Wells Fargo Trust Company, National Association

Headquarters

2389 Washington Blvd
Ogden, UT 84401
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage 7.32% 4.91% →
15-Year Mortgage 7.21% 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

Wells Fargo Trust Company, National Association is an FDIC insured institution located in Ogden, UT. It was founded in 1881 and has approximately $1.34 billion in assets.

FDIC Insured Yes
FDIC Certificate # 13718
Date Established 1881
Assets $ 1,319.28 million
Loans N.A.
Deposits N.A.
Capital $ 1,228.16 million
 

For a more detailed analysis of Wells Fargo Trust Company, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 24, 2024

Your Current Location: Ohio, OH 43085


Loan Rates - April 24, 2024

Your Current Location: Ohio, OH 43085

Refinance Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Wells Fargo Trust Company, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Wells Fargo Trust Company, National Association Locations



Climate Policy and Initiatives

Wells Fargo Trust Company, National Association is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

Wells Fargo Trust Company, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wells Fargo Trust Company, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Wells Fargo Trust Company, National Association U.S. Bank Average
0% 3.96%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2024, Wells Fargo Trust Company, National Association had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,228,155,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Wells Fargo Trust Company, National Association U.S. Bank Average
1.49% 12.20%

Wells Fargo Trust Company, National Association has a Return on Equity of 1.49% versus the BestCashCow average of 12.20%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Wells Fargo Trust Company, National Association U.S. Bank Average
93.09% 10.76%

Wells Fargo Trust Company, National Association has a Capitalization of 93.09% versus the BestCashCow average of 10.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Wells Fargo Trust Company, National Association Balance Sheet Analysis

As of March 31, 2018, Wells Fargo Trust Company, National Association had assets of $1,339,655,000, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2024
ASSETS
Cash & Balances due from depository institutions $ 4.20 million
Interest-bearing balances $ 3.08 million
Total securities $ 30.77 million
Federal funds sold and reverse repurchase $ 694.29 million
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 590.01 million
     Total Assets $ 91.12 million
LIABILITIES
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 96.46%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 91.12 million
      Total Liabilities $ 91.12 million
      Shareholders’ Equity $ 1,228.16 million

Summary Income Statement

December 31, 2024
INCOME AND EXPENSES
Total Interest Income $ 5.21 million
Total Interest Expense $ 0.10 million
Net interest income $ 5.11 million
Provision for loan and lease losses N.A.
Total non interest income $ 7.93 million
Total non interest expense $ 7.24 million
Pre-tax Net Operating Income $ 5.80 million

Bank Loan Profile?

The top three loan types in Wells Fargo Trust Company, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Wells Fargo Trust Company, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

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