One Florida Bank

1601 S Orange Ave
Orlando, FL 32806

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58811
Date Established 2008
Assets $0.15 billion
Loans $0.05 billion
Deposits $0.07 billion
Capital $0.07 billion

One Florida Bank is an FDIC insured institution located in Orlando, FL. It was founded in 2008 and has approximately $0.15 billion in assets.

For a more detailed analysis of One Florida Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no rates available for One Florida Bank, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for One Florida Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.530% 3.500% 0.38 $940 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.643% 3.625% 0.25 $552 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Branches

One Florida Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


One Florida Bank Locations


Financial Details

One Florida Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of One Florida Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
One Florida Bank U.S. Bank Average
0.21% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, One Florida Bank had $58,000 in non-current loans and $94,000 in owned real estate. To cover these potential losses it had $71,423,000 in equity and $465,000 in loans loss reserves. That gives it a Texas Ratio of 0.21%.

Return on Equity
One Florida Bank U.S. Bank Average
-5.86% 9.47%

One Florida Bank has a Return on Equity of -5.86% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
One Florida Bank U.S. Bank Average
49.04% 12.49%

One Florida Bank has a Capitalization of 49.04% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

One Florida Bank Balance Sheet Analysis

As of March 31, 2019, One Florida Bank had assets of $145,648,000, loans of $45,969,000, and deposits of $72,213,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.09 billion
Interest-bearing balances $0.09 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.07 billion
LIABILITIES
Total deposits $0.07 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.07 billion
      % insured (estimated) 62.40%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.07 billion
      Shareholders’ Equity $0.07 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $-0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $-0.00 billion

Bank Loan Profile?

The top three loan types in One Florida Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Florida, One Florida Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 41.48
Multifamily
Mortgages
2.76
Credit Card Loans 0.00
Consumer Auto Loans 0.34
Small Business Loans 0.00
Construction and Development Loans 10.22
Commercial Real Estate 19.15
Commercial and Industrial Loans 11.85
Farm Loans 6.68

Frequently Asked Questions About One Florida Bank

Branches and Savings

Is One Florida Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58811.

Why does One Florida Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are One Florida Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is One Florida Bank a commercial bank?

Yes

Where are One Florida Bank locations?

See branch locations nearby.

Is One Florida Bank open on Saturdays?

Is One Florida Bank open on Sundays?

What time does One Florida Bank open?

What time does One Florida Bank close?

Are One Florida Bank ATMs Open 24/7?

Do One Florida Bank ATMs accept cash deposits?

Can One Florida Bank customers use other ATMs?

Do One Florida Bank branches have notaries?

Will One Florida Bank notarize my document?

What address for One Florida Bank should I put for incoming ACH transfers?

Will the One Florida Bank branch print checks?

Do One Florida Bank checks expire?

Does One Florida Bank require US citizenship to open account?

Can One Florida Bank close my account?

Does One Florida Bank Report to credit bureaus?

Does One Florida Bank Use Equifax?

What is One Florida Bank's ACH Routing Number?

What is One Florida Bank's SWIFT code?

Products

Does One Florida Bank offer mortgages?

Compare mortgage rates here.

Does One Florida Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does One Florida Bank offer personal loans?

Compare personal loan rates here.

Does One Florida Bank offer student loans?

Will One Florida Bank cash a check?

Will One Florida Bank redeem a savings bond?

Does One Florida Bank cash savings bonds?

Will One Florida Bank cash money orders?

Can One Florida Bank issue a money order?

Does One Florida Bank do currency exchange?

Background on The Bank

Who owns One Florida Bank?

How long has One Florida Bank been around?

Can One Florida Bank transfer to other banks?

Does One Florida Bank have quick pay?

Does One Florida Bank accept rolled coins?

Will One Florida Bank accept loose change?

Where is One Florida Bank headquarters?

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