The Jones National Bank and Trust Company of Seward

203 So. 6th Street
Seward, NE 68434

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5473
Date Established 1883
Assets $0.24 billion
Loans $0.15 billion
Deposits $0.19 billion
Capital $0.02 billion

The Jones National Bank and Trust Company of Seward is an FDIC insured institution located in Seward, NE. It was founded in 1883 and has approximately $0.24 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of The Jones National Bank and Trust Company of Seward's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in The Jones National Bank and Trust Company of Seward’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks, The Jones National Bank and Trust Company of Seward’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 12.53
Multifamily
Mortgages
0.90
Credit Card Loans 0.00
Consumer Auto Loans 1.58
Small Business Loans 0.00
Construction and Development Loans 6.65
Commercial Real Estate 8.75
Commercial and Industrial Loans 18.64
Farm Loans 28.86

Deposit Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.30% $500 - Learn MoreShow Less
6 Mo CD
0.35% $500 - Learn MoreShow Less
12 Mo CD
0.50% $500 - Learn MoreShow Less
18 Mo CD
0.75% $500 - Learn MoreShow Less
24 Mo CD
1.55% $500 - Learn MoreShow Less
Special: 30 Mo CD
2.90% $500 - Learn MoreShow Less
2.90% $500 $9,999,999 Learn MoreShow Less
30 Mo CD
2.90% $500 - Learn MoreShow Less
36 Mo CD
1.75% $500 - Learn MoreShow Less
48 Mo CD
2.30% $500 - Learn MoreShow Less
Special: 60 Mo CD
3.00% $500 - Learn MoreShow Less
3.00% $500 $9,999,999 Learn MoreShow Less
60 Mo CD
3.00% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
0.50% $100 $499 Learn MoreShow Less
Special: 30 Mo FIRA
2.90% $500 - Learn MoreShow Less
Special: 60 Mo FIRA
3.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.25% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $1 $1,499 Learn MoreShow Less
Int Ckg
0.15% $1,500 - Learn MoreShow Less

Loan Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Jones National Bank and Trust Company of Seward

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to The Jones National Bank and Trust Company of Seward
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The Jones National Bank and Trust Company of Seward branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Jones National Bank and Trust Company of Seward Locations


Financial Details

The Jones National Bank and Trust Company of Seward Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Jones National Bank and Trust Company of Seward. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Jones National Bank and Trust Company of Seward U.S. Bank Average
4.8% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, The Jones National Bank and Trust Company of Seward had $1,239,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $23,439,000 in equity and $2,399,000 in loans loss reserves. That gives it a Texas Ratio of 4.8%.

Return on Equity
The Jones National Bank and Trust Company of Seward U.S. Bank Average
14.24% 9.95%

The Jones National Bank and Trust Company of Seward has a Return on Equity of 14.24% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Jones National Bank and Trust Company of Seward U.S. Bank Average
9.95% 12.19%

The Jones National Bank and Trust Company of Seward has a Capitalization of 9.95% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Jones National Bank and Trust Company of Seward Balance Sheet Analysis

As of September 30, 2018, The Jones National Bank and Trust Company of Seward had assets of $235,499,000, loans of $146,060,000, and deposits of $194,644,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.08 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.15 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.21 billion
LIABILITIES
Total deposits $0.19 billion
      Interest-bearing deposits $0.17 billion
      Deposits held in domestic offices $0.19 billion
      % insured (estimated) 78.58%
Federal funds purchased and repurchase agreements $0.01 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.21 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About The Jones National Bank And Trust Company Of Seward

Branches and Savings

Is The Jones National Bank And Trust Company Of Seward FDIC insured?

Yes. It is covered under FDIC Certificate #5473.

Why does The Jones National Bank And Trust Company Of Seward pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Jones National Bank And Trust Company Of Seward CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Jones National Bank And Trust Company Of Seward a commercial bank?

Yes

Where are The Jones National Bank And Trust Company Of Seward locations?

See branch locations nearby.

Is The Jones National Bank And Trust Company Of Seward open on Saturdays?

Is The Jones National Bank And Trust Company Of Seward open on Sundays?

What time does The Jones National Bank And Trust Company Of Seward open?

What time does The Jones National Bank And Trust Company Of Seward close?

Are The Jones National Bank And Trust Company Of Seward ATMs Open 24/7?

Do The Jones National Bank And Trust Company Of Seward ATMs accept cash deposits?

Can The Jones National Bank And Trust Company Of Seward customers use other ATMs?

Do The Jones National Bank And Trust Company Of Seward branches have notaries?

Will The Jones National Bank And Trust Company Of Seward notarize my document?

What address for The Jones National Bank And Trust Company Of Seward should I put for incoming ACH transfers?

Will the The Jones National Bank And Trust Company Of Seward branch print checks?

Do The Jones National Bank And Trust Company Of Seward checks expire?

Does The Jones National Bank And Trust Company Of Seward require US citizenship to open account?

Can The Jones National Bank And Trust Company Of Seward close my account?

Does The Jones National Bank And Trust Company Of Seward Report to credit bureaus?

Does The Jones National Bank And Trust Company Of Seward Use Equifax?

What is The Jones National Bank And Trust Company Of Seward's ACH Routing Number?

What is The Jones National Bank And Trust Company Of Seward's SWIFT code?

Products

Does The Jones National Bank And Trust Company Of Seward offer mortgages?

Compare mortgage rates here.

Does The Jones National Bank And Trust Company Of Seward offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Jones National Bank And Trust Company Of Seward offer personal loans?

Compare personal loan rates here.

Does The Jones National Bank And Trust Company Of Seward offer student loans?

Will The Jones National Bank And Trust Company Of Seward cash a check?

Will The Jones National Bank And Trust Company Of Seward redeem a savings bond?

Does The Jones National Bank And Trust Company Of Seward cash savings bonds?

Will The Jones National Bank And Trust Company Of Seward cash money orders?

Can The Jones National Bank And Trust Company Of Seward issue a money order?

Does The Jones National Bank And Trust Company Of Seward do currency exchange?

Background on The Bank

Who owns The Jones National Bank And Trust Company Of Seward?

How long has The Jones National Bank And Trust Company Of Seward been around?

Can The Jones National Bank And Trust Company Of Seward transfer to other banks?

Does The Jones National Bank And Trust Company Of Seward have quick pay?

Does The Jones National Bank And Trust Company Of Seward accept rolled coins?

Will The Jones National Bank And Trust Company Of Seward accept loose change?

Where is The Jones National Bank And Trust Company Of Seward headquarters?

Customer Reviews for The Jones National Bank and Trust Company of Seward

There are currently no comments for The Jones National Bank and Trust Company of Seward. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →

*All images, logos and public notes on this page appear courtesy of The Jones National Bank And Trust Company Of Seward and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.