Agriculture Federal Credit Union
Headquarters
P.o. Box 2225
Merrifield, VA 22116
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2024 Overview
General Credit Union Information
Agriculture is an NCUA insured institution located in Merrifield, VA. It was founded in 1934 and has approximately $359.29 millions in assets.
Who can join?
Family members of members of the credit union are eligible to join.
If you work for a Select Employee Group, then you're also eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 16400 |
| Date Established | 1934 |
| Assets | $359.29 million |
| Loans | $252.45 million |
| Deposits | $322.90 million |
| Capital | $40.24 million |
Field of Membership Restrictions
Membership is open to those who work for a Select Employee Group and to Family members of members of the credit union are eligible to join.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Base Share
|
0.02% | $100 | $2,499 |
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|
| SAV
|
0.05% | $2,500 | $9,999 |
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|
| SAV
|
0.07% | $10,000 | - |
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|
|
Money Market
|
4.00% | $0 | $2,499 |
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|
|
Money Market
|
0.00% | $2,500 | $9,999 |
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|
|
Money Market
|
1.75% | $10,000 | $49,999 |
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|
|
Money Market
|
2.00% | $50,000 | $99,999 |
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|
|
Money Market
|
2.25% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.25% | $250 | $100,000 |
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|
| 12 Mo CD
|
4.25% | $25 | - |
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|
| 12 Mo CD
|
5.00% | $250 | - |
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|
| 18 Mo CD
|
4.95% | $25 | - |
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|
| 18 Mo CD
|
4.80% | $250 | - |
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|
| 24 Mo CD
|
4.75% | $25 | - |
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|
| 24 Mo CD
|
4.55% | $250 | - |
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|
| 36 Mo CD
|
4.45% | $250 | - |
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|
| 48 Mo CD
|
4.35% | $250 | - |
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|
| 60 Mo CD
|
4.25% | $250 | - |
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|
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Agriculture
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Agriculture
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Branches
Below are Agriculture branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
AGRICULTURE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Agriculture Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Agriculture. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Agriculture | U.S. Average |
|---|---|
| 3.38% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Agriculture had $1,407,124 in non-current loans and $9,295 in owned assets. To cover these potential losses it had $40,243,688 in net worth and $1,632,101 in loans loss reserves. That gives it a Texas Ratio of 3.38%.
Net Worth
| Agriculture | U.S. Average |
|---|---|
| 11.19% | 13.62% |
Agriculture FCU has a net worth of 11.19% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Agriculture
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