $2,000 - Learn MoreShow Less
60 Mo CD
2.40% $2,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.45% $1,000 - Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Mutual Savings Association, FSA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.030% 4.000% 0.38 $892 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
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Note to Mutual Savings Association, FSA
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Branches

Mutual Savings Association, FSA branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mutual Savings Association, FSA Locations


Financial Details

Mutual Savings Association, FSA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual Savings Association, FSA. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Mutual Savings Association, FSA U.S. Bank Average
9.7% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Mutual Savings Association, FSA had $4,584,000 in non-current loans and $1,672,000 in owned real estate. To cover these potential losses it had $62,852,000 in equity and $1,635,000 in loans loss reserves. That gives it a Texas Ratio of 9.7%.

Return on Equity
Mutual Savings Association, FSA U.S. Bank Average
3.53% 8.80%

Mutual Savings Association, FSA has a Return on Equity of 3.53% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Mutual Savings Association, FSA U.S. Bank Average
29.38% 12.29%

Mutual Savings Association, FSA has a Capitalization of 29.38% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Mutual Savings Association, FSA Balance Sheet Analysis

As of December 31, 2018, Mutual Savings Association, FSA had assets of $213,907,000, loans of $127,209,000, and deposits of $142,400,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.02 billion
Total securities $0.05 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.13 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.02 billion
     Total Assets $0.15 billion
LIABILITIES
Total deposits $0.14 billion
      Interest-bearing deposits $0.13 billion
      Deposits held in domestic offices $0.14 billion
      % insured (estimated) 92.73%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.15 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Mutual Savings Association, Fsa

Branches and Savings

Is Mutual Savings Association, Fsa FDIC insured?

Yes. It is covered under FDIC Certificate #29988.

Why does Mutual Savings Association, Fsa pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Mutual Savings Association, Fsa CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Mutual Savings Association, Fsa a commercial bank?

Yes

Where are Mutual Savings Association, Fsa locations?

See branch locations nearby.

Is Mutual Savings Association, Fsa open on Saturdays?

Is Mutual Savings Association, Fsa open on Sundays?

What time does Mutual Savings Association, Fsa open?

What time does Mutual Savings Association, Fsa close?

Are Mutual Savings Association, Fsa ATMs Open 24/7?

Do Mutual Savings Association, Fsa ATMs accept cash deposits?

Can Mutual Savings Association, Fsa customers use other ATMs?

Do Mutual Savings Association, Fsa branches have notaries?

Will Mutual Savings Association, Fsa notarize my document?

What address for Mutual Savings Association, Fsa should I put for incoming ACH transfers?

Will the Mutual Savings Association, Fsa branch print checks?

Do Mutual Savings Association, Fsa checks expire?

Does Mutual Savings Association, Fsa require US citizenship to open account?

Can Mutual Savings Association, Fsa close my account?

Does Mutual Savings Association, Fsa Report to credit bureaus?

Does Mutual Savings Association, Fsa Use Equifax?

What is Mutual Savings Association, Fsa's ACH Routing Number?

What is Mutual Savings Association, Fsa's SWIFT code?

Products

Does Mutual Savings Association, Fsa offer mortgages?

Compare mortgage rates here.

Does Mutual Savings Association, Fsa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mutual Savings Association, Fsa offer personal loans?

Compare personal loan rates here.

Does Mutual Savings Association, Fsa offer student loans?

Will Mutual Savings Association, Fsa cash a check?

Will Mutual Savings Association, Fsa redeem a savings bond?

Does Mutual Savings Association, Fsa cash savings bonds?

Will Mutual Savings Association, Fsa cash money orders?

Can Mutual Savings Association, Fsa issue a money order?

Does Mutual Savings Association, Fsa do currency exchange?

Background on The Bank

Who owns Mutual Savings Association, Fsa?

How long has Mutual Savings Association, Fsa been around?

Can Mutual Savings Association, Fsa transfer to other banks?

Does Mutual Savings Association, Fsa have quick pay?

Does Mutual Savings Association, Fsa accept rolled coins?

Will Mutual Savings Association, Fsa accept loose change?

Where is Mutual Savings Association, Fsa headquarters?

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