ALLIANCE

3315 ALMADEN EXPY
San Jose, CA 95118

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68441
Date Established 1952
Assets $487.45 million
Loans $427.58 million
Deposits $439.99 million
Capital $38.35 million

Alliance is an NCUA insured institution located in San Jose, CA. It was founded in 1952 and has approximately $487.45 millions in assets.

Who can join?

Meet any of the four following criteria, and you're eligible for membership in Alliance Credit Union.
1. Anyone who lives, works, worships or attends school in the counties of Santa Clara, San Mateo and Alameda in California; and New Hanover, Pender or Brunswick counties in North Carolina.
2. You're an employee of the 400+ companies we serve. To find out if your company offers Alliance membership, contact your Personnel Department or call us at 408.445.3386 or 800.232.8669.
3. You're a family member of an existing member. Family member is defined as: spouse, child, sibling, parent, parent-in-law, grandparent, grandchild, stepchildren, stepparents, stepsiblings, adopted children, foster children, brother or sister in-laws, aunts, uncles, aunt-in-law, uncle-in-law, niece, nephew or cousin.
4. As an existing member, any person who shares your residence and who helps maintain a single economic unit is also eligible for Alliance membership. For example, this could mean two people sharing an apartment.

Field of Membership Restrictions

Membership in Alliance Credit Union is open to those who live, work, attend school or worship in Alameda, San Mateo, and Santa Clara Counties in California or in Brunswick, New Hanover, and Pender Counties in North Carolina. Membership is also open to employees of Brunswick County, Cape Fear Hospital and over 400 Select Employer Groups.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.20% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $500 - Learn MoreShow Less
6 Mo CD
1.85% $500 - Learn MoreShow Less
12 Mo CD
2.20% $500 - Learn MoreShow Less
24 Mo CD
2.25% $500 - Learn MoreShow Less
36 Mo CD
2.30% $500 - Learn MoreShow Less
48 Mo CD
2.50% $500 - Learn MoreShow Less
60 Mo CD
2.65% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $100 $24,999 Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.545% 3.500% 0.13 $1,424 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to ALLIANCE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alliance Locations


Financial Details

Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alliance U.S. Average
11.85% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Alliance had $4,385,897 in non-current loans and $528,902 in owned assets. To cover these potential losses it had $38,353,757 in net worth and $3,126,462 in loans loss reserves. That gives it a Texas Ratio of 11.85%.

Net Worth
Alliance U.S. Average
8.03% 13.47%

Alliance FCU has a net worth of 8.03% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Alliance

Branches and Savings

What is Alliance?

A federal credit union, registered with the NCUA under certificate #68441.
Learn more about credit unions here.

Is Alliance FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Alliance's share account and share certificate rates?

Alliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alliance?

Alliance has total capital of $38.35 million. Full information on Alliance's financial position is located above.

Who owns Alliance?

Credit Unions are owned by their members.

Where are Alliance branches located?

See branch locations nearby.

Are Alliance ATMs Open 24/7?

Do Alliance ATMs accept cash deposits?

Can Alliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alliance have a mobile app?

Does Alliance have mobile deposit?

Does Alliance have quick pay?

How can Alliance transfer money to other banks or credit unions?

Does Alliance report to credit bureaus?

Does Alliance use Chexsystems?

Does Alliance use Equifax?

What is Alliance's toll free phone number?

What is Alliance's ACH Routing Number?

What is Alliance's SWIFT code?

Where can I find Alliance's wire transfer form?

What is the Alliance address for deposits?

What Products Does Alliance Offer

Does Alliance offer mortgages?

Compare mortgage rates here.

Does Alliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliance offer auto and RV loans?

Compare auto loan rates here.

Does Alliance offer student loans or personal loans?

Compare personal loan rates here.

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