This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,555 | 1,089 |
| 2 | 51,555 | 1,603 | 1,122 |
| 3 | 53,158 | 1,653 | 1,157 |
| 4 | 54,812 | 1,705 | 1,193 |
| 5 | 56,516 | 1,758 | 1,230 |
| 6 | 58,274 | 1,812 | 1,269 |
| 7 | 60,086 | 1,869 | 1,308 |
| 8 | 61,955 | 1,927 | 1,349 |
| 9 | 63,882 | 1,987 | 1,391 |
| 10 | 65,868 | 2,049 | 1,434 |
| 11 | 67,917 | 2,112 | 1,479 |
| 12 | 70,029 | 2,178 | 1,525 |
| 13 | 72,207 | 2,246 | 1,572 |
| 14 | 74,453 | 2,315 | 1,621 |
| 15 | 76,768 | 2,387 | 1,671 |
| 16 | 79,156 | 2,462 | 1,723 |
| 17 | 81,617 | 2,538 | 1,777 |
| 18 | 84,156 | 2,617 | 1,832 |
| 19 | 86,773 | 2,699 | 1,889 |
| 20 | 89,472 | 2,783 | 1,948 |
| TOTAL | $42,254 | $29,578 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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