American Express Starwood Preferred Guest Card®, also available for Business

American Express Starwood Preferred Guest Card®, also available for Business

Advertiser Disclosure

Sign-Up Bonus

Current signup offer is 100,000 Marriott points after you spend $3,000 in 3 months, provided you have never had this product before and you don't currently have the Chase Marriott card.  Fee waived the first year, $95 thereafter.

Point Accrual

Effective August 1, 2018, this card earns only 2 Marriott points per dollar spend.  That is only 2/3 what it earned when it delivered prior to the 1 Starwood to 3 Marriott integration (it previously earned 1 Starwood point).  
We valued Starwood points as high as 2.7 cents per dollar prior to that integration.  We see Marriott points ordinarily being worth around 0.90 cents per point.

Calculating Your Value

Your Annual Points

With our default spend profile, this card can produce 59,600 points annually.

We value these points as high as 0.90 cents per point.

So, you can receive up to $536.40 in value per year.

*This value is only achieved if your hotel purchases are on same hotel as the card brand.

Calculate New Values

Enter Your Estimated Annual Spend in Each Category to See How this Card Can Maximize Your Reward Earnings


Most Valuable Redemptions

60,000 Marriott points for a night at the St. Regis in Florence or Rome or Aspen until the end of 2018 when Marriott will be adding new award categories and peak versus off-peak awards.

Customer Reviews for American Express Starwood Preferred Guest Card®, also available for Business

Have you found a great redemption from your use of this card that you would like to tell others about. Please share your experience below.

  • Disappointed

    July 02, 2018 |

    I am disappointed all over. I had this card for decades. I remained loyal to Amex and felt that I was well rewarded, but so were they. Then came the devaluations and the Marriot merger. I stuck with it, even though I rarely stay in Marriots --> prefer all of the Starwood brands incl. Sheraton outside the US. Then they do this and move it to 2 points instead of 3. My spend is now worth over 33% less? I guess my 20 year loyalty is also worth 33% less so I will switch to Cap1 or Discover or somewhere else.

  • Jessica

    March 26, 2017 |

    I used to have this card, but think the Reserve is better. These points are worth something, but not a whole lot more than the Chase points and since Reserve is littered with all sorts of two-time and three-time earning opportunities, it is my choice going forward.

  • Kerne

    December 22, 2016 |

    I disagree with your valuations. Starpoints are the most valuable currency by far, especially now that their value is locked in 1-to-3 with marriott. This card may not have the bonus of the Chase Sapphire Reserve, but their points are mor valuable than any of the transferable points. The business card also gives you free access to the lounges at Starwood properties.

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Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.