Baylands Credit Union - Nationwide Branches

Branch	Address	View Lobby Hours
James City-Norge Branch	7031 Richmond Rd, Williamsburg, VA 23188	View Lobby Hours
WEST POINT BRANCH	2004 MAIN STREET, WEST POINT, VA 23181	View Lobby Hours
Commercial Business Systems, Inc.	105 E Walnut St, Goldsboro, NC 27530	View Lobby Hours

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 503941	5.185%	5.125%	0.63	$1,710	$1,362	Learn More
NMLS ID: 3030	5.990%	5.875%	0.75	$3,125	$1,479	Learn More
NMLS ID: 3030	6.013%	5.875%	1.00	$3,750	$1,479	Learn More
NMLS ID: 2890 License#: 13256	4.975%	4.875%	0.75	$2,870	$1,324	Learn More

Lender	APR (%)^?	Monthly Payment^?	Learn More
Bethpage Federal Credit Union See Table	Intro APR 3.490 % After Intro: 4.500 % Intro Period: 12 months	$25,000	Learn More More Info
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply. Rates as low as 3.25% Prime Rate as of 3/16/2020 = 3.25% (Wall Street Journal). No application or closing costs