2024 Overview
General Credit Union Information
Alliance is an NCUA insured institution located in Fenton, MO. It was founded in 1948 and has approximately $390.25 millions in assets.
Who can join?
Membership is open to all who live or work in the following counties:
Missouri
St. Louis County
St. Charles County
Jefferson County
Franklin County
Illinois
St. Clair County
Madison County
Monroe County
Jersey County
People who work for Select Employee Groups are also eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63789 |
| Date Established | 1948 |
| Assets | $390.25 million |
| Loans | $346.60 million |
| Deposits | $295.67 million |
| Capital | $41.77 million |
Field of Membership Restrictions
Membership qualifications to join Alliance CU falls under one of these five category headings, Geographic location which is simply to say that anyone who resides or works in select counties throughout the states of Missouri and Illinois qualify for membership. Family affiliation, which defines that anyone who has a relative as a current member, or who wants to bring a relative in once they join all qualify for membership. Employment affiliation which simply explained is if you work for any company that is CU-affiliated then you qualify for membership.Membership into select Labor Groups or government appointment or employment will also qualify you for CU membership eligibility.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.21% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.35% | $75,000 | $99,999 |
Learn More
|
|
Money Market
|
0.40% | $100,000 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.26% | $1,000 | - |
Learn More
|
| 12 Mo CD
|
0.41% | $1,000 | - |
Learn More
|
| 18 Mo CD
|
0.41% | $1,000 | - |
Learn More
|
| 24 Mo CD
|
0.56% | $1,000 | - |
Learn More
|
| 36 Mo CD
|
0.66% | $1,000 | - |
Learn More
|
| 48 Mo CD
|
0.76% | $1,000 | - |
Learn More
|
| 60 Mo CD
|
0.86% | $1,000 | - |
Learn More
|
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Alliance
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Alliance
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ALLIANCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Alliance Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Alliance | U.S. Average |
|---|---|
| 7.83% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Alliance had $3,372,903 in non-current loans and $5,725 in owned assets. To cover these potential losses it had $41,770,109 in net worth and $1,357,707 in loans loss reserves. That gives it a Texas Ratio of 7.83%.
Net Worth
| Alliance | U.S. Average |
|---|---|
| 10.99% | 13.62% |
Alliance FCU has a net worth of 10.99% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Alliance
There are currently no comments for ALLIANCE. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account