This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,755 | 1,229 |
| 2 | 51,755 | 1,817 | 1,272 |
| 3 | 53,572 | 1,880 | 1,316 |
| 4 | 55,452 | 1,946 | 1,362 |
| 5 | 57,398 | 2,015 | 1,410 |
| 6 | 59,413 | 2,085 | 1,460 |
| 7 | 61,498 | 2,159 | 1,511 |
| 8 | 63,657 | 2,234 | 1,564 |
| 9 | 65,891 | 2,313 | 1,619 |
| 10 | 68,204 | 2,394 | 1,676 |
| 11 | 70,598 | 2,478 | 1,735 |
| 12 | 73,076 | 2,565 | 1,795 |
| 13 | 75,641 | 2,655 | 1,859 |
| 14 | 78,296 | 2,748 | 1,924 |
| 15 | 81,044 | 2,845 | 1,991 |
| 16 | 83,889 | 2,945 | 2,061 |
| 17 | 86,833 | 3,048 | 2,133 |
| 18 | 89,881 | 3,155 | 2,208 |
| 19 | 93,036 | 3,266 | 2,286 |
| 20 | 96,302 | 3,380 | 2,366 |
| TOTAL | $49,682 | $34,777 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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